Kathryn Pells CeMap CeRer AIPW - MCB Financial Services Ltd

31/10/2026

There are plenty of things that can be scary about your finances: confusing mortgage options, unexpected costs or simply not knowing where to start.

But getting advice doesn’t have to be frightening! 🕷️

Whether you’re looking for a mortgage, protection for your family, planning for later life or making a Will, the team at MCB Financial Services is here to make things a little less scary and a lot more straightforward.

Have a safe and spooktacular Halloween 👻

10/10/2026

Money worries can feel overwhelming. Whether it’s the pressure of a mortgage, concerns about protecting your family, planning for later life or simply not knowing what your options are, financial uncertainty can weigh heavily on your mind.

That’s why getting the right advice can make a difference.

At MCB, we believe financial advice shouldn’t add to the stress. Our team is here to listen, explain your options clearly and help you make informed decisions about your financial future.

From mortgages and protection to later-life lending and Wills, we’re here to make things simple, clear and tailored to you.

09/10/2026

07/10/2026

This World Financial Planning Day, take a moment to think about where you are now and where you want to be in the future.

Whether you’re:
🏡 Buying your first home or planning your next move
💷 Thinking about your mortgage and future finances
🛡️ Making sure you and your family are protected
🌿 Planning for later life
📋 Putting a Will in place
💼 Looking at finance to help your business grow

Having the right advice can help you understand your options and make confident decisions for the future.

We’re here to make financial planning simple, clear and tailored to you, whatever stage of life you’re at.

If you’re thinking about your financial future, get in touch with our friendly team.

24/09/2026

We’re nearly there ⛳️

It's the Macmillan Charity Golf Day next week and we can’t wait.

It’s shaping up to be another incredible day raising money for Macmillan Cancer Support.

Our MD Mark Burton said it best: “Being part of something that genuinely helps people through the toughest times is a privilege.”

That’s exactly why we’re sponsoring this event.

Who’s joining us?

15/09/2026

A critical illness can change your life in an instant, but worrying about money shouldn't have to be part of the recovery.

Critical Illness Cover can provide a tax-free lump sum if you're diagnosed with a covered condition, helping you to:

✅ Cover your mortgage or household bills
✅ Replace lost income while you're unable to work
✅ Pay for treatment or home adaptations if needed
✅ Focus on what matters most - your recovery

Everyone's circumstances are different, which is why getting the right advice is so important. Get in touch with the team to discuss the protection that's right for you.

Drop us a message to find out more.

28/08/2026

Can self-employed people get a mortgage?

Absolutely!

One of the biggest misconceptions is that being self-employed makes it much harder to get a mortgage. While the process can be a little different, there are plenty of lenders who are happy to lend to business owners, freelancers and contractors.

What you'll usually need is evidence of your income, which could include:
📄 SA302s or tax calculations
📊 Tax year overviews
📚 Company accounts
💼 Business bank statements

Exactly what's required will depend on your circumstances and the lender.

The key is finding a mortgage that's right for you and presenting your application in the best possible way. That's where independent advice can make all the difference. We understand the different ways self-employed people earn an income and can help you navigate the options available.

So, if you've been wondering whether being self-employed could stop you getting a mortgage, the answer is: don't rule yourself out before you've explored your options.

Got a question you'd like us to answer in a future FAQ Friday? Leave it in the comments or send us a message.