What are the opening hours?

Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Rogers Wealth Management Ltd

Home
United Kingdom
Nottingham
Rogers Wealth Management Ltd

Call Directions Website

We specialise in bespoke face to face financial advice for individuals, families and businesses in the East Midlands.

30/10/2026

Business owners – could new pension and IHT rules affect your succession plans?

From 6 April 2027, most unused pension funds and pension death benefits will form part of an individual’s estate for IHT purposes.

Business owners considering a sale or holding commercial property and other assets through a pension may face succession-planning considerations.

Reviewing pension, business exit and estate plans together can help owners understand their potential exposure and available options.

With less than six months to go before most unused pension funds are brought within estates for inheritance tax purposes, business owners are being urged to consider how their succession plans may be affected.

Business owners – could new pension and IHT rules affect your succession plans?

27/10/2026

You can read the Wealth WeekWatch here:

What's rattling markets?

It was a particularly tough week across financial markets as several concerns came back into focus. Global stock markets fell as investors re-examined the case for high levels of AI expenditure and further energy-driven inflation. Oil prices are at their highest level since June 2022 in response to escalating attacks on shipping in the Middle East. Speculation is also growing that the US will resume attacks against Iran following the US midterm elections in just over a week. French government bonds continued to weaken, with yields rising as prices fell. Responses to the civic unrest may complicate moves to repair the weak public finances. US Treasuries benefited as investors sought safety, with the yield on the 10-year bond falling below 5%. The Japanese yen also strengthened. The gold price weakened. As gold does not generate any income, higher interest rates make it less attractive to investors relative to interest-bearing assets.

In the UK meanwhile, all eyes will be on Chancellor John Healey as he prepares to give his first Autumn Budget, against a difficult fiscal backdrop.

WeekWatch - 26/10/2026

23/10/2026

Shielding protection cover from inflation

The longer a policy is in place, the greater the risk inflation will erode the real value of a fixed benefit.

Index linking (linking the policy value to inflation) can help the payouts keep pace with rising costs.

Financial advice can ensure you take out the right protection cover for you and your family.

Most of us understand that inflation pushes up the cost of everyday essentials, from food shopping to energy bills. But fewer people realise it can also reduce the future value of their protection cover.

If you have life insurance or critical illness cover, the amount paid out might stay the same while the cost of living continues to rise. Over time, that could mean the policy provides less financial support than you originally intended. That’s why it’s worth considering ways to help your protection cover keep pace with inflation, so it continues to provide a valuable safety net for you and your loved ones.

https://partnership.sjp.co.uk/article/detail/sjpp/shielding-protection-cover-from-inflation

Shielding protection cover from inflation

20/10/2026

You can read the Wealth WeekWatch here:

Has the UK turned a corner?

With the Budget due next week, Chancellor John Healey will have been encouraged by the news that UK GDP grew 0.1% in August. Given the recent energy shocks, economists had been expecting the economy to shrink.

Computer programming grew by double digits, suggesting the AI build-out is having a positive effect on the UK economy.

The news capped a good week for economic data. The International Monetary Fund (IMF) has recently upgraded its growth forecast for the UK economy to 1.3% for 2026. This compared to its April prediction of 0.8%. The organisation was particularly complimentary of the country’s attempts to narrow the deficit, and urged Healey to ‘stay the course’.

However, energy prices remain a cloud on the horizon. The wars in Ukraine and Iran show little signs of ending soon. Brent crude oil spent most of last week hovering between $103 and $105 a barrel, however on Friday it leapt to almost $110.

For Healey contemplating his inaugural Budget next week, rising energy costs present an unwanted headache.

https://partnership.sjp.co.uk/article/detail/sjpp/weekwatch-19-10-2026

WeekWatch - 19/10/2026

16/10/2026

Pensions and IHT: the 'double tax' trap

From April 2027, most unused pensions and death benefits will fall into estates for IHT purposes. In some cases, inherited pensions may be subject to both inheritance tax (IHT) and income tax.

If you pass your estate to a spouse or civil partner, it’s IHT free.
There are financial planning opportunities such as gifting, annuities and insurance cover which can help lower the tax burden for your beneficiaries.

For years, pensions have offered a valuable tax advantage alongside retirement income, enabling people to pass on wealth to the next generation. But from April 2027, changes to inheritance tax rules could mean some families face a significantly larger tax bill than they expected.

In some cases, beneficiaries may face both inheritance tax and income tax on inherited pensions – this is known as the ‘double tax trap.’

Pensions and IHT: The 'double tax' trap

13/10/2026

You can read the Wealth Weekwatch here:

Leader of the Conservative Party Kemi Badenoch has promised to abolish inheritance tax (IHT) on family homes if her party returns to government.

Badenoch said that the proposal would allow couples to pass on an additional £1 million to their families free of tax.

According to Conservative Party calculations, the changes would see all estates paying less IHT and halve the number of families paying the tax. She argued that IHT is no longer a tax on the wealthy but is increasingly affecting middle-class families.

Under current rules, IHT is generally charged at 40% on the value of an estate above the available nil rate band allowances. The first £325,000 of an estate is usually covered by the nil rate band. Some people may also qualify for a residence nil rate band of up to £175,000 when leaving a qualifying home to direct descendants, such as children or grandchildren.

As a result, a single person may be able to pass on up to £500,000, and a married couple or civil partnership could pass on up to £1 million, without an IHT charge, if they qualify for the full allowance.

WeekWatch - 12/10/2026

09/10/2026

Autumn Budget 2026 – with a month to go, what lies ahead?

With less than four weeks before the chancellor John Healey stands up to give his first Budget, leaks about what might be announced have been few and far between.

The lack of rumours has also led to a notable reduction in speculation, which has been welcomed by both SJP and markets. The panic seen in previous years around potential changes to pensions for example, appears to have been largely muted.

However, in his keynote speech to the Labour Party conference in Birmingham on Tuesday, the prime minister Andy Burnham set out a pledge to offer access to free social care services to everyone in England – on which he intends to lead Labour into the next election.

To partially fund this, Burnham said his government would end the pensions triple lock from 2030, replacing it instead with a double lock. This would mean the state pension increases in line with whichever is higher of inflation or 2.5%, rather than also taking average earnings growth into account. The government’s own figures show the state pension is the largest benefit in the UK, with public spending on it currently sitting at £154 billion per year (in 2026/27).1

Autumn Budget 2026 – with a month to go, what lies ahead?

06/10/2026

You can read the Wealth WeekWatch here:

Burnham sets out his stall

Last week’s Labour party conference gave the new prime minister a platform to set out his vision for the country, including some ambitious changes to housing and social care. However, the details of how this will be paid for won’t be revealed until the Budget at the end of the month, at the earliest.

Questions around this are likely to grow louder in the coming weeks, as pressures mount on government finances. Rising energy prices and the resultant inflationary pressures are causing issues for most developed markets. This has also led to borrowing costs rising.

There was some good recent news, however, as GDP figures for Q2 were revised up slightly to 0.5%.

According to Hetal Mehta, Chief Economist at SJP: “Improved growth momentum and renewed inflation concerns are pushing up inflation expectations as well Bank of England hike predictions (markets are pricing in two hikes by the end of the year, and a further two to three in the first half of 2027). The Budget is a key focus for the UK in the coming weeks. The chancellor is keeping his cards close to his chest but tax increases are likely if funding for defence spending and social care is required without breaching the fiscal rules.”

WeekWatch - 05/10/2026

02/10/2026

Divorce - proof your business

There is no guaranteed way to completely protect your business in divorce. However, there are layers of protection you can put in place.
Offsetting other assets against your business may allow you to retain full ownership.
A pre-nuptial agreement is the strongest protection available, provided it is prepared properly and reviewed regularly.

Divorce for many is a significant life change, one which can bring emotions, admin and financial upheaval to the fore.

If you’re a business owner, an additional concern may be whether you will be able to retain control and ownership of the business you’ve worked so hard to create. While the answer isn’t as simple as a guaranteed yes, there are actions you can take to protect your business in divorce – while ensuring the financial needs of you and your spouse are both catered for.

Divorce - proof your business

29/09/2026

You can read the Wealth Week Watch here:

HMRC warns of unclaimed child trust funds

HM Revenue & Customs (HMRC) is urging owners of matured child trust funds to claim their savings.

Around 827,000 accounts, worth on average £2,310 each, remain unclaimed, according to HMRC.2

Child trust funds (known as CTFs) were long-term savings accounts set up for children born between September 2002 and January 2011. They were later replaced by junior individual savings accounts (ISAs).

Many CTFs received an initial government contribution of at least £250. Where parents or guardians did not open an account, one was opened on the child’s behalf. As a result, some young adults may be unaware they may have CTF-related savings.

When a CTF holder reaches age 18, they can choose to withdraw the money, leave it invested or transfer it elsewhere.

Anyone unable to locate their account can use the government’s locator tool.

WeekWatch - 28/09/2026

Address

Rogers Wealth Management Ltd, 18 Hilton Crescent, West Bridgford
Nottingham
NG26HT

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+441158387020

Website

https://www.rogerswealthmanagement.co.uk/index.html

Alerts

Be the first to know and let us send you an email when Rogers Wealth Management Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.