08/09/2026
Why is an emergency fund important when you own a home?
Owning a home comes with unexpected costs, from boiler breakdowns to roof repairs and there's no landlord to call!
Having an emergency fund can help you:
Cover unexpected repairs 🔧
Stay on top of bills if your income changes 💼
Reduce financial stress and avoid expensive borrowing 😌
Even a small amount set aside each month can make a big difference when the unexpected happens.
Planning to buy a home? Make sure your budget includes more than just the deposit and mortgage!
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