Donna Lucas - Mortgage and Protection Adviser

27/08/2026

⚡️ Another energy price increase confirmed…

Ofgem has announced that the energy price cap will rise by another 4% from 1st October.

This comes right after the 13% increase we saw in July, and current market forecasts suggest we could see yet another rise in January. 😬

For an average household, October’s increase adds roughly £60 a year to bills.

Why act now instead of waiting?

The Price Cap Lags: Ofgem sets the cap based on past wholesale costs.

Fixed Deals Move Faster: Fixed tariffs react immediately based on future energy expectations.

Waiting until January to see what happens means today’s competitive fixed rates may no longer be available.

Fixing isn't right for everyone, but knowing your options costs nothing.

Are you currently:
⚡️ On a standard variable tariff?
⚡️ On a fixed tariff ending in the next 4 months?

If so, I’d be happy to take a quick look at what you’re paying vs. what fixed alternatives are out there.

If staying right where you are is your best move, I’ll tell you that straight up! 😊

No pressure, no obligation.

📩 Drop me a message or comment below to take a look.

Links in the comments.

14/08/2026

* GET A FREE COPY OF YOUR CREDIT REPORT *

Are you thinking about applying for finance soon? Perhaps you're considering buying your own home and wondering what your chances of securing a mortgage might be. Or maybe you'd simply like to check your credit profile . It's always wise to review your credit report to ensure there are no unexpected surprises.

With just one report, you get access to information from all three major credit reference agencies: EXPERIAN, EQUIFAX, and TRANSUNION – so you won’t miss a thing!

'Try it free, then it’s a paid monthly subscription – cancel online anytime'

You can get a FREE copy of your credit report by following this link:

10/08/2026

WE HAVE SOME EXCITING NEWS TO SHARE!

Through our work with Utility Warehouse, our main goal has always been simple: to take the stress out of household bills and help people keep more of their hard-earned money.

Every now and then, UW lets us give something really special back—and right now, we get to invite you all to enter The £20K Giveaway!

The details:
Prize: £20,000
Deadline: 31 August 2026
Draw Date: 12 September 2026

It takes under a minute to enter, costs nothing, and comes with zero pressure or obligation to sign up for anything.
Click the link below to submit your entry:
https://forms.gle/mjq1UUjdifAu42Tw6

Please pass this along to anyone you know who could use an extra £20,000 right about now! Fingers crossed for you all!

Donna Lucas
https://partner.uw.co.uk/partner/donna-lucas-ai1984

28/06/2026

🚗💨 Road trip to Utility Warehouse HQ with none other than former England cricketer Monty Panesar! 🏏

We're excited to be working with Monty on an initiative that's all about giving back to local cricket clubs.

🏏 Here's the opportunity: ✅ Raise valuable funds for your club. ✅ With the support of Utility Warehouse, we're aiming to help participating clubs raise up to £10,000. ✅ The clubs that raise the most could even receive FREE coaching from Monty Panesar himself!

And who knows... Monty might even pay your club a visit! 🤩

If you're involved with a local cricket club and would like to find out more, I'd love to have a chat.

📞 Donna Lucas ☎️ 07787 160 114

Let's work together to help local cricket clubs thrive while making a real difference in our communities. 🏏💙

18/05/2026

Are you sick of paying way too much each month on your gas and electric bills? I know I WAS!

If I could show you a simple way to reduce your bill by over £41 per month for doing what you do anyway, would it be worth 20 minutes of your time?

16/05/2026

Most people don’t want another stressful job… they just want a bit more breathing space financially.

This conversation might resonate more than you expect

27/04/2026

* GET A FREE COPY OF YOUR CREDIT REPORT *

Are you thinking about applying for finance soon? Perhaps you're considering buying your own home and wondering what your chances of securing a mortgage might be. Or maybe you'd simply like to check your credit profile . It's always wise to review your credit report to ensure there are no unexpected surprises.

With just one report, you get access to information from all three major credit reference agencies: EXPERIAN, EQUIFAX, and TRANSUNION – so you won’t miss a thing!

'Try it free, then it’s a paid monthly subscription – cancel online anytime'

You can get a FREE copy of your credit report by following this link: https://www.checkmyfile.partners/9SG899D/2CTPL/

Whether you’re applying for a mortgage or find yourself dreaming of a new kitchen or appliance, we can help lighten the load.

20/04/2026

The UK’s fastest-rising house prices

Research from Rightmove has identified the UK towns that recorded the strongest house price growth last year. Read more ....

Buyers have the right to choose their mortgage broker. A UK Mortgage & Protection Adviser explains conditional selling and what homebuyers should know.

07/04/2026

Mortgage affordability set to improve

Analysis by Moneyfacts suggests that mortgage affordability could soon improve to its best level in almost five years.... Read on....

Buyers have the right to choose their mortgage broker. A UK Mortgage & Protection Adviser explains conditional selling and what homebuyers should know.

04/04/2026

Positivity in housing market

The latest data from Zoopla indicates that the housing market rebounded at the start of 2026.

A strong start to 2026 - read on ...

Buyers have the right to choose their mortgage broker. A UK Mortgage & Protection Adviser explains conditional selling and what homebuyers should know.