18/07/2026
I’ve spent the last week in Spain helping my parents through the wildfire near their home, and it’s hard to put into words the devastation it’s caused. Homes lost, livelihoods destroyed — and heartbreakingly, lives too.
Seeing it first‑hand is something I’ll never forget.
Then, while all this was happening, hearing about the wildfires back home in the UK was just awful. It’s frightening how quickly life can change, and how these things feel “far away” until they’re suddenly on your doorstep.
Moments like these make you pause. They remind you how important it is to have the right protection in place — not just solid home insurance, but cover that supports you if you’re injured or unable to work. These aren’t easy conversations, but they matter.
I also want to give a gentle nudge to check your own policies — not out of fear, just awareness. Look at your excess, what’s actually included, and what might be missing. Cheaper policies often only cover the basics, and when something serious happens — fire, flood, storm damage — it’s the “extras” that make the biggest difference.
Things like alternative accommodation, temporary accommodation for pets, loss of food/freezer contents, garden plants and outdoor items, outbuildings, boundary walls/fencing, clean‑up costs, and replacement of personal belongings are often not included in basic cover. Many people only discover that when they’re already dealing with the worst day of their lives.
If anyone ever wants free, no‑obligation advice, we’re always here to help. Simply message for a chat.
And if you’d like to understand protection a bit more, follow us — I’ll be breaking down the different types of cover over the next few weeks in a simple, pressure‑free way.
Trusted Home Finance
Tel – 01621 483437
Office address – 38 Quest Place, Maldon, CM9 5AG
Trusted Home Finance Limited is an appointed representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with company number 14179093. Registered office: 3 Hutley Close, Witham, Essex, CM8 1FZ.