What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 4pm

http://www.unitymutual.co.uk/, https://bookings.cloud.microsoft/book/UnityMutual@oddfellows.onmicrosoft.com/?ismsaljsaut

Unity Mutual

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Unity Mutual is a not-for-profit, mutual organisation that offers simple savings, investment products to help families plan for the future.

12/10/2026

⭐⭐⭐⭐⭐
“Good service all round.

Polite and helpful service on the phone, and quick delivery of the necessary paperwork.”

Thank you for your kind feedback! We're delighted to hear that our team provided a good service for you and all the paperwork reached you quickly. It’s always our aim to deliver great customer support and making things as straightforward as possible.

Want to learn more about the products Unity Mutual offers? Visit https://www.unitymutual.co.uk/

T&Cs apply.

05/10/2026

Cash or stocks and shares Junior ISA?

The good news is you don't necessarily have to choose one or the other.

A child can hold both a cash Junior ISA and a stocks and shares Junior ISA, helping you balance stability and potential long-term growth. Just remember that both accounts share the same £9,000 annual Junior ISA allowance.

At Unity Mutual, our Stocks and Shares Junior ISA invests in our Equity Fund, which tracks the performance of 600+ UK companies, so you don't need to pick individual investments or manage a portfolio yourself.

Whichever route you choose, any interest or investment growth is free from UK Income and Capital Gains Tax. The money belongs to the child and is locked away until they turn 18, when they can access and manage it themselves.

Find out more about our Stocks and Shares Junior ISA: https://www.unitymutual.co.uk/childrens-products/junior-isa/

Terms and conditions apply. Capital at risk. The value of investments can go down as well as up, and your child may get back less than was invested.

29/09/2026

If you're saving for a child, what's your top priority?

🏠 A first home
🎓 University costs
🚗 Driving lessons
✈️ Travel adventures
💭 Something else?

Tell us in the comments what's inspiring your savings goals. 💙

Small, regular contributions could add up over time. With the Unity Mutual Stocks and Shares Junior ISA*, you can invest on behalf of your child, and any growth is tax-free.

The money belongs to the child and is locked away until they turn 18. After that, they can decide how to use it, whatever their future plans may be.

Find out more: https://www.unitymutual.co.uk/childrens-products/junior-isa/

Terms and conditions apply. Capital at risk, value can go up as well as down. The child may get back less than was invested.

21/09/2026

💷 Small steps today can help build confidence for tomorrow.

It's UK Savings Week (21-27 September), a great opportunity to explore practical tips, tools and resources to help you save in a way that works for you.

Whether you're building an emergency fund, planning for something special, or preparing for life's unexpected moments, every saving journey starts with a first step.

Find out more at uksavingsweek.co.uk

If you’re not currently in a position to save, support and guidance are also available.

17/09/2026

Why do some people invest?

People may invest for many reasons, including:

🌱 Growing their money
🛍️ Beating inflation
✈️ Saving for life goals

There is always a risk with investing that you could get back less than you put in, but there are ways to help reduce the potential risks.

Learning how investing works can help you understand the risks and make more informed decisions. Explore our Knowledge Hub for helpful guides: https://www.unitymutual.co.uk/knowledge-hub/

Terms and conditions apply. Capital at risk.

07/09/2026

What are the different types of ISAs? 👇

💷 Cash ISA: Save money and receive tax-free interest
📈 Stocks & Shares ISA: Invest for potential growth, although your money can raise or fall in value
🏠 Lifetime ISA: Save towards a first home or later life and receive a 25% government bonus
👥 Innovative Finance ISA: Invest through peer-to-peer lending, with the risk that borrowers may not repay

Understanding the benefits, risks and rules of each option is the first step towards making the right financial decision for your goals.

Learn about the different types of ISAs and how they compare with other savings accounts in our guide: https://www.unitymutual.co.uk/knowledge-hub/isa-vs-savings-accounts/

T&Cs, eligibility criteria, and withdrawal penalties may apply. Capital at risk with investment products.

01/09/2026

Could a stocks & shares ISA help your money work harder?

With stocks & shares ISAs accounting for almost 60% of the UK's £872 billion ISA market, many savers are looking beyond cash to help grow their money over the long term.

Our latest guide explores the potential benefits, risks and key considerations of investing through a stocks & shares ISA.

📖 Read more: https://www.unitymutual.co.uk/knowledge-hub/what-is-a-stocks-and-shares-isa/

Source: HMRC 2023/24

Capital at risk with investing. Terms and conditions.

24/08/2026

Open a Unity Mutual Lifetime ISA with just a £10 monthly Direct Debit or a £25 lump sum. You'll benefit from the 25% Government Bonus on your contributions, up to £1,000 each tax year, alongside our competitive 4% AER interest rate.

Find out more about our Lifetime ISA: https://www.unitymutual.co.uk/adult-products/our-isas/lifetime-isa/

T&Cs apply. Lifetime ISA rules and withdrawal restrictions apply.

17/08/2026

What puts you off investing?

📍 Not sure where to start
🚧 Worried about risk
💷 Don't have enough money
❓ Don't understand the options

Tell us your worries in the comments ⬇️

A stocks & shares ISA can be a great way to invest tax-efficiently, but it's important to understand how it works before you begin.

If you’re unsure and don’t know where to start, read our guide here: https://www.unitymutual.co.uk/knowledge-hub/what-is-a-stocks-and-shares-isa/

Capital at risk with investing. Terms and conditions apply to all our products.

14/08/2026

📚 It’s Financial Awareness Day!

Money can sometimes feel complicated or overwhelming, but taking small steps to understand your finances can help you feel more confident and in control.

Whether you’re saving for a child’s future, planning for your own goals, learning about investing, or simply looking to make more informed decisions, understanding your options is a good place to start.

That’s why we’ve created a range of helpful guides, articles and resources in our Knowledge Hub, designed to support people at different stages of their savings journey.

Explore our Knowledge Hub and learn something new today:
https://www.unitymutual.co.uk/knowledge-hub/

Address

Unity Mutual, Oddfellows House, 184-186 Deansgate
Manchester
M33WB

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Telephone

+441612144650

Website

http://www.unitymutual.co.uk/, https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsaut

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