Riverfall Financial Ltd

17/10/2026

3 psychological reasons you might prefer cash to investments:

1. Market movements can make investing feel uncertain
2. The fear of losing money could mean you favour cash
3. Cash is tangible, which may make it feel safer

Read our blog, linked below, to learn more about why cash might feel safer, and the potential impact of overlooking investing.

https://www.riverfall-financial.co.uk/our-blog/the-psychology-behind-favouring-cash-instead-of-investing

16/10/2026

4 practical reasons to regularly contribute to your child's pension:

1. You could support their future
2. Your additional contribution could grow
3. Your contributions will usually benefit from tax relief
4. Your contributions could be efficient for Inheritance Tax

Read our latest blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/4-practical-reasons-to-regularly-contribute-to-your-childs-pension

14/10/2026

Could Capital Gains Tax take more of your wealth than you expect?

According to the Office for Budget Responsibility, HMRC is forecast to collect £29.8 billion in Capital Gains Tax by 2030/31, more than double the £13.7 billion collected in 2024/25.

With the Annual Exempt Amount now just £3,000 and tax rates higher than they were a few years ago, more people could find themselves with a bill when disposing of investments, property, or other assets.

Read our latest blog, linked below, to discover 5 ways you might reduce a future Capital Gains Tax liability.

https://www.riverfall-financial.co.uk/our-blog/explained-capital-gains-tax-and-how-you-could-reduce-your-liability

10/10/2026

4 steps to take before your child can access their JISA:

1. Talk to them about the goals you had when setting it up
2. Listen to how they might want to use the money - and plan together
3. Consider a gradual approach to handing over control
4. Demonstrate the value of leaving their JISA untouched

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/4-steps-to-take-before-your-child-can-access-their-jisa

09/10/2026

Are you financially supporting your adult children?

Stagnant wages, the rising cost of living, and difficulties getting on the property ladder mean younger generations are finding it difficult to achieve financial security.

Updating your financial plan could help you understand the impact supporting your loved ones has on your finances now, as well as in the future.

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/are-you-supporting-adult-children-heres-why-it-should-be-part-of-your-financial-plan

09/09/2026

Buy-to-let property may seem like an attractive asset to invest in.

However, there are a lot of important areas to consider, from how it could affect your tax liability to your responsibility as a landlord.

Read our latest guide, linked below, to discover the important questions you need to answer before you purchase a buy-to-let property.

https://www.riverfall-financial.co.uk/our-blog/guide-the-pros-and-cons-of-investing-in-buy-to-let

07/09/2026

Niamh tells us all about her fantastic month long adventure to Kenya.

So many of our clients sponsored her or gave good wishes and advice. Here's how she got on... 🇰🇪

After an incredible month in Kenya, Niamh writes to thank everyone for their support

07/09/2026

We’re delighted to welcome Peter to Riverfall Financial!

Peter has joined our team of financial planners in Nottingham, bringing his experience and passion for helping clients make confident decisions about their financial future.

From pensions and investments to retirement planning and wider financial planning, Peter is looking forward to getting to know our clients and helping them work towards their goals.

We’re excited to have Peter on board and look forward to introducing him to you.

Read our latest news and find out more about Peter and the Riverfall Financial team in the link below

Riverfall Financial welcomes Peter to our team of financial advisers in Nottingham. Discover how we can help with pensions, investments, retirement and financial planning.

05/09/2026

5 ways to prevent catastrophising and embrace positive thinking:

1. Identify what triggers your negative self-talk
2. Check how you’re framing your thoughts throughout the day
3. Ask yourself what the most likely outcome is
4. Focus on what you can change
5. Make time to notice what is going well

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/how-to-prevent-catastrophising-and-embrace-positive-thinking

04/09/2026

5 fantastic reasons to make volunteering part of your retirement plan:

1. Expand your social circle
2. Restore a sense of purpose
3. Build a new routine
4. Continue developing skills and knowledge
5. Pass on your expertise

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/5-fantastic-reasons-to-make-volunteering-part-of-your-retirement-plan