26/05/2026
In 1959 the seatbelt was invented and revolutionised car safety.
A few years before that the airbag had been invented, along with non-splintering safety glass and headrests.
In 1966 the first car was released with Anti-Lock Braking (ABS).
After that came crumple zones, side impact bars, and a host of other safety systems.
Each one improved the protection of the occupants, as each one did a slightly different job and so, as a safety system, improved the survivability of you and your loved ones in a crash.
You would not think of driving a car without at least a few of these features there, helping to keep you safe, just in case.
So, what does your personal financial safety system look like in the event of a crash?
Have you just got a headrest, or have you got a seat belt too? What about an airbag?
Life insurance, serious/critical illness cover, income protection cover and accident cover are all separate and very useful protection plans to have, but they offer you the most protection when combined as part of a safety system; it’s no good having lots of life insurance, if you’re alive but too ill to work, just like it’s not good having just income protection if you then pass away suddenly.
Of course, we all hope we never crash, and we all take great care not to, but sometimes it is unavoidable.
If you want to discuss your financial safety system, then please feel free to contact us at Financial Management on 0116 332 6787 or email [email protected]
Barnsdale Financial Management Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by Openwork Partnership 19/08/2025