Sparks Mortgages

07/06/2026

We are delighted to recognise and thank Sparks Mortgages for their generous sponsorship of our Under 12s team. Their support helps provide young players with the opportunity to develop their skills, build confidence, and enjoy being part of a positive team environment. Community support is vital to grassroots sport, and we are incredibly grateful to Sparks Mortgages for investing in the next generation of players. Thank you for your continued support and for being an important part of our club.

05/06/2026

Landlords Insurance designed for the unique needs of landlords. Contact us on 07500110396 to discuss your options about properly protecting your rental property.

As with all insurance policies, conditions and exclusions will apply.

03/06/2026

01/06/2026

Dreaming of being a landlord? Sparks Mortgages makes it a reality with our tailored buy-to-let mortgage solutions. From analysing rental yields to securing the best rates, our experts have you covered. Let's turn your property dreams into a lucrative investment!

Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

29/05/2026

Avoid these home insurance mistakes
Don’t accidentally invalidate your home insurance - here are the biggest mistakes that homeowners make and how to avoid them…

Outdated valuations
When taking out buildings insurance, you will need to calculate how much it would cost to rebuild your home if something happened. If you’ve recently undergone renovations, building work or other alterations, the rebuild cost may have changed. If you haven’t notified your insurer about this, you risk leaving your home underinsured.

Missed disclosures
When applying for home insurance, you will need to declare any previous claims so the insurer can ascertain any risks. It’s easy to forget about a claim you made four years ago, but any missed disclosures could invalidate your policy. It’s therefore essential that you go back through your records to ensure you have disclosed all the necessary information.

Auto-renew traps
It might be convenient to let your policy auto-renew, but this can mean that you don’t review your policy. If your circumstances have changed, you might need a different level of cover. For example, if you have a new pet or have bought an expensive gadget, you will need to update your policy accordingly.

As with all insurance policies, conditions and exclusions will apply.

25/05/2026

Young homeowners aren’t protected
Over half (54%) of 18 to 34-year-old homeowners have life insurance, however only 15% of this group understands income protection.

A survey has found that 30% of young borrowers have not got any protection insurance in place. It is therefore concerning that 14% believe they would have difficulties keeping up with their mortgage payments as soon as they became unable to work due to injury or illness. Meanwhile, 57% of 18 to 34-year-olds would struggle within six months of losing income.

When asked what they would do in the event of illness or injury, 29% of young homeowners said they would attempt to take on additional work, while a quarter (23%) would reduce contributions to their savings or pensions pot.
Paula Higgins, CEO at HomeOwners Alliance, commented, “For young homeowners, the stakes are high: many have stretched to afford their property and their financial resilience is often still being built.”

No one likes to think about being affected by illness or injury, but going without essential protection could put you and your loved ones in a vulnerable position. Don’t leave it up to chance, talk through your options with us.

As with all insurance policies, conditions and exclusions will apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

22/05/2026

Secure your financial future with a fixed rate mortgage. Our expert team can ensure you lock in the best rates for peace of mind!

Contact us on 07500110396 or [email protected] to talk about your options.

Our experienced advisers can assess your financial situation and tailor a mortgage plan that suits your needs.

20/05/2026

Are you and your partner insured?
If you are in a couple, it is essential that you both have sufficient life cover.

Life insurance is not just important to those with children – if you have a partner, have you considered how they would be financially impacted if you were no longer around? Perhaps you share finances or a mortgage, so they would need help to maintain your current standard of living.

Life cover comes in different forms. Joint life insurance is available but be aware that the policy would end after the first person died. Alternatively, an individual policy offers cover either for a specific term or the whole of your life. Contact us to talk through your options.

Your home may be repossessed if you do not keep up repayments on your mortgage

As with all insurance policies, conditions and exclusions will apply

Contact us on 075000110396 or at [email protected]

18/05/2026