Rahman - Mortgage Adviser

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Rahman - Mortgage Adviser

Hi, I’m Rahman — a dedicated mortgage adviser helping you find the right deal for your situation.

Straightforward advice, quick responses, and support from application to completion.

03/09/2026

Before applying for
a mortgage —

Make sure your
broker does a
SOFT credit search first.

Not a hard one.

Why does it matter?

Hard searches leave
a mark on
your credit file.

Multiple hard searches
in a short period —

Makes lenders nervous.

Reduces your chances
of approval. ❌

Soft searches —

Leave no mark.
Tell us what
lenders will see.
Without affecting your score.

Always ask your broker —

"Is this a
soft or hard search?"

Before anything is submitted.

📌 Save this.

Your home may be repossessed if you do not keep up repayments on your mortgage.

02/09/2026

If I could tell
every renter in
the UK one thing —

It would be this.

The mortgage process
is not as scary
as you think.

The deposit you need
is not as big
as you think.

The amount you
can borrow is not
as small as you think.

The lender who
will say yes
is not as rare
as you think.

The only thing
that is exactly
as big as you think?

The feeling when
it all comes together. 💛🔑

📩 Message me today.
Free consultation.
Let's find out
what's actually possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/09/2026

You checked Rightmove
this bank holiday.

Don't lie. 😄

We all did.

Saved a few properties.
Did the maths
in your head.
Maybe sent one
to your partner.

"What do you think
of this one?"

Here is the thing.

Rightmove shows you
the properties.

But it cannot tell you —

✅ How much you
can actually borrow.

✅ Which lender is
right for your situation.

✅ Whether you'd be
approved today.

✅ How to go
from browsing to buying.

That's what I do.

The bit after Rightmove.

The bit that
actually matters. 💛🔑

📩 Message me today.
Tell me the
property you saved.
Let's find out
if it's actually possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

31/08/2026

Happy Bank Holiday. ☀️

To every family
spending today together.

To every person
making memories.

To every child
running around outside.

I hope today
is everything you
needed it to be.

Rest.
Recharge.
Be with your people.

And when you're ready —

When the weekend
ends and real life
comes back —

I'll be here.

Ready to help you
turn that bank holiday
thought into a plan.

The one about
owning your home.

The one that
keeps coming back.

That one. 💛🔑

📩 Whenever you're ready.
No rush today.
But don't wait
too long.

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/08/2026

Mortgage rates are moving.

This week lenders have
quietly been adjusting deals.

Some going up.
Some coming down.

Here is what that
means for YOU 👇

🔒 Buying soon?
Lock in now before
rates move again.

🔄 Remortgaging?
Your 6 month window
may already be open.

📉 Coming off a fix?
Do NOT roll onto SVR.
Message me today.

The market waits
for nobody.

Neither should you. ⏰

📩 Message me today.
Free market review.

Your home may be repossessed if you do not keep up repayments on your mortgage.

19/08/2026

Have you heard of
a Green Mortgage?

Growing rapidly in the UK.
Most people still
don't know they exist. 👇

What is a Green Mortgage?

A mortgage with
preferential rates or
cashback incentives —

For properties with
high energy efficiency ratings.

Which properties qualify?

✅ EPC rating of
A or B.
✅ Some lenders accept C.
✅ New builds often qualify.
✅ Retrofitted homes can qualify.

What benefits are available?

💚 Lower interest rates.
Some lenders offer
0.1% to 0.5%
below standard rates.

💚 Cashback on completion.
Some offer £250 to £1,000.

💚 Free EPC assessment.
Offered by some lenders.

💚 Green home improvement loans.
Additional borrowing for
solar panels. Heat pumps.
Insulation. At better rates.

Why do lenders offer this?

Energy efficient homes —

Cheaper to run.
Lower bills for occupants.
Lower default risk for lender.
Better for the environment.
Government incentivised.

Buying a new build?
Check your EPC rating.
You might qualify
for a better deal
than you realise. 💛🔑

📌 Save this.
📩 Buying energy efficient property?
Message me today.

Your home may be repossessed if you do not keep up repayments on your mortgage.

18/08/2026

I will not always
tell you what
you want to hear.

Sometimes the answer is —

"Not yet.
Here is what needs
to happen first."

I would rather tell you
the truth today —
than waste your time
with false hope.

But when the time IS right?

I will fight your corner
harder than anyone. 💛

That is the kind of broker
you deserve.

📩 Want the honest truth
about YOUR situation?
Message me.

Your home may be repossessed if you do not keep up repayments on your mortgage.

17/08/2026

Life happens.

Job loss. Illness.
Family crisis.
Financial difficulty.

And your mortgage
payment is still due.

What most people
don't know —

You may be able
to take a
Mortgage Payment Holiday.

A temporary pause
on your payments.
Agreed with your lender.
Without immediately affecting
your credit file.

Important things to know 👇

✅ You must request it.
Your lender won't offer it.

✅ Interest still accrues
during the pause.

✅ Your term may
be extended as a result.

✅ Not all lenders
offer this.

✅ Must be agreed
BEFORE you miss a payment.
Not after.

⚠️ Missing payments without
agreement WILL affect
your credit file.

If you are struggling —
call your lender
BEFORE you miss
a payment. Always.

Or call me first.
I can help navigate it. 💛

📌 Save this.
📩 Message me if
you are struggling.

Your home may be repossessed if you do not keep up repayments on your mortgage.

14/08/2026

Still renting?
Still waiting for the right time?
Let me ask you something. 👇
What are you actually waiting for?
More savings? ✅ Understandable.
Better rates? ✅ Fair enough.
But if the answer is —
"I didn't think there was
a halal option for me" —
Then we need to talk.
Today. Not tomorrow.
Because every month you wait —
💸 Is another month of rent gone
💸 Another month of someone
else's mortgage paid
💸 Another month further
from YOUR home
The halal option exists.
RIGHT NOW. In the UK.
For people exactly like you.
📩 Message me before
another month passes.
Your home may be repossessed if you do not keep up repayments.

12/08/2026

Thinking about
buy to let?

Here is what
most people don't know
before they start. 👇

💰 The Deposit Reality
Minimum 25% deposit.
Most lenders want more.
5% is NOT available
for buy to let.

📊 The Rental Calculation
Lenders use rental income
to assess affordability.
Not YOUR salary.
Rental must usually cover
125% to 145% of
the mortgage payment.

🏦 The Rate Reality
Buy to let rates
are higher than
residential rates.
Always. No exceptions.

📋 The Tax Reality
Stamp duty surcharge —
extra 3% on purchase.
Rental income is taxable.
Get tax advice first.

🏘️ The HMO Reality
Multiple tenants?
HMO licence required.
Specialist lenders only.
More complex application.

🔄 The Void Reality
Tenants leave.
Properties sit empty.
YOU pay the mortgage.
Always have a buffer.

Buy to let can be
a brilliant investment.

With the right advice.
The right lender.
The right property.
The right plan. 💛🔑

📌 Save this.
📩 Thinking about BTL?
Message me today.

Buy to let mortgages are not regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Midland House, Unit-1, 111-113 Victoria Road, Romford
London
RM12LX

Telephone

+447449260731

Website

http://fortune-financial.co.uk/

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