Zoe at Mortgage Call

15/09/2026

How AI must think I look when I told it about my day 🫣😂

15/09/2026

More rate increases in emails today. Is your remortgage due before March?
Let's discuss it. Let's see what options you have.

14/09/2026

Mortgage rates are on the rise again — but why?

It’s not just about the Bank of England base rate.

Lenders also look at inflation, the cost of borrowing money and what they think interest rates will do in the future. When those costs go up, mortgage rates can go up too. Swap rates are at a 52 week high at time of posting this.

If your fixed rate is ending soon, it’s worth looking at your options early rather than leaving it until the last minute.

A small change in rate can make a big difference to your monthly payment.

If you’re unsure what the current market means for you, get in touch and we can have a chat.

12/09/2026

Morning!
I'm back! You may not have noticed but i was h@cked 2 days ago and my page was deactivated. A few coffees later I've managed to get back access.
Not sure what a hacker would get from my Facebook profile or page but here we are. Change of email and password and I have removed all unknown log ins and locations (Russia, America, New Zealand and Iran to name a few on the list of about 300!).

What a morning already!

10/09/2026

The school bags are packed, the uniforms are back on and the summer routine has officially come to an end (or lack of it). I'm not sure where summer went, and although it was cracking...another week of sunshine and temperatures of high 20s would be lovely.

Life is settling back into normality, now is a good time to take a step back and think about the bigger picture.

For most of us, our home is the biggest financial commitment we’ll ever make. But protecting the mortgage is just as important as securing it in the first place.

Life insurance can help protect your family and their home if the worst were to happen, while income protection can help keep the mortgage and household bills covered if you’re unable to work.

Because it’s not just about protecting a house. It’s about protecting the people and the life inside it.

If you’re reviewing your mortgage, considering a move or simply wondering whether your current protection is enough, it’s worth having a conversation.

10/09/2026

A lovely review from Gerrard this morning.

Good luck with your purchase.

03/09/2026

🚨 PLEASE, PLEASE BE CAREFUL WHEN
SENDING DEPOSITS! 🚨

We always remind our clients to be cautious when sending deposits for purchases — and this is a perfect reminder of why.

Your phone, smart devices and even your Alexa can be listening to and collecting information about what you’re talking about and searching for. 👀📱

So before you send that deposit, STOP. CHECK. VERIFY.

Make sure you know exactly who you’re sending the money to, double-check the bank details, and if anything feels different or suspicious, pick up the phone and verify it first.

I came across this and thought it was worth sharing as a reminder. Sometimes a few extra minutes of caution can save you thousands. 💷

Stay alert. Stay cautious. And never rush a payment.

03/09/2026

I woke up this morning to this news. Now none of us own a crystal ball. But this is an interesting read. What's your thoughts?

Have you recently locked in a new deal? Is your mortgage product coming to an end?

Home loan market braced for fixed-rate rises after bond market sell-off

25/08/2026

E and A's application sailed through. We chased the solicitors for weeks on our end for updates. HSBC were not receiving communication from them, Mortgage Call stepped in as the messenger to send communication between solicitors and lenders and now they're ready to complete on Friday!

They're fully protected with their life, critical illness and income protection should anything happen to either of them.

We wish you mamy happy years in your new home when you collect the keys on Friday!

25/08/2026

Mrs M was looking to move home. We've ported her mortgage which means she will take her existing product to her new property to avoid paying ERCs, there was still quite a few months left, we compared moving to a new lender and paying the ERCs against porting and porting saved her a bit of money!

Good luck in your new Chapter!!