My Mortgage Specialist

My Mortgage Specialist We specialise in finding the right mortgage for your unique circumstances, no matter how complex!

Here at My Mortgage Specialist we understand that no two peoples circumstances are the same, and that it's therefore vitally important that you get connected to the right individual broker geared to help you. We work with a network of extremely knowledgeable and experienced brokers who have access to the whole of the market, and who have been in the industry long enough that there is nothing they

haven't seen or worked with before. No matter what your circumstances, if there's a solution out there for you, our brokers can find it. Whether you have complex income, bad credit history, unusual properties, the list goes on!

It's that time again... is back! Don't complain, you know you love them 😆😎This week's word is (technically a phrase I k...
08/06/2026

It's that time again... is back!

Don't complain, you know you love them 😆😎

This week's word is (technically a phrase I know!) LTV or Loan to Value.

📣INPUT ALERT📣 - This one does require a BIT of Maths - I know, swearing on a Monday morning...🫣 but it really is only a bit!

Loan to Value literally means how much of the property YOU would be paying for vs the amount you put down as deposit.

👩‍🔬THE MATHS👨‍🔬

The property you've decided to buy is on the market at £200,000.

💶YOU have a 10% deposit burning a hole in your bank account - £20,000
🏦YOUR LENDER agrees to cover the other 90% with your mortgage - £180,000

That means the Loan to Value (or LTV) is 90%
A 90% Mortgage VS your 10% deposit

Still with me? 🤓😁

Lender availability can vary depending on the property, lender, product, your credit score...the list goes on. BUT you don't need to worry about that - let us step in for you 😎 Give us a call on 0115 9555 544 or drop us a message, and we'll deal with the numbers.

It's what we do 🔢

It was .kenny.mortgageadvisor and his other half's anniversary yesterday and she suggested going somewhere expensive as ...
02/06/2026

It was .kenny.mortgageadvisor and his other half's anniversary yesterday and she suggested going somewhere expensive as a treat.

She wasn't impressed ...

New Month, New 🙌‼This week, we're discussing the true definition of a Broker's ✅FRENEMY❎The UNDERWRITER😳They decide ...
01/06/2026

New Month, New 🙌‼

This week, we're discussing the true definition of a Broker's ✅FRENEMY❎

The UNDERWRITER😳

They decide your mortgage fate...necessary to the process, but not always easy.

If you're looking to start your journey as a or even if you're a home owner who is for the umpteenth time, let us deal with the faff of the back and forth...
..and give yourself more time to enjoy the sunshine 🌞😎

She says, as it's no doubt pouring with rain where you are - Sorry! 😆 Great British Summertime here we come! ☔🌦

🎉Follow along for more Word of the Weeks to come! 🎉

When the staff are let out into the community unsupervised 🤦‍♂️
27/05/2026

When the staff are let out into the community unsupervised 🤦‍♂️

📣HAPPY BANK HOLIDAY!📣The office may be closed, but the is still here to entertain!This week's property word is - ⛓ CHA...
25/05/2026

📣HAPPY BANK HOLIDAY!📣

The office may be closed, but the is still here to entertain!

This week's property word is - ⛓ CHAIN ⛓

A group of people all trying to move house at the same time, while surviving on stress, emails and copious amounts of coffee ☕🥴

Ok so the last bit might just be us! But you've no doubt heard in every home moving conversation you've ever had - and now you know what it means.

🎉You're Welcome!🎉

18/05/2026

We're in this office. Honest!

Welcome to My Mortgage Specialist's 🎉Where we take commonly used words or phrases from the property world and blast t...
18/05/2026

Welcome to My Mortgage Specialist's 🎉

Where we take commonly used words or phrases from the property world and blast through the confusion, so you don't have to! 🤓😁

Our first star phrase is - ⭐Agreement/Decision/Mortgage in Principle (or AIP/DIP/MIP for short!)⭐

If you're looking at starting your own and don't want to get dragged down by jargon 😵‍💫give us a call on 0115 9555 544 to go over some options.

See you next week for another Word of the Week!
🎉Follow along so you don't miss anything! 🎉

The boys are away from the office today on important business!
15/05/2026

The boys are away from the office today on important business!

⭐ THIS IS WHY WE DO WHAT WE DO! ⭐I don't even really need to caption this 👇🤩A huge thank you to these lovely client for ...
15/05/2026

⭐ THIS IS WHY WE DO WHAT WE DO! ⭐

I don't even really need to caption this 👇🤩

A huge thank you to these lovely client for trusting us to be part of such an important journey 🏡

📩 If you’re unsure where to start, or feel like you’ve hit a dead end before and don't know where else to turn, please drop us a message or call the office on 0115 9555 544.

There may still be options out there! 😊

🏡 Right, pop the kettle on… let’s have a chat☕ Buying a home is exciting, but let’s be honest - it can feel pretty ove...
13/05/2026

🏡 Right, pop the kettle on… let’s have a chat☕



Buying a home is exciting, but let’s be honest - it can feel pretty overwhelming too.

Some of the worries we hear are :

💷 Being able to save the deposit
📄 Getting mortgage approved
📈 Worrying about interest rates
🏠 Finding a property, or rather the RIGHT property
💳 Managing monthly payments

For others it’s simply knowing where to begin.

If you fall into any or all of these categories, you're not alone!

Sometimes just having a conversation and understanding your options can make everything feel a lot clearer. Don't struggle through them :

👇 Drop your biggest worry in the comments
📞 Give us a call on 0115 9755 544 - we’re always happy to help

**The T&Cs**
Subject to status and lender criteria.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

11 Park Lane Business Centre, Park Lane
Nottingham
NG60DW

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 9am - 5pm

Telephone

+441159755544

Website

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