Martin Hunt: City Mortgage Solutions

08/06/2026

Always get advice. A mortgage is the largest financial commitment most people will ever have.

Biggest First-Time Buyer Mistake (And It’s Not Your Deposit) The biggest first-time buyer mistake we see isn’t failing to save a deposit. It’s starting your property search before you know what you can realistically afford. If you’re thinking about buying your first home, understanding this ...

04/06/2026

It’s always important to get advice to ensure you get the right mortgage for you.

By addressing the perception gap around timing and encouraging earlier engagement, the industry has an opportunity to improve financial readiness and support better outcomes for first-time buyers.

01/06/2026

Worth a listen.

House price growth slows as buyer confidence weakens. See what it could mean if you are buying, moving home or reviewing your mortgage.

30/04/2026

Whilst there is still uncertainty in the market, this should bring some near term relief on Fixed Rates

📊 The Bank of England has held the base rate at 3.75%... this time by an 8 to 1 vote.

While the rate has stayed put, the split shows there is still uncertainty around what comes next.

Inflation has ticked up again, largely driven by rising energy costs, and although rates were held today, markets are still watching closely for what happens over the next few months.

The key thing to remember? Mortgage rates don’t just move on today’s decision.

Lenders price based on where they expect things to go next, which means opportunities can still move quickly even when the base rate stays the same.

If your deal is ending soon, or you’re weighing up your next move, it’s worth understanding what’s available now rather than waiting on the next headline.

27/04/2026

A must know for Landlords

20/04/2026

Some positive news on mortgage rates coming through.

Monday Market Update 📉

Following Santander and other lenders last week, NatWest have now followed suit with rate reductions of their own confirmed earlier today.

Despite the back-and-forth over the weekend regarding the opening and closing of the Strait of Hormuz, this is a welcome bit of news to start the week.

The Reality... We are still being cautious. Rates remain higher than they were six weeks ago, but the momentum is finally moving in the right direction.

Positive signs as we head into the week. 👊

DM us if you have any questions 📩

20/03/2026

📊 The Bank of England has held the base rate at 3.75%

Not long ago, expectations were pointing towards rate cuts this year…

That’s shifted slightly, a great reminder that the market can change quickly.

But in reality, mortgage rates don’t just follow the base rate day-to-day.

Lenders often move based on what they expect to happen next, not just today’s decision.

If your current deal is coming to an end, or you’re thinking about your next move, it’s worth understanding what’s actually available now.

A quick conversation can help make sense of it all.

18/03/2026

brokers can help simplify and reduce the stress of your mortgage journey

16/03/2026

Good advice. An independent broker has access to all lenders.

10/03/2026

Another great review from a happy client