18/07/2026
A few years ago I took an enquiry one morning from Mr C who talked through a vision that he and his wife had been working towards for some time.
Having been successful landlords for many years, they owned several buy-to-let properties, including one adjoining their own home. They recognised the development potential next door due to the extensive rear gardens they both had and went on to secure suitable planning permission to bring that vision to life.
Planning was granted in two Phases.
Development Money was delighted to provide the funding for Phase 1 that focused on unlocking the site by creating an access road between the two properties. This required the existing buy-to-let property to be sympathetically remodelled, with part of the side of the house removed and intelligently reconfigured to the rear. The result was a newly refurbished property and wider access for a vehicle to get into the wider development.
This clever design unlocked the development of the land, paving the way for the construction of four new homes. The downtime between Phase 1 and yesterdays completion, Phase 2 was allocated with finding a tenant for the new property, splitting the title for both gardens (a laborious task with 2 different lenders, deed of easements and land registry) and meticulously planning the construction for the 4 new build units in the rear gardens.
In this time Development Money found a lender to buy into the vision of Phase 2 and be comfortable in letting the borrowers be their own contractor. It was their 1st multi unit development!
✨ Deal Highlights
• First-time developers AND contractors
• Construction of 4 new-build homes
• 75% Loan to GDV
• Funding structured to support the entire development journey in 2 Phases
If you’re looking at your next development project, whether it’s your first or your fiftieth, however complex, we’d love to help. 🙏
☎️ 01508 491111
📧 [email protected]
🌐 www.developmentmoney.co.uk
