Ashley Dennis powered by OneDome

29/05/2026

Moving home is about more than just finding the right property. Planning ahead can reduce stress and help to avoid expensive surprises later on.
These are topics I find myself speaking to clients about constantly.

14/05/2026

"How long would you like to fix for?" A question you'll no doubt be asked by me.

What I'm really looking to understand is your requirements for when you would like to review your mortgage and how you feel the future could look within those time periods. Which one might favour you best and it's all dependant on your outlook and goals.

Your full mortgage term impacts your repayment costs and how much interest you will pay before the loan is cleared.

13/05/2026

Saving people money on their mortgage repayments is what I do best but nothing beats paying less for the property in the first place.

Spend a little time researching and planning your interactions to boost your chances of buying below market value.

30/04/2026

Lenders differ in more ways than just interest rate.

Here’s why I’ve previously recommended a lender you may not have come across before:

📐 Loan to income ratio - some lenders offer much more
💳️ Adverse credit - highstreet lenders often don't consider applicants.
📃 Probation period - some require minimum months at a workplace
☀️ Solar panels - this can cause more complications than you imagine
💷 Non-salary income - lenders view this very differently
💰️ Deposit source - some lenders don't accept foreign gifted
👩‍⚕️ NHS Bank - lenders can view this differently
🏠️ Property type - Some lenders require standard construction (brick wall, tile roof)

These are some of the many variables I consider when arranging a mortgage for you to buy your new home.

Book me for a free, no obligation appointment Monday to Saturday: [email protected]/?ismsaljsauthenabled=" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=

Hi, I’m Ashley. I enjoy making the process of mortgages clear and simple for you to feel confident and well supported. It’s all about you achieving the best for your home, family and future.
01489 368059 - [email protected]

29/04/2026

Easily overlooked but costly if not managed correctly. The ERC (early repayment charge) is one of many important terms I ensure my clients understand by the time they've started their new mortgage.

Being informed never hurts.

23/04/2026

Obtaining the best deal in the market is my top priority for every customer but other challenges still remain depending on how much previous experience you have with buying and selling property.
With me in your corner, I am committed to guide in any and all ways I can to help you feel confident and supported.

Looking to buy your first home or move to your next dream abode? 🏘
Sit down with me, tell me about all of your home owner goals and I'll see how we can bridge that gap, together.

📅 Book below 📅
[email protected]/?ismsaljsauthenabled=" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=

21/04/2026

Credit history can be a daunting prospect having to look back at decisions you made potentially years ago. Adding to this, each main credit reference agency uses a different score scale making it confusing at best for some people.

📃Equifax 0 - 1000 (Excellent = 811+)
📃Experian 0 - 1250 (Excellent = 961+)
📃Trans Union 0 - 710 (Excellent = 628+)

I primarily use your credit report (where the real details are) to identify the best lender to meet your needs. If you have some previous credit issues in your past, it is always worth an appointment and let me research your individual situation and provide the best advice. What do you have to lose?

📅 Book an appointment directly here: [email protected]/?ismsaljsauthenabled=" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=

08/04/2026

Call, email or message me to see how I can help as your whole of market mortgage adviser.

04/04/2026

Hello, I am Ashley Dennis, an enthusiastic, independent Mortgage and Protection Advisor based in Essex.

I offer a wide range of mortgage and protection advice, including:
• First-time buyers
• Home movers / property purchases
• Remortgages
• Buy-to-Let and Limited Company Buy-to-Let
• Self-employed applicants
• Contractors and company directors
• Clients with impaired or complex credit histories

Do you have more questions than answers or just need help with direction and advice?

Get in touch:
[email protected]
01489 368059