Ox & Hart Financial Services

Ox & Hart Financial Services Approved by The Openwork Partnership on 08/01/2026. Redefining financial services. We specialise in a range of services for customers across the UK.

Itโ€™s what we stand for, what weโ€™re driven by, and what weโ€™re determined to achieve at Ox & Hart. Since our very beginnings, we set out to change how you and thousands of others across the UK think about, feel about, and access financial services. From mortgages for first-time buyers or established property owners, insurance for your income or business office, and even capital raising or support wi

th buy-to-let*. Whatever support you might be looking for, you can find it with Ox & Hart. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

*Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Urban Living Making a Comeback! ๐Ÿ ๐Ÿ™๏ธRemember when everyone was dreaming of escaping to the countryside? Well, the latest ...
10/04/2025

Urban Living Making a Comeback! ๐Ÿ ๐Ÿ™๏ธ

Remember when everyone was dreaming of escaping to the countryside? Well, the latest housing trends show a shift! London is back on top as the most searched-for location, and coastal properties are taking longer to sell. ๐Ÿค”

While first-time buyer property prices have increased, wages have grown even more! Could this mean improved borrowing power? ๐Ÿ’ฐ

Thinking of moving? ๐Ÿ ๐Ÿ’ธ You might want to sit down for this... A new report from Yopa reveals that the cost of moving hom...
07/04/2025

Thinking of moving? ๐Ÿ ๐Ÿ’ธ You might want to sit down for this... A new report from Yopa reveals that the cost of moving home in the UK has skyrocketed, especially after recent Stamp Duty Land Tax (SDLT) changes.

England tops the charts as the most expensive place to move, averaging a staggering ยฃ51,826! That's a 10.9% jump from last year. And get this โ€“ stamp duty costs alone have surged by a whopping 216%! ๐Ÿคฏ

Conveyancing fees and mortgage payments are also climbing, adding to the financial strain. Even Northern Ireland, with the lowest overall moving costs, has seen a significant 13.2% increase.

UK Mortgage Market Showing Signs of Warming Up! โ˜€๏ธ๐Ÿ Good news for those looking to buy or remortgage! The UK mortgage mar...
02/04/2025

UK Mortgage Market Showing Signs of Warming Up! โ˜€๏ธ๐Ÿ 

Good news for those looking to buy or remortgage! The UK mortgage market is showing signs of a positive shift, with increased inquiries and a general lift in buyer sentiment. Could this be the spring thaw we've been waiting for? ๐ŸŒท

Key takeaways:

* Increased mortgage inquiries and returning clients are driving cautious optimism.

* Some lenders are offering slightly better rates and more flexible deadlines.

* Warmer weather could encourage more home listings and viewings.

What are your thoughts on the current market? Are you planning to buy or remortgage soon? Let us know in the comments! ๐Ÿ‘‡

๐Ÿ  UK House Prices on the Rise! ๐Ÿ“ˆ According to recent data, the average UK home now costs ยฃ269,000, a 4.9% increase year-...
27/03/2025

๐Ÿ  UK House Prices on the Rise! ๐Ÿ“ˆ According to recent data, the average UK home now costs ยฃ269,000, a 4.9% increase year-on-year!

๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ England's average is ยฃ291,000, while ๐Ÿด๓ ง๓ ข๓ ท๓ ฌ๓ ณ๓ ฟ Wales leads the way with a 6% annual growth!

Rental growth is also high, increasing by 8.1%.

Factors like Stamp Duty changes and a nationwide housing shortage are influencing the market.

What are your thoughts? ๐Ÿค”

UK Inflation Takes a Surprise Dip! ๐Ÿ“‰Good news for the economy! The UK's annual inflation rate unexpectedly dropped to 2....
26/03/2025

UK Inflation Takes a Surprise Dip! ๐Ÿ“‰

Good news for the economy! The UK's annual inflation rate unexpectedly dropped to 2.8% in February, according to recent reports. While it's still above the government's 2% target, this is a welcome decrease from January's 3.0%. Could this mean potential rate cuts from the Bank of England and a boost in buyer confidence? ๐Ÿค” Let's see what the future holds!

๐Ÿ“ฃ Big news for the construction industry! Rachel Reeves just unveiled a ยฃ600m plan to train up to 60,000 more skilled co...
24/03/2025

๐Ÿ“ฃ Big news for the construction industry!

Rachel Reeves just unveiled a ยฃ600m plan to train up to 60,000 more skilled construction workers! This initiative aims to tackle the significant skills shortage, with over 35,000 job vacancies currently unfilled. The plan includes funding for new Technical Excellence Colleges, expanded Skills Bootcamps, and support for apprenticeships and industry placements. This is a game-changer for the future of construction!

๐Ÿ  Spring into a higher property value! ๐Ÿ’ฐ Did you know a good spring clean can boost your home's worth? According to rece...
21/03/2025

๐Ÿ  Spring into a higher property value! ๐Ÿ’ฐ Did you know a good spring clean can boost your home's worth? According to recent research, decluttering can add up to 3.9%, a deep clean 2.8%, and tidying up the garden a whopping 10% to your property's value! ๐ŸŒท Get those gloves on and make your home shine! โœจ

๐Ÿ  UK House Prices on the Rise! ๐Ÿ“ˆNew research from Halifax reveals that the demand for larger homes is fuelling house pri...
20/03/2025

๐Ÿ  UK House Prices on the Rise! ๐Ÿ“ˆ

New research from Halifax reveals that the demand for larger homes is fuelling house price growth across the UK! In January 2025, annual house price growth reached 3.7%, with the average property now costing ยฃ294,818.

Terraced houses are leading the way with a 4.5% increase, while flats are growing at a slower pace. Interestingly, the North East is experiencing the strongest regional growth at a whopping 15.1%!

Are you looking to upsize? Or perhaps considering investing in the North East? Let's discuss in the comments! ๐Ÿ‘‡

Even Numbers Selling for More in UK Property MarketIntriguing data reveals a numerical quirk in the UK property market: ...
18/03/2025

Even Numbers Selling for More in UK Property Market

Intriguing data reveals a numerical quirk in the UK property market: even-numbered homes in England and Wales are selling for around 2.5% more than odd-numbered ones. Analysis of 2024 Land Registry data also shows 22% more sales of even-numbered properties.

While even numbers command a premium, number 3 is the most popular based on sales volume. Interestingly, properties numbered 1 had the highest total market value sold.

Of course, location and size remain key, but this "numbers game" highlights subtle influences in real estate. While number 13 is often avoided, the preference for even numbers adds an unexpected layer to property value.

UK Economy Takes a Dip! ๐Ÿ“‰New data reveals the UK economy contracted by 0.1% in January, presenting challenges for the go...
17/03/2025

UK Economy Takes a Dip! ๐Ÿ“‰

New data reveals the UK economy contracted by 0.1% in January, presenting challenges for the government. What could this mean for you and your family? ๐Ÿค”

* Cost of Living: Economic contraction can sometimes lead to increased uncertainty, potentially impacting job security and the cost of goods and services.

* Mortgage Rates: While not directly linked, economic performance can influence interest rates, which could affect mortgage holders and those looking to buy a home.

* Government Response: The government will likely be under pressure to implement policies to stimulate growth and provide support.

Family stepping stones! ๐Ÿ  It's fascinating to see more parents turning into landlords to help their kids navigate the cr...
13/03/2025

Family stepping stones! ๐Ÿ  It's fascinating to see more parents turning into landlords to help their kids navigate the crazy property market. Rising rents and tough buying conditions? Looks like the "Bank of Mum and Dad" is evolving! What do you think - smart move or potential family drama? ๐Ÿค”

Address

Innovation House, Parkway Court, John Smith Drive
Oxford
OX42JY

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 12pm

Telephone

+441865965078

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