Oscar Grace Mortgages

17/10/2025

⭐⭐⭐⭐⭐ The journey to buy a house doesn't always go as planned...

Many of you homeowners will remember this! Things can go wrong (and often do!) - chains fall down, legal enquiries take time, surveys bring up issues - the list is endless 😢

Going through this process WITHOUT an experienced Mortgage Broker in your corner would be painful! Not recommended. As well as securing the best mortgage deal, Oscar Grace are by your side the whole way...

If you are considering moving home - contact us now and we can get you prepared.

0345 066 0405 - oscargrace.co.uk

10/10/2025

⭐⭐⭐⭐⭐ Have you got a mortgage product which expires soon?..

Then it's time to contact us! It's best to act early in order to secure the best deal. Six months before would normally be the optimum time to prepare.

Here at Oscar Grace, we can secure the BEST mortgage product for you in plenty of time...

Then, IF the price reduces before your new deal starts - you will get the lower price!

That's the sort of service you get when you use a good Mortgage Broker! 😃

If it's 'that time' again for you - please get in touch ASAP!

0345 066 0405 - oscargrace.co.uk

03/10/2025

⭐⭐⭐⭐⭐ We LOVE helping people move home - ESPECIALLY First Time Buyers!

It can be a daunting and stressful process to go through. We understand that - and we will be by your side every step of the way!

If its time for you to 'fly the nest' - you really should contact us 👍

0345 066 0405 - oscargrace.co.uk

30/09/2025

As a Self-Employed person or Limited Company Director, it can be difficult and confusing to know exactly what you can borrow on a mortgage. Fortunately, we are here to help navigate the process with you!

We are experts in this area - so get in touch and we can get started!

Running your own limited company has plenty of perks – more control, potential tax benefits, and the freedom to shape your business your way. But when it comes to getting a mortgage, things can feel a little less straightforward compared to someone on a standard salary. Don’t worry though – it...

18/07/2025

Don’t get ‘Caught Out’ if your mortgage deal is coming to an end soon! Contact us today to get your mortgage ‘affairs’ sorted.

19/05/2025

“Where are UK interest rates heading next?”

It’s a question we get from clients almost daily - and the truth is, no one can say for certain.

Interest rates are driven by a mix of inflation, economic data, and wider global factors. While many analysts suggest we could see rates hold steady or start to ease later in the year, the landscape can shift quickly.

Rather than trying to predict the future, we focus on helping clients plan smartly around their goals - whether that’s remortgaging, buying a home, or simply reviewing their options in a changing market.

If you’re thinking about your next move and want a clear, no-pressure conversation about your mortgage options, we are always happy to chat!

Let’s make a plan that works, whatever the market does.



As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

15/05/2025

First-Time Buyers – This One’s for You!

Thinking about buying your first home, but not sure what’s going on with mortgages right now?

You’re not alone! The UK mortgage market has been all over the place lately - but there’s good news. Rates are starting to settle, and more lenders are bringing out deals that are actually designed with first-time buyers in mind.

Whether you’re just starting to look - or you’ve already spotted ‘The One’ - now’s a great time to get clued up on what you can borrow, what it might cost, and what help is out there (yes, there’s more than you think!).

If you’ve got questions or just want someone to break it all down in normal language - drop us a message. No pressure, no jargon, just friendly advice.

Let’s get you on the ladder! 👊💥

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

19/07/2024

We have moved to the FANTASTIC Dean Clough in Halifax. Exciting times 🤩

New resident! Welcome Oscar Grace Mortgages to the Dean Clough community 👋

With over 30 years combined experience in the mortgage market, Richard and Hannah (and Pippa 🐾) can help anyone with house purchases, whether that be for first time buyers or home movers, as well as reviewing mortgage products that are coming to and end.

Interested in workspace of your own? 👉 www.deanclough.com/work/

18/07/2024

2024 is a popular year to sell your home!

It seems that 2024 is a popular year to sell, as housing supply has reached an eight-year high (1)

The average estate agent currently has 31 homes for sale – 20% more than this time last year. Over the last 12 months, the value of homes on the market has also increased by 25% to £230bn. This is thanks to a rise in the number of 3 and 4-bed family homes on sale, the supply of which was limited during the pandemic.

Although this is positive, it is worth nothing that nearly a third (31%) of properties on the market have been up for sale since 2023. Also, the number of sales agreed is only up by 13% year-on-year, highlighting that the number of transactions has not quite matched the growing supply of properties. It therefore seems that supply is currently outweighing demand in the UK.

(1) Zoopla, 2024

https://bit.ly/4d5GriH

18/04/2024

Is your current mortgage rate coming to an end soon? Not sure what to do - and when to do it? Answers are below ⬇️

SPOILER ALERT: Ostrich behaviour is not recommended - especially at the moment 👍🏼

12/03/2024

⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Thanks to everyone who takes time to share their experiences when using our services…

Another FANTASTIC review!

Providing an excellent service is at the core of our business - contact us now to review your mortgage arrangements.

28/02/2024

Fabulous day at the Annual Conference! Great to meet, share ideas and learn with other Brokers and Lenders. Huge positivity for this year 👊💥

Evening event hosted by the hilarious Jimmy Carr 😂