Paul Seed - 1st Call 4 Mortgages

21/10/2025

Nice to be asked about my opinion :) Thank you Mortgage Introducer!

Recently, even the clients with mainstream lending are falling foul to adverse credit limiting their options when it comes to the end of their fixed periods. And those who have an opportunity to re-fix with a new lender are burying their heads until it is too late.

More important than ever to reach out as soon as you start to feel the pinch. I'm always available even if just a sounding board!

Brokers reveal the main triggers behind arrears among UK homeowners

10/09/2024

Mortgage and Income protection is something that is crucial to ensure that the roof over your head stays safe in case of the worst. We now have an amazing tool to get you some realtime figures to explain the likely level of cover, and also the monthly costs!

Take a look at https://1st-call-4-protection.prequo.uk/?c_id=pauls/ #/ to get your instant quote or to get in touch!

08/07/2024

Really nice write up on an interview I gave a few weeks back for the Mortgage Introducer magazine

'Plan B' works out well for former production and technical manager

17/06/2024

1st Call have just launched their Protection Site and page! Give us a like and share , or head over to www.1stcall4protection.co.uk 🙂

Make us your 1st Call for all your protection needs

13/06/2024

New study showing that 1 in 4 people will only pay for the mandatory insurance due to the cost of living crisis. As an adviser, I hammer home the importance of not just protecting the mortgage, but the income to pay the mortgage and the family - and can relate to this statistic looking at the number of people who progress.

Also seem to be a lot of directly arranged policies that either wouldnt cover in the event of a claim (income related, cover type etc) - or even over paying for what is thought to be needed.

As always, if anyone needs to chat through their insurance provision, even if its just to double check what you already have in place is suitable, please reach out.

Link to the article

Money Expert study shows one in four people cutting non-essential insurance policies, only paying for mandatory cover as premiums rise and household budgets tighten.

21/05/2024

Half of UK parents (52%) had no protection in place to cover time taken off work to care for their child if they were unwell or had an accident, according to research from MetLife UK.

We are lucky to be one of the limited distributors of the ChildSheild product from Metlife that allows a single price cover of £6 or £11 per month to cover all your children for broken bones, hospitalistion, ICU and other conditions.

For more information, drop us a line at [email protected] or click the Send Message button

Send a message to learn more

23/02/2024

Days like this make the job worthwhile.

Mortgage Offer received from Kensington Mortgages, allowing a client to avoid reposession after 2 years of trying to find a mortgage following an endowment mortgage with no method of repayment at the end of the term.

Life changing result for a client.

10/01/2024

The Government recently announced changes to Energy Performance Certificate (EPC) regulations. The decision to remove the deadlines has raised questions about its future impact and the influence this has on landlords. EPC regulation changes EPC regulations require landlords to obtain an EPC rating when selling or renting a property.The certificate rates a property from most efficient to least efficient, in the aim of guiding potential buyers and renters on the potential costs and overall energy efficiency of the property....

Despite the changes, properties still require an EPC rating although there is no longer a requirement for new tenancies to have a rating of C or above.

09/01/2024

As inflation remains high, it’s the perfect time to take a closer look at how it could impact you. Whether you are behind on payments, looking to stretch your finances or coming to the end of your mortgage term, there are options available to help you. What is inflation? Put simply, inflation is the increase in price over time, acting as a measure of value of a currency....

As inflation remains high, it’s the perfect time to take a closer look at how it could impact you. Whether you are behind on payments, looking to stretch your finances or coming to the end of your mortgage term, there are options available to help you. What is inflation? Put simply, inflation is t...

02/01/2024

Following the new energy price cap setting, the amount suppliers can charge customers this winter will reduce, however, your bills may not change over the winter months. However, with the cost of living continuing to stay high there are other ways you may be able to save money this winter. To help you start the new year off right, here are some tips to help you save....

Following the new energy price cap setting, the amount suppliers can charge customers this winter will reduce, however, your bills may not change over the winter months. However, with the cost of living continuing to stay high there are other ways you may be able to save money this winter. To help y...

15/12/2023

There is no better feeling than giving your loved ones a gift, especially over the festive season. Is there any greater gift than protecting your family’s future? Why not put a little extra thought into your gifts this year and give you and your loved ones peace of mind? The gift that keeps giving All year we work hard to provide our loved ones with everything they need; a roof over their head, food on the table and all the little things throughout the year....

There is no better feeling than giving your loved ones a gift, especially over the festive season. Is there any greater gift than protecting your family’s future?