Jamie Blow - Mortgage Adviser

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Jamie Blow - Mortgage Adviser Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Jamie Blow - Mortgage Adviser, Mortgage brokers, Park Drive, Maldon.

Your Friendly Neighbourhood Mortgage & Protection Adviser 🕷️🦸🏻‍♂️

Helping first-time buyers, home movers and remortgagers find the best mortgage and protection solutions to supercharge your finances ⚡️🏡

16/09/2026

Setting up a limited company for your next buy-to-let? Be this guy, don’t be this guy…

Getting it right from the start saves a lot of hassle later. Send me a message before you incorporate.

15/09/2026

True or false, limited company buy-to-let edition.

Newly formed SPVs with no trading history, any SIC code works, adding a director after completion… how many did you get right?

Setting up an SPV soon? Send me a message and let’s get it structured properly from the start.

14/09/2026

Buying your next property through a limited company doesn’t get you out of the stamp duty surcharge.

It’s one of the few things that applies the same way whether you buy personally or through your SPV.

Budgeting for your next purchase? Send me a message and I’ll help you get the full picture before you commit.

13/09/2026

Getting declined by one lender for a limited company buy-to-let doesn’t mean the deal’s dead.

Criteria varies far more between lenders in this space than for personal-name BTL, things like SIC codes, director requirements, and how rental cover is calculated.

One no isn’t the final answer. Send me a message and I’ll check who else might say yes.

12/09/2026

This landlord had three separate limited companies for three buy-to-lets, one for each property.

When they came to buy again, we looked at consolidating future purchases under one existing SPV instead of starting a new company every time.

Less admin, fewer accounts to file, one lender relationship to manage.

11/09/2026

Remortgaging a property inside a limited company isn’t the same process as remortgaging in your own name.

Lenders look at your company accounts and rental cover differently, and far fewer lenders operate in this space at all.

Coming up to remortgage your SPV?

Send me a message and I’ll check what’s actually available to you.

09/09/2026

You don’t need a 50/50 split on a joint buy-to-let. 🤝

Ownership splits don’t have to be equal:

→ Splits can be structured around tax efficiency
→ A 90/10 or 70/30 split might make far more sense than 50/50
→ It’s a conversation worth having before you apply, not after

Get the structure right from the start, it’s harder to change later.

📩 DM me “SPLIT” if you’re buying jointly and want to get this right.

08/09/2026

Tracker rates aren’t necessarily the risky choice everyone assumes. 📈

It comes down to priorities based upon:

→ How long you’re planning to hold the property
→ Your appetite for rate movement
→ Whether you’d rather have certainty or flexibility

“Safe” isn’t one-size-fits-all. It’s about what fits your plan.

Which would you choose, fixed or tracker? Let me know below. 👇

07/09/2026

Managing 6 mortgages with 6 different lenders? Here’s what one landlord did instead. 📊

They consolidated their portfolio under fewer lenders:

→ Simpler admin, fewer renewal dates, fewer logins, fewer headaches
→ Potentially better rates when a lender sees the full portfolio relationship
→ Easier to plan ahead when everything isn’t scattered

Growing a portfolio is one thing. Managing it efficiently is another.

📩 DM me “PORTFOLIO” if your mortgages are all over the place right now.

05/09/2026

You don’t have to wait for your fixed rate to end to remortgage. ⏳

Three ways to move before your term’s up:

→ Porting, take your existing deal to a new property
→ Product transfer, switch deals with your current lender, often without a full remortgage
→ Early exit, yes there’s usually a cost, but sometimes it’s still worth it

Not sure which applies to you? That’s exactly what I’m here for.

📩 DM me “REMORTGAGE” and I’ll walk you through it.

Address

Park Drive
Maldon
CM9 5JQ

Telephone

+447539117740

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