Mortgage & Life

Mortgage & Life We help customers navigate the options available to them through clear information and guidance, this, in turn, enables them to und

It’s unlikely any of us truly value our phones over our life (despite evidence to the contrary), yet while nearly all 20...
02/12/2020

It’s unlikely any of us truly value our phones over our life (despite evidence to the contrary), yet while nearly all 20 to 35-year-olds have one, and just 21% of us are covered by life insurance*, it’s telling us a different story. That’s around 10.2 million people who are missing out on potential life cover.

Most people get life insurance after major life events, like buying a house, having children, or getting married.

There are loads of advantages to getting life insurance that even the most comprehensive phone bundle couldn’t come close to offering. Payouts can be given that could cover the cost of a funeral, outstanding bills like car loans and credit cards can be potentially paid off and mortgage repayments or childcare could be covered.

So, take a break from the virtual world and start paying for something that really matters…

There are a vast array of mortgage schemes available out there, and they are all designed for different situations. We u...
27/11/2020

There are a vast array of mortgage schemes available out there, and they are all designed for different situations. We understand that it might look daunting, but it's our job to guide you.  ⁠



The existing Help to Buy scheme in England will be replaced with a new Help to Buy Equity Loan scheme next year.The new ...
25/11/2020

The existing Help to Buy scheme in England will be replaced with a new Help to Buy Equity Loan scheme next year.

The new scheme, which has slightly different rules and limits, is available to first-time buyers of new build properties.

From December 2020, new buyers will be able apply to the scheme - though move-ins won’t take place until 2021.
To find out more contact us today! 🏠

Mortals are prone to mistakes. Rise above every flaw and come out stronger. 💪🏼                                          ...
23/11/2020

Mortals are prone to mistakes. Rise above every flaw and come out stronger. 💪🏼

Looking after you and your loved ones is something we're good at.Life Insurance can pay your family an amount of money i...
18/11/2020

Looking after you and your loved ones is something we're good at.
Life Insurance can pay your family an amount of money if you die while covered.

The process of being accepted for a mortgage is more challenging for those who are self-employed but it’s certainly not ...
11/11/2020

The process of being accepted for a mortgage is more challenging for those who are self-employed but it’s certainly not impossible. You can improve your chances of first time approval by following these self-employed mortgage tips below.
• Provide two years income evidence
• Save a generous deposit
• Maintain a good credit score

Monday... another day, another opportunity. 💛💛
09/11/2020

Monday... another day, another opportunity. 💛💛

Getting a new mortgage might not be as straightforward right now but remortgaging on your current property is still an o...
05/11/2020

Getting a new mortgage might not be as straightforward right now but remortgaging on your current property is still an option.

One of the main reasons it's a great idea to remortgage is to secure a better interest rate, meaning your monthly payments will reduce and save you money.

It is a common misconception that poor credit history is bad for your mortgage application and no credit history is good...
30/10/2020

It is a common misconception that poor credit history is bad for your mortgage application and no credit history is good. This isn't the case, lenders want to see that you are able to pay back the credit. ⁠

“I’ll watch over them no matter what, that’s why I brought life insurance”                                              ...
27/10/2020

“I’ll watch over them no matter what, that’s why I brought life insurance”

Looking to get a mortgage? Make sure you follow a few simple steps to help your application and credit score when applyi...
24/10/2020

Looking to get a mortgage? Make sure you follow a few simple steps to help your application and credit score when applying for mortgage.
Mortgageandlife.co.uk


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HA38SB

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