Neil Alexander - Mortgage and Protection Broker

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Neil Alexander - Mortgage and Protection Broker Fully CeMAP qualified Mortgage and Insurance Broker. Specialising in all types of mortgages and insurance cover.

Your existing lender will usually offer you a new deal directly, which is quick and often involves fewer checks. It is s...
17/10/2026

Your existing lender will usually offer you a new deal directly,
which is quick and often involves fewer checks. It is still worth
seeing how that compares with what else is available before you
accept it.

The thing worth knowing is that your lender's valuation is not a survey. It is carried out for the lender, to check the ...
15/10/2026

The thing worth knowing is that your lender's valuation is not a
survey. It is carried out for the lender, to check the property is worth
lending against, and it is not an inspection of condition.

One week of data is not a trend, and Rightmove is clear that demand is still below last year. What it does suggest is th...
13/10/2026

One week of data is not a trend, and Rightmove is clear that demand
is still below last year. What it does suggest is that the usual autumn
pickup is under way, which tends to mean more competition for the
better properties.

Today is World Mental Health Day. Moving house, money worries and work pressure all take a toll, and asking for help ear...
10/10/2026

Today is World Mental Health Day. Moving house, money worries
and work pressure all take a toll, and asking for help early is not a
last resort. If someone around you has gone quiet lately, it is worth
checking in.

Put those two together and it is around seven months from listing to moving. Rightmove's point is that anyone starting n...
08/10/2026

Put those two together and it is around seven months from listing to
moving. Rightmove's point is that anyone starting now cannot really
plan on being in before Easter. Worth knowing before you hand in
notice anywhere.

For context, the same measure was nearer three quarters back in 2021. It is also a reminder that an accepted offer is no...
06/10/2026

For context, the same measure was nearer three quarters back in
2021. It is also a reminder that an accepted offer is not the finish
line, because nothing is legally binding until contracts are
exchanged.

Worth keeping in perspective. Rightmove itself calls this a modest recovery rather than a turning point, and prices are ...
03/10/2026

Worth keeping in perspective. Rightmove itself calls this a modest
recovery rather than a turning point, and prices are still below where
they were at the start of summer. September is usually a busier
month anyway.

October is Breast Cancer Awareness Month. Whether that means checking yourself, nudging someone else to, or simply being...
01/10/2026

October is Breast Cancer Awareness Month. Whether that means
checking yourself, nudging someone else to, or simply being there
for a friend going through treatment, it is a month worth paying
attention to.

A short lease still narrows your choice of lender, but one thing has changed in buyers' favour. Since January 2025 you n...
26/09/2026

A short lease still narrows your choice of lender, but one thing has changed in buyers' favour. Since January 2025 you no longer need to have owned a flat for two years before you can apply to extend the lease.

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