What are the opening hours?

Monday 8:30am - 6:30pm Tuesday 8:30am - 6:30pm Wednesday 8:30am - 6:30pm Thursday 8:30am - 6:30pm Friday 8:30am - 6:30pm Saturday 9am - 5pm

Bolt Mortgages

Approved By The Openwork Partnership on 26/02/2026 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Bolt Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. At Bolt Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, c

hoice and expertise. I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

01/12/2025

How much deposit do you need if your a limited company director?

Bolt Mortgages is a trading style of Just Mortgages Direct limited which is an appointed representative of The Openwork partnership, a trading style of Openwork limited which is authorised and regulated by the Fincancial Conduct Authority.

Approved By the Openwork Partnership on 01/12/2025

26/08/2025

⚡️⚡️BOLT MORTGAGES SIGN ANOTHER 3 YEAR DEAL⚡️⚡️

We are delighted to announce that Bolt Mortgages have signed another 3 year deal with Canvey Island Rugby Club! They will take their place on our flag protectors for the duration of the deal.

Bolt Mortgages are a Canvey based mortgage brokerage providing mortgage and insurance advice, committed to finding you the most cost effective residential finance options as well as tailored insurance advice.

Anthony McQuilliam, Director, has been an established name in the market for the last 12 years and has already assisted our members to high levels of satisfactions.
As part of the sponsorship Bolt Mortgages will be providing discounted services to club members!

Connor Horton of Canvey Island Rugby Club commented “ I’m so happy that Bolt Mortgages are sponsoring the club! I have used Anthony twice now and could not speak highly enough of his service. Professional, quick and easy to deal with. I couldn't recommend a better person/company to help you with your mortgage.”

Contact the club directly for further information and promotional options as part of the membership benefit scheme.

Join us in thanking Bolt Mortgages for their continued support!

17/05/2025

A huge thank you to Bolt Mortgages for their very kind donation of £100 towards our total for 💛🌻

Anthony & his team are incredible at what they do. They helped us to get our family home & we started the process as clients & end up leaving like friends, they were so helpful, honest & made the whole process stress free.

Best in the business 💛

31/10/2024

📈 To Say I am Proud of the team this month is the understatement of the Year!

October was a record-breaking month all around!

⚡ Broke over 300 5* Reviews
⚡ Broke The Record for Most Banked Business in a month
⚡ Broke the Record For Most Written Business in a Month
⚡ Have Added a new superstar broker to the team

The Best part about it.... we are just getting started!

We are currently on the lookout for a Mortgage Case Handler/administrator to help support our current admin team.

If you are looking to join a fun growing business with fun environment I would love to speak to you!

18/10/2024

Buy-to-Let: Interest-Only vs. Repayment Mortgages

Choosing between interest-only and repayment mortgages for buy-to-let?

Here’s a quick guide:

Interest-Only Mortgage 🔄

Pros:
Lower monthly payments, boosting cash flow.
Less personal funds needed if tenants cover the interest.
Potential for significant capital appreciation if property values increase.

Cons:
You don’t fully own the property at the end of the term.

Repayment Mortgage 💰

Pros:
Own the property outright at the end of the term.
Full ownership can be beneficial if property value rises.

Cons:
Higher monthly payments, which can reduce cash flow.
Requires more funds to cover mortgage payments, especially with multiple properties.

Which option fits your investment strategy?

Do your research and choose what works best for your financial goals.

14/10/2024

Which property podcasts would you recommend?

Tag your favourites as I would love to listen to more.

11/10/2024

Buy-to-Let: Is It Dead or Still a Smart Investment? 🏠

Feeling uncertain about buy-to-let due to rising taxes and higher deposits?

There are still ways to make it work!

Here’s how savvy investors are thriving:

Diversify Locations 🌍
Invest in higher-yield areas, such as northern regions, for better returns.

Explore Property Types 🏢
Look into HMOs (House in Multiple Occupation) for improved cash flow compared to traditional properties.

Consider Limited Companies 🏢
Use a limited company structure to navigate tax changes like Section 24

Increase Your Deposit 💰
A larger deposit often means cheaper interest rates and better cash flow.

Is buy-to-let still a viable option for you?

09/10/2024

We are proud to have over 250 5 star reviews.

From first time buyers to experienced portfolio landlords, our service at Bolt Mortgages is rated 5 out of 5 stars!

Check out our reviews on Google!

07/10/2024

Get on the Property Ladder with Just £5,000! 🏠

There's a new scheme in the UK.

Deposit: Only £5,000
Property Value: Up to £500,000
Eligibility: First-time buyers (or buying with a first-time buyer)
Criteria: Max loan of 4.49 times annual salary, excellent credit score required.
Exclusions: Not available in Northern Ireland, and not for flats or new builds

Is this the scheme that will help you get your first home?

04/10/2024

Upgrade & Invest: Turn Your Home into a Buy-to-Let! 🏡

Did you know you can convert your current home into a buy-to-let property and buy a new one for your family?

Here's how it works:

Convert Your Mortgage 🔄
Change your residential mortgage to a buy-to-let mortgage. Rent out your current home as an investment property.

💰Release funds from your current property (keeping at least 25% equity) to use as a deposit for your new home.

Simultaneous Completion⏳
On the same day, move into your new home and start generating rental income from your old property.

This strategy lets you upsize your family home while becoming a buy-to-let investor.

It’s also a great option if your current home isn’t selling but you still want to move!

Thinking of making this move?

27/09/2024

What's the best ROI in the UK when it comes to rental properties?

What is the average gross yield that is potentially achievable in the North?

📍Middleborough
🏠£92,888
💷Monthly rent: £604
📈Gross Yield: 8%

📍Aberdeen
🏠£108,000
💷Monthly rent: £673
📈Gross Yield: 7.45%

📍Liverpool
🏠£129,000
💷Monthly rent: £798
📈Gross Yield: 7.43%

Who is thinking about investing in the north?

13/09/2024

🏡 Get Up to £136,400 to Buy Your Home!

Did you know you could receive up to £136,400 from the council to buy your property?

Here’s how:

Be a public sector tenant for 3-5 years.

The discount increases by 2% each year, up to a maximum of 70% of the property price or £102,400 (outside London).

Use the discount as a deposit—potentially requiring no personal funds if lender’s affordability criteria are met.

If you sell within the first year, repay 100% of the discount.

Repayment decreases yearly: 80% in the second year, 60% in the third, 40% in the fourth, and 20% in the fifth year.

After five years, you keep the discount regardless of selling.

Some lenders allow you to use up to 20% of the discount for home improvements.

Address

82 Furtherwick Road
Canvey Island
SS

Opening Hours

Monday	8:30am - 6:30pm
Tuesday	8:30am - 6:30pm
Wednesday	8:30am - 6:30pm
Thursday	8:30am - 6:30pm
Friday	8:30am - 6:30pm
Saturday	9am - 5pm

Telephone

+441268439861

Website

http://www.boltmortgages.co.uk/

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