22/09/2026
Saving has never been harder. 😩 - Here's a beginners' guide to saving in 2026
𝐖𝐡𝐲 𝐒𝐚𝐯𝐢𝐧𝐠 𝐌𝐚𝐭𝐭𝐞𝐫𝐬
Regular saving puts money aside for a rainy day, reducing stress and providing breathing space to focus on what matters to you. The UK Savings Week we're sharing our 4 step guide to starting your savings journey.
𝐒𝐭𝐞𝐩 𝟏 - 𝐓𝐫𝐚𝐜𝐤 𝐘𝐨𝐮𝐫 𝐌𝐨𝐧𝐞𝐲
Knowing where you money goes helps you identify you spending habits and areas where you can easily save money.
Comment 𝐁𝐔𝐃𝐆𝐄𝐓 for the link to our free digital budget planner.
𝐒𝐭𝐞𝐩 𝟐 - 𝐒𝐞𝐭 𝐂𝐥𝐞𝐚𝐫 𝐆𝐨𝐚𝐥𝐬
Setting clear goals that are specific, measurable, achievable, relevant and time bound helps provide structure and direction; helping you focus on the end result and increase your chances of success.
𝐒𝐭𝐞𝐩 𝟑 - 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐞 𝐘𝐨𝐮𝐫 𝐒𝐚𝐯𝐢𝐧𝐠𝐬
Automatic saving removes temptation to skip months and helps to reduce spending over time. Scheduling payments for the day after payday means you won't even notice it leaving your account.
𝐒𝐭𝐞𝐩 𝟒 - 𝐋𝐨𝐨𝐤 𝐟𝐨𝐫 𝐋𝐞𝐚𝐤𝐬
Look at reoccurring payments, cancel unused subscriptions and compare utility suppliers. Then look into your everyday spending to see if you can cut unnecessary costs.
𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫 𝐭𝐨...
✅ 𝐊𝐞𝐞𝐩 𝐢𝐭 𝐅𝐮𝐧
Set yourself fun and achievable challenges to keep yourself motivated. Consider a no-spend day each week and a weekly spare change jar.
✅ 𝐅𝐨𝐜𝐮𝐬 𝐨𝐧 𝐏𝐨𝐬𝐢𝐭𝐢𝐯𝐞
Saving can be challenging, especially in today's economic climate, which is why it's important to focus on small wins and what you've learnt throughout the process.
👉 More information about how Thistle Credit Union can help you unlock your financial future 🔗 in comments.
