Mortgages by Anna

Mortgages by Anna Mortgage and Protection Broker

Sharing a home? You could be sharing a mortgage too ๐Ÿ”—๐ŸกA joint mortgage can be an option for couples, friends or family m...
07/09/2026

Sharing a home? You could be sharing a mortgage too ๐Ÿ”—๐Ÿก

A joint mortgage can be an option for couples, friends or family members looking to buy a property together.

When you apply jointly, lenders will usually look at both applicantsโ€™ income, outgoings, credit history and overall affordability before deciding how much they may be willing to lend.

It can be a great way to combine your finances and work towards buying a home together, but itโ€™s important to understand how the mortgage works and what each person is responsible for.

Thinking about a joint mortgage? Get in touch and I can help talk you through your options.

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

Got a promotion at work? It could be a good time to review your mortgage. ๐ŸŽ‰๐ŸกA pay rise or promotion can change your fina...
03/09/2026

Got a promotion at work? It could be a good time to review your mortgage. ๐ŸŽ‰๐Ÿก

A pay rise or promotion can change your financial position and may open up different mortgage options, whether youโ€™re thinking about moving home, remortgaging, borrowing more, or simply checking if your current deal still suits you ๐Ÿ‘€๐Ÿ’ท

Lenders will look at a range of factors, including your income, outgoings and overall affordability, so an increase in salary could make a difference to what may be available.

If your circumstances have changed, get in touch and I can help you explore your mortgage options.

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Struggling to borrow enough on your own? ๐ŸกA Joint Borrower Sole Proprietor (JBSP) mortgage allows another person, often ...
27/08/2026

Struggling to borrow enough on your own? ๐Ÿก

A Joint Borrower Sole Proprietor (JBSP) mortgage allows another person, often a parent or family member, to join you on the mortgage without necessarily being named as an owner of the property.

Their income can be considered when assessing affordability, which could help some buyers access the borrowing they need.

Itโ€™s not suitable for everyone, and the supporting borrower will still have responsibilities under the mortgage, so getting advice is important.

Thinking about buying but affordability is holding you back? ๐Ÿ“ฉ

Get in touch and we can explore the options available to you.

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

Reviews like this mean so much ๐Ÿ’›๐Ÿ˜Šโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธHelping clients through one house move is special, being trusted to support t...
25/08/2026

Reviews like this mean so much ๐Ÿ’›๐Ÿ˜Š

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

Helping clients through one house move is special, being trusted to support them again is even better.

Making the mortgage process feel clear, straightforward and as stress-free as possible is exactly what we aim for.

Thinking about buying, moving or remortgaging? Get in touch for expert advice ๐Ÿ‘‡

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Self-employed and thinking about buying a home? Start preparing early! ๐ŸกBeing self-employed doesnโ€™t mean getting a mortg...
20/08/2026

Self-employed and thinking about buying a home? Start preparing early! ๐Ÿก

Being self-employed doesnโ€™t mean getting a mortgage has to be complicated.

Getting mortgage-ready before you find your dream home can make the process much smoother.

A few things you can do now:
๐Ÿ“‚ Get your accounts, SA302s and Tax Year Overviews organised
๐Ÿ’ท Keep your finances and income records up to date
๐Ÿ’ณ Check your credit report for any issues
๐Ÿฆ Continue building your deposit
๐Ÿค Speak to a mortgage broker early to understand your potential options

Different lenders assess self-employed income differently, so the earlier we chat, the more time we have to get you prepared ๐Ÿก๐Ÿ”‘

Get in touch today using the details below.

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying, sellingโ€ฆ or maybe a bit of both? ๐ŸกWhether youโ€™re searching for your next home, preparing to sell your current pr...
18/08/2026

Buying, sellingโ€ฆ or maybe a bit of both? ๐Ÿก

Whether youโ€™re searching for your next home, preparing to sell your current property, or trying to coordinate the two, there can be a lot to think about.

From understanding how much you could borrow to arranging your next mortgage and keeping everything moving, having the right advice can make the journey feel much simpler ๐Ÿ”‘

Planning your next move? Letโ€™s talk about your mortgage options and help get you moving. ๐Ÿ’ฌ

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

ASK ANNA ๐Ÿ’ฌCan I use dividend income if my company has retained profits?It's one of the most common questions I get from ...
13/08/2026

ASK ANNA ๐Ÿ’ฌ

Can I use dividend income if my company has retained profits?

It's one of the most common questions I get from self-employed business owners, and the answer is it depends.

While many lenders assess affordability using the salary and dividends you take from your limited company, others may also consider retained profits, depending on your business structure and their lending criteria.

That's why it's so important to speak to a mortgage broker who understands the self-employed market. The right lender can make a significant difference to how much you may be able to borrow.

If you're a company director or self-employed and aren't sure what your borrowing options look like, I'd be happy to help.

Get in touch for mortgage advice tailored to your circumstances ๐Ÿ‘‡

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your mortgage offer won't last forever โณMost mortgage offers are only valid for a set period. If your purchase or remort...
11/08/2026

Your mortgage offer won't last forever โณ

Most mortgage offers are only valid for a set period. If your purchase or remortgage is delayed, there's a chance your offer could expire before completion.

The good news? When you have a mortgage broker by your side, you don't have to keep track of it all yourself.

We'll keep an eye on your mortgage offer expiry date, monitor your progress, and if there are any unexpected delays, we'll liaise with the lender to explore options such as extending your offer or finding a suitable alternative if needed.

Having an experienced broker means you have someone looking out for you every step of the way, helping to minimise stress and keep your mortgage journey on track.

If you're planning a move or remortgage, get in touch today and let us take care of the details, so you can focus on your next chapter ๐Ÿ‘‡

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Don't let your mortgage eat your meal deal! ๐Ÿฅช๐Ÿ’ทJust because a lender says you can borrow more, doesn't always mean you sh...
06/08/2026

Don't let your mortgage eat your meal deal! ๐Ÿฅช๐Ÿ’ท

Just because a lender says you can borrow more, doesn't always mean you should.

The right mortgage is one that fits your budget, your lifestyle, and still leaves enough in the bank for the little things that make life enjoyable, whether that's your daily coffee, a meal deal at lunch, or a weekend treat.

I'll help you find a mortgage that's affordable not just today, but for the years ahead.

โœจ Mortgage advice tailored to you.

No jargon. No pressure. Just honest, expert guidance.

Get in touch today and let's find a mortgage that works for your life, not one that takes over it ๐Ÿ‘‡

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage.

Could you be missing out on a better mortgage deal? ๐ŸกIf you've been with the same mortgage for a while, it might be time...
04/08/2026

Could you be missing out on a better mortgage deal? ๐Ÿก

If you've been with the same mortgage for a while, it might be time to see what's out there.

Here are 5 signs it could be time to remortgage:
โœ”๏ธ Your fixed-rate deal is coming to an end
โœ”๏ธ Your monthly payments have increased
โœ”๏ธ You'd like to borrow more
โœ”๏ธ Your home's value has gone up
โœ”๏ธ It's been a while since you last reviewed your mortgage

A quick mortgage review could help you save money, access a better deal, or make your mortgage work harder for your current needs.

๐Ÿ“ฉ If you're not sure whether it's the right time to remortgage, send me a message, I'm always happy to help.

๐Ÿ’ป mortgagesbyanna.co.uk
๐Ÿ“ง [email protected]
๐Ÿ“ž 0116 326 2610

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

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