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-Headway Wealth is a financial advisory and wealth management firm that's committed to helping you r

04/11/2026

Research found that 31% of retirees feel their standard of living has worsened, while 17% underestimated how much they would need and 16% did not expect retirement to last as long as it has.

Building a pension is only part of the challenge. Understanding how much you need, how long your money may need to last and how to turn your savings into a sustainable income are all important.

Will your retirement savings support the life you want?
Read our latest blog, “What I wish I’d known before I retired”, for key lessons from today's retirees.

👉 Read the full blog: https://monkeylink.co/b1bf69

Capital at risk.

02/11/2026

If you're a British expat or have financial ties to the UK, changes announced in the Autumn Budget may be relevant to your savings, investments, pensions and plans to pass wealth on to your family.

Depending on your circumstances, key considerations include:
-UK savings and rental income: Higher tax rates are planned from April 2027.
-Pensions and Inheritance Tax: Most unused pension funds and pension death benefits are due to come into scope from April 2027.
-Business interests: Changes to business disposal relief could affect the tax payable when selling a qualifying UK business.
-Cross-border planning: Your tax residency, where your assets are held and the rules applying in each country can all influence your financial position.

Living overseas doesn't necessarily mean UK tax changes are irrelevant to you. The impact depends on your residency, the nature of your assets and your individual circumstances.

At Headway Wealth, we help clients navigate the complexities of cross-border financial planning and understand how their UK financial commitments fit into their wider lives.

👉 Read our Autumn Budget summary to explore the key changes:
Autumn Budget 2026: What Could It Mean for Your Wealth? - Headway Wealth https://monkeylink.co/964793

Capital at risk.

31/10/2026

What’s your biggest financial fright? 🎃

Running out of money? Unexpected costs? Not knowing whether you’re on track for retirement?

You’re certainly not alone.

42% of British adults say they worry about money often or all the time.*

And with 61% of adults saying they are worried about rising living costs, it’s understandable that finances can feel uncertain.

But financial planning isn’t about predicting everything what could go wrong.
It’s about understanding where you are today, where you want to go and whether your finances are set up to support the life you want.

This Halloween, what’s your biggest financial fright?

*Source: Step Change.

29/10/2026

From higher taxes on savings interest and rental income to changes affecting business owners, pensions and estate planning, the Autumn Budget could have implications for your financial future.

Our latest blog breaks down the key announcements, explains what they could mean for your finances and highlights the areas worth reviewing as you plan ahead.
Because understanding the changes is one thing. Knowing how they affect you is what matters.

👉 Read our Autumn Budget summary:
Autumn Budget 2026: What Could It Mean for Your Wealth? - Headway Wealth https://monkeylink.co/964793

Capital at risk.

27/10/2026

Duncan knows the expat journey because he’s lived it.

Before becoming a Financial Planner at Headway Wealth, Duncan spent years living and working in Dubai. He experienced the career moves, international transitions and financial considerations that come with building a life overseas.

Today, that experience informs the way he works with expats and internationally mobile clients navigating their own cross-border financial journeys.

In our latest Adviser Spotlight, Duncan talks about his career, his time in Dubai and how his own experiences have shaped the way he advises clients today.

🎧 Listen to the episode and get to know Duncan.
Spotify:
https://open.spotify.com/episode/1qLb04U1ZQfflDD7RMx67B?si=NcwvEu32SICRbh00MKcnpA
Watch on YouTube:
https://www.youtube.com/watch?v=vNKaYI2hWno

Capital at risk.

23/10/2026

Can AI replace your financial adviser?

AI can analyse data and model scenarios, but financial planning involves much more than numbers.

Your goals, family, priorities and attitude to risk all matter. AI can show what could happen, but it cannot determine what matters most to you or apply human judgement to complex decisions.

The future of financial planning is more likely to be AI supporting advisers, rather than replacing them.

From pensions and investments to retirement and intergenerational wealth, technology can provide valuable analysis while advisers provide the context and judgement.

Read our latest article, “AI and Financial Planning: What AI Can and Can’t Do”, to explore where AI can help and where human advice still matters.

👉 Read the full article: https://monkeylink.co/4cad95

Capital at risk.

21/10/2026

Navigating UK/US cross-border financial planning can involve complex tax, estate and regulatory considerations. It often means working closely with other professional advisers to ensure every aspect of a client's financial affairs is considered.

In our latest Adviser Spotlight, Duncan Raeside explains how he, like the wider Headway Wealth team, works alongside tax and estate planning professionals to provide a more joined-up approach to wealth planning.
Want to learn more about Duncan and his approach?

Listen to the latest Adviser Spotlight episode.

📷 Listen to the full episode!
Spotify: https://monkeylink.co/c949df
YouTube: - YouTube https://monkeylink.co/29f2d9

Capital at risk.

19/10/2026

In our latest Adviser Spotlight, Duncan Raeside, Financial Planner specialising in cross-border financial planning at Headway Wealth, talks about his career, his approach to working with expats and internationally mobile, UK-connected clients, and the realities of managing finances across borders.

But the conversation goes beyond financial planning. Duncan also shares some of the experiences, interests and influences that have shaped him personally, giving you a chance to get to know the person behind the adviser.
From navigating the complexities of cross-border planning to the personal experiences that have shaped his career, this episode offers a closer look at Duncan, his approach and what he enjoys about working with clients.

🎧 Listen to the full episode:
Spotify: https://monkeylink.co/c949df
YouTube: - YouTube https://monkeylink.co/29f2d9

Capital at risk.

16/10/2026

Iran, markets and the US midterms: what does it mean for investors?

Geopolitical uncertainty is difficult to predict, but its potential impact on financial markets is easier to see.

The ongoing conflict involving Iran and the US has contributed to higher energy prices and renewed inflation concerns, while the upcoming US midterm elections on 3 November add another layer of political and policy uncertainty for markets.
For investors, this is a useful reminder of why diversification matters.
Different assets, sectors and regions can respond very differently to the same event. Energy companies may be affected by changes in commodity prices, while businesses reliant on global supply chains can be exposed to trade restrictions and tariffs.

A diversified portfolio cannot eliminate market risk or protect against every fall. But it can reduce reliance on one country, sector, asset class or economic outcome.
The key is not trying to predict what happens next. It is making sure your portfolio is structured around your objectives, investment timeframe and capacity for loss.
Read our latest article, “Why investment diversification matters in an uncertain world”, to explore how diversification can form part of a long-term investment strategy.

👉 Read the article: https://monkeylink.co/d72ac2

Capital at risk.

14/10/2026

Inheritance Tax is often discussed in terms of the rate and the value of an estate. But for families with significant property and pension wealth, there is another important question:
Where would the money come from to pay it?
Inheritance Tax is generally due by the end of the sixth month after death. For families whose wealth is largely tied up in property, finding the necessary cash could be challenging.

And from 6 April 2027, most unused pension funds and pension death benefits will come into scope for Inheritance Tax, potentially increasing liabilities for some estates.
That makes estate liquidity an increasingly important part of the planning conversation.

Our latest article explores:
• Why property-rich estates can face liquidity challenges
• The six-month IHT payment deadline
• How the 2027 pension changes could affect estates
• When IHT can potentially be paid in instalments
• Why borrowing may be one option to consider in some circumstances
• Why estate planning should look beyond the tax bill itself

The question isn't just how much Inheritance Tax you might owe. It's how your family would pay it.

👉 Read our latest article to find out more:
https://monkeylink.co/e5cc1a

Capital at risk.

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Durham Workspace, Abbey Road
Durham
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Website

https://www.headwaywealth.com/

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