Best Financial Planning Ltd

Best Financial Planning Ltd Oxford Mortgage & Protection Insurance Advisers
www.bestfp.co.uk
01865 361191

12/05/2026

Because when it comes to health, waiting isn’t always an option.

📩 Message us today.

Mortgage rates have dropping today – here’s why 👇After weeks of increases, some lenders have started cutting rates again...
16/04/2026

Mortgage rates have dropping today – here’s why 👇

After weeks of increases, some lenders have started cutting rates again.

So what’s changed?

➡️ Swap rates have eased slightly
These are what lenders price fixed mortgages from – and as they dip, lenders can pass on reductions.

➡️ Markets calming (slightly)
Recent volatility driven by global events pushed rates up fast, but short-term sentiment has stabilised.

➡️ Competition is back
Lenders don’t sit still for long – when one cuts, others follow to stay competitive.

➡️ Opportunity window opening
We’re seeing reductions of up to ~0.45% on some 2-year fixes already.

⚠️ But don’t get carried away…
The bigger picture is still uncertain:
• Inflation risks remain
• Bank of England decisions still unclear
• Rates could move either way quickly

💡 Bottom line:
This isn’t a full trend reversal (yet)… it’s a window.

If you’re buying or remortgaging, timing matters more than ever.

📩 Message me to sense-check your options.

mortgagebroker interest rates homebuye

With fresh uncertainty around Donald Trump and rising geopolitical risk, markets have reacted fast — and that includes m...
26/03/2026

With fresh uncertainty around Donald Trump and rising geopolitical risk, markets have reacted fast — and that includes mortgage pricing.

📊 Swap rates have turned volatile
📉 Rate cuts may slow down
📈 Fixed rates could stop falling (for now)

We were on a steady path to lower mortgage rates… but global events have a habit of changing that overnight.

What this means for you:
➡️ Waiting for “the perfect rate” is getting riskier
➡️ Good deals today shouldn’t be ignored
➡️ Flexibility is key in this kind of market

At Best Financial Planning, we’re watching this closely so you don’t have to.

📩 If you’re reviewing your mortgage this year, now’s the time to start planning — not waiting.

✨ As the year comes to a close… ✨Thank you to all our clients, partners and friends for trusting Best Financial Planning...
27/12/2025

✨ As the year comes to a close… ✨

Thank you to all our clients, partners and friends for trusting Best Financial Planning with your home and financial plans this year.

Whether you moved house, remortgaged, protected your family or simply explored your options — it’s been a pleasure to support you every step of the way.

If you’re planning a move, reviewing your mortgage, or want to make sure your protection is in place for the year ahead, now is a great time to start the conversation.

📩 Get in touch to book your January mortgage or protection review.

Wishing you a Merry Christmas and a happy, healthy New Year.
Here’s to new beginnings in 2026 🏡💜

— Mandy, James & Alex

Best Financial Planning


MortgageAdvice ProtectionPlanning
HomeGoals UKMortgageBroker OxfordshireBusiness

18/09/2025

What todays Bank of England base rate review could mean for you ⬆️💷

What a weekend! ☀️⚓️ This one was extra special—helping a client secure the finance for their dream Sunseeker yacht! Not...
15/03/2025

What a weekend! ☀️⚓️

This one was extra special—helping a client secure the finance for their dream Sunseeker yacht! Nothing beats turning big aspirations into reality. If you’re thinking about financing your next luxury purchase, let’s chat!

Cool things about Oxford.Oxford is best known for its University but don’t underestimate the eclectic buildings all arou...
14/02/2025

Cool things about Oxford.

Oxford is best known for its University but don’t underestimate the eclectic buildings all around the city centre.

Growing up in Oxford can desensitise you to its charm but this particular building has always fascinated me.

28 Cornmarket street, on the corner of Ship street (which is must visit), dates back to Medieval times in the 15th Century and having history with the drapery and linens trade it seems fitting it is now a hat shop of distinction for

We are not just a pretty face and all about mortgages you know! 🏡


📢 This Week’s Bank Rate Update & Mortgage Market Trends 🏡💷📉 Bank of England Rate Decision:The Bank of England is set to ...
04/02/2025

📢 This Week’s Bank Rate Update & Mortgage Market Trends 🏡💷

📉 Bank of England Rate Decision:
The Bank of England is set to announce its latest base rate decision this Thursday, 6th February. Currently at 4.75%, economists widely predict a 0.25% cut to 4.5% due to easing inflation.

🏡 What This Means for Mortgages:
If the base rate drops, we could see mortgage lenders start to lower interest rates, making home loans more affordable. This could be great news for buyers & remortgagers looking for better deals!

📊 Market Outlook:
Experts predict more rate cuts in 2025, possibly reaching 4% by year-end—but lenders may adjust rates at different speeds. Stay tuned for updates!

🔔 Thinking about buying or remortgaging? Now could be the time to plan! DM us for expert advice!

Address

Stevens Road
Oxford
OX39AY

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441865361191

Website

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