Ipswich Mortgage Co

20/04/2025

HAPPY EASTER 🐰 🍫 🐥 💐
From all the team at Ipswich Mortgage Co.

30/03/2025

🌷 Happy Mother’s Day 🌷

Today we celebrate the incredible women who’ve shaped our lives—mums, grandmothers, mother figures, and those we remember with love.

To the mums who are with us, and those who live on in our hearts—thank you.



24/01/2025

I'M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? 🤔

Other than the obvious length of fixed rate, there are a few key differences between 2, 3 and 5 year fixed rates which may impact your decision on which offering you go for 🤔

The interest rate of 2, 3 and 5 years have become more similar in recent years, with sometimes the 5-year rates, being lower than 2 & 3 years, however, it's all about the rate.

2 & 3 year fixed rates are perfect for short-term commitment, whether that be you are planning to move, or make significant changes to your situation, being on a 2 & 3 year fixed can allow you the flexibility to make changes without the penalty charges, as waiting for a 2 & 3 year fixed to end is much easier than waiting on your 5!

That being said, 5 year fixed rates can help you beat those remortgage woes, the thought of remortgaging every 2 years is enough to fill many with dread, and having 5 years without remortgaging is great for many.

If you're unsure of which deal is right for you, we'll talk you through your options so you can make an informed decision 🤩

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01473 598 391
📱💻 www.ipswich-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

08/01/2025

NEW YEAR, NEW MOVE? 🏡 🤔

We'd love to hear what your house and mortgage goals are for 2025?

Are you looking to buy your first home in 2025? or looking to buy your next home?

Is your remortgage due in 2025? or looking to purchase a buy-to-let property?

Speak to us to see how we can help your mortgage goals in 2025!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01473 598 391
📱💻 www.ipswich-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

25/12/2024

19/12/2024

JINGLE BALLS! The Bank of England has held the base rate at 4.75%!

What does this mean for your mortgage? 🏡
🔒 Fixed Rate Mortgages: No changes here! Your rate remains secure until your deal ends.

📈 Tracker or Standard Variable Rate Mortgages: Good news! No increase in your monthly payments since the base rate remains unchanged.

However, if you have been holding off securing a mortgage, it's crucial to stay prepared. Rates can change suddenly, so securing your mortgage deal now can save you from future disappointments.

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01473 598 391
📱💻 www.ipswich-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

29/11/2024

BLACK FRIDAY- EVERYBODY LOVES A DEAL, SO WHY WOULD YOU JUST SHOP AT A BANK FOR YOUR MORTGAGE! 😓 🏦

Who doesn't love to shop around! 🛍️

When approaching a bank for your mortgage, you will only be receiving one lenders set of rates 😱

By using a mortgage brokerage they will search the whole of the market with over 100 lenders to find the best rates for your current circumstances.

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01473 598 391
📱💻 www.ipswich-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

18/11/2024

HOW LONG COULD YOU LAST WITHOUT YOUR INCOME? 🤕 💰

If you were unable to work, how long would your savings last? 🤔
Less than one month?
1-3 Months?
3-6 Months?
6-12 Months?

A serious question you should ask yourself, if you do not receive sick pay from your current employer or if you're self-employed!

DID YOU KNOW? 🤔

Statutory Sick Pay is set at a weekly rate of £116.75 from 6 April 2024 but is usually worked out daily. The amount you actually get depends on the number of days you normally work each week ('number of qualifying days in week') and how many of those days you are off sick.

Would this pay all your bills?

WHAT IS INCOME PROTECTION INSURANCE?

Income protection insurance provides regular payments that replace part of your income if you're unable to work due to illness or an accident, it pays out until you can start working again – or until you retire, die or reach the end of the policy term – whichever is sooner.

WHO CAN THIS BENEFIT?

- Self-Employed
- Anyone without any sick pay benefits from work

Would you like to discuss your insurance needs? We offer a full range of insurance products from life & mortgage protection insurance, critical illness cover, income protection and buildings & contents insurance. We can review any existing polices you may have in place, to see if you have the correct insurance for your current circumstances 🔎

Get in touch to see how we can help you!
Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01473 598 391
📱💻 www.ipswich-mortgage.co.uk

THERE IS NO COST FOR OUR SERVICES FOR INSURANCE BASED PRODUCTS AND ALL REVIEWS ARE FREE OF CHARGE

10/11/2024

Lest we forget 🌺