The Mortgage Point

The Mortgage Point Mortgage and Protection Broker based in Nottingham

Today we thought it was a good day to celebrate our lenders that understand not every case is classed as 'Prime' We'd li...
23/06/2026

Today we thought it was a good day to celebrate our lenders that understand not every case is classed as 'Prime' We'd like to thank these lenders who help us to make our client's dreams possible.

Between these lenders, we can consider cases with defaults or CCJ's as recent as 6 months ago, or more recent if under £500. They also have deposit options as low as 2.5% on a standard purchase or no-deposit for shared ownership!

If you've tried the High Street and been turned down, there may still be options!

📧 [email protected]
📱 07448572257
📞 01156978086
🌐 www.themortgagepoint.co.uk

Subject to lender criteria and affordability checks.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Familiar sight? You’re not alone! According to Pepper Money’s Specialist Lending StudyAs of January 2026, approximately ...
23/06/2026

Familiar sight? You’re not alone!
According to Pepper Money’s Specialist Lending Study
As of January 2026, approximately 16 million UK adults—30% of the adult population—have experienced adverse credit at some point in their lives. This includes issues such as missed payments, defaults, or County Court Judgments (CCJs). Notably, 8.4 million individuals, or 16% of UK adults, encountered adverse credit within the past three years, marking a 21% increase compared to 2023. Among those who have missed a credit payment, 46% reported missing more than one.

Many people assume that due to adverse credit they won't be able to get a mortgage, or will need a high deposit. We have lenders that will consider as low as 2.5% deposit, even with adverse credit history!

Your home may be repossessed if you do not keep up repayments on your mortgage or any
other debt secured on it

To all the Dad's out there, happy Father's Day!
21/06/2026

To all the Dad's out there, happy Father's Day!

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