Paul Macduff - MCB Financial Services

27/06/2025

If you’ve ever found yourself confused about the difference between life insurance and critical illness cover, you’re not alone. Many people assume they’re the same, but while they both provide a financial safety net, they do very different jobs.

02/06/2025

20/05/2025

Myth - I don’t need a Will because my family will inherit everything automatically.

Fact: Without a Will, your estate is divided according to strict legal rules – not necessarily how you’d want. It’s also extremely important for parents — a Will is the only way to officially appoint guardians for your children. Without one, the decision could be left to the courts, and it might not reflect what you would have wanted.

Having a Will puts you in control. It ensures your wishes are followed and makes things much easier for your loved ones during a difficult time.

Don’t leave it to chance. It’s easier than you think to get a Will sorted and the peace of mind is priceless.

26/04/2025

How much do you need for a house deposit? The magic number? Usually 5% to 10% of the property price. So, for a £200,000 home, you’ll need between £10,000 and £20,000.

Top Tip: A bigger deposit (think 15% or more) can often unlock better mortgage rates, saving you money in the long run.

Not sure how much you’ll need or want to explore your options? We’re here to guide you through it - no jargon, just simple, friendly advice.

26/03/2025

Only 40% of UK adults have a Will in place. That means the majority of people don’t have a plan for their loved ones when they’re no longer around. Without a Will, your wishes might not be honoured, and it can leave your family facing extra stress at an already difficult time.

But it’s not just about a Will – it’s also important to consider a Lasting Power of Attorney. This allows you to appoint someone to make decisions for you if you’re no longer able to. It’s peace of mind knowing that your financial and personal affairs are in the hands of someone you trust.

Creating a Will and Lasting Power of Attorney isn’t just about paperwork - it’s about protecting those you love and ensuring your legacy is cared for.

Don’t leave things to chance. Get in touch to help you secure your peace of mind, knowing everything will be taken care of with a Will.

*Statistic correct as of 2025

14/09/2024

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08/08/2024

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03/07/2024

Please contact me if wish to discuss further
[email protected]

15/04/2024

Self Employed and need mortgage advice
Please contact me if need to discuss further.
Email: [email protected]
Tel: 07919158831