What are the opening hours?

Monday 9am - 6pm Friday 9am - 6pm

Cedar Crest Property Finance Solutions

Home
United Kingdom
Durham
Cedar Crest Property Finance Solutions

Call Directions Website Contact the business

Boutique mortgage broker with offices in the UK and Hong Kong. Specialises in property finance solutions for UK residents, British expats and foreign nationals.

Our Hong Kong Office details:

Rm 1211, 15/F,
Soundwill Plaza II-Midtown,
1-29 Tang Lung Street,
Causeway Bay,
Hong Kong

Office Number: +852 6645 4462

27/10/2026

Buy-to-let in 2026: the numbers need to work harder.

Higher borrowing costs, changing rental rules, tax considerations and rising compliance requirements have made buy-to-let more complex.

But that does not mean it no longer has a place.
For the right property and the right investor, a rental property can still form part of a long-term investment strategy. The difference is that landlords need to look beyond the headline rental yield and understand the full picture.

Before buying or remortgaging, consider:
• Mortgage rates and lender criteria
• Rental income and realistic void periods
• Management, maintenance and other running costs
• Ownership structure
• Rental demand and location
• Changing regulatory requirements
• The potential net return, rather than just the gross yield

The property, rent and mortgage all need to align.
Read our latest article for a closer look at the key considerations for buy-to-let landlords in 2026.

👉 Read the full article: https://monkeylink.co/209047

Cedar Crest can also help you explore your buy-to-let mortgage options and find a solution suited to your circumstances.

Your home may be repossessed if you do not keep up with repayments.

22/10/2026

“Excellent communication and professional service in the process of facilitating two remortgages for my property in the UK. Honest, realistic and willing to put in the extra yards to help me out. Can recommend.”
-Dom Massarella

Thank you to our client for taking the time to share their experience with Singapore-based mortgage adviser, Stephen Couch!

At Cedar Crest, we work with clients based overseas, who need support with UK mortgages and remortgages. Our role is to understand your circumstances, source suitable options from our lender panel and guide you through the process.

Looking to remortgage a UK property from overseas?
Get in touch with Cedar Crest to discuss your options.

https://monkeylink.co/a6813a

Your home may be repossessed if you do not keep up with repayments.

20/10/2026

From 6 April 2027, most unused pension funds and pension death benefits will come into scope for Inheritance Tax.

For homeowners with significant property, pensions and investments, this could make it more important to look at the bigger financial picture.
Your mortgage may be one part of that picture.

Before making decisions about repaying your mortgage, downsizing, borrowing or gifting property, it is worth considering how those decisions fit with your wider retirement and estate-planning objectives.

Our latest article explores:
• How mortgage debt can affect the value of your estate
• What to consider before paying off your mortgage
• How downsizing could interact with the Residence Nil Rate Band
• Why gifting your home is not as straightforward as it may seem
• What the 2027 pension changes could mean for your wider estate

Read the full article to understand what the upcoming changes could mean for homeowners.
https://monkeylink.co/865a90

Your home may be repossessed if you do not keep up with repayments.

15/10/2026

At Cedar Crest, we’re not a bank, we’re your trusted mortgage broker, connecting you with the right lender for your needs.

Our High-Value Mortgage service is designed for clients purchasing or refinancing properties worth £1 million+. Whether you’re navigating complex income, exploring interest-only options, or requiring a discreet solution, we source the most competitive deals from our network of private banks, specialist lenders, and high-street names.

Why work with Cedar Crest?
Whole-of-market access – we find options beyond the high street
Tailored guidance for complex income and wealth structures
Personal, discreet support from first call to completion

Your property goals deserve more than an off-the-shelf mortgage. We’ll help secure the right solution for you.

📩 Book a free, no-obligation consultation today.

CONTACT - Cedar Crest - UK Mortgage Broker- BNO UK Mortgages https://monkeylink.co/a6813a

Your home may be repossessed if you do not keep up with repayments.

13/10/2026

Whether you’re upsizing for more space or downsizing for greater flexibility, your mortgage should support your next chapter.

Before making a move, it is worth reviewing:
• Your current mortgage and deal end date
• How much equity you have
• Whether you need to borrow more
• Whether porting your existing mortgage could work
• The full costs of moving and your new monthly commitments

A bigger home can mean a bigger mortgage, while downsizing could give you the opportunity to reduce borrowing or release capital.

Planning your next move? Read our latest article to understand your mortgage options before you make an offer:
Planning Your Next Move https://monkeylink.co/368142

Your home may be repossessed if you do not keep up with repayments.

09/10/2026

Living abroad can make securing a UK mortgage more complicated. Some lenders have specific criteria around where you live, how you earn your income, your currency and your residency status.

But the right lenders do work with UK expats and overseas borrowers.
The challenge is knowing which lenders to approach and which criteria you need to meet. Applying to the wrong lender can lead to unnecessary delays, declined applications and potentially fewer options.

At Cedar Crest, we understand the complexities of international mortgage applications and can help you navigate the market with greater confidence.

CTA:
Looking for a UK mortgage from overseas? Let us help connect you with the right lender.

[email protected]
Cedar Crest - UK Mortgage Adviser - Expat BNO Mortgages https://monkeylink.co/d4845a

Your home may be repossessed if you do not keep up with repayments.

07/10/2026

Financial planning is not only about investments. For many people, property and mortgages are a significant part of their financial picture.

Whether you’re buying your first home, building a property portfolio, remortgaging or planning for retirement, understanding how your property decisions fit into your wider financial goals can help you plan with greater confidence.

This Financial Planning Day, take a step back and look at the bigger picture.

Your home may be repossessed if you do not keep up with repayments.

01/10/2026

Could The UK Housing Market See An Autumn Bounce?

September has brought some fresh momentum to the UK property market, but buyers and sellers still need to navigate affordability and mortgage rate pressures.

According to Rightmove, average asking prices rose 0.7% (£2,441) in September, the first monthly increase since May. However, prices remain 0.8% below last year, while the number of properties for sale is at a 12-year high for this time of year.

With more buyers returning after the summer, the autumn market could bring renewed activity. For sellers, realistic pricing remains important, while buyers continue to have plenty of choice.

Want to understand what this could mean for the property market? Read the full article for the latest insights:

Thinking about buying, selling or remortgaging? Cedar Crest can help you explore your mortgage options.

Your home may be repossessed if you do not keep up with repayments.

29/09/2026

Getting an offer accepted is an exciting milestone, but there is still work to do before you reach exchange and completion.

Once you've accepted an offer, it’s important to keep things moving. You’ll typically need to:

• Confirm the buyer’s position and how they are funding the purchase
• Instruct a solicitor or conveyancer
• Complete the necessary property information and provide relevant documents
• Respond to legal enquiries promptly
• Allow time for the buyer’s survey and mortgage arrangements
• Be prepared to address any issues raised during the process

Remember, an accepted offer is not legally binding in England and Wales until contracts are exchanged. Delays can occur at any stage, particularly where information is missing or there is a property chain.

Selling your property? Read our latest blog for a closer look at what happens after accepting an offer and how you can help keep your sale moving.

Post | Cedar Crest https://monkeylink.co/6164eb

Your home may be repossessed if you do not keep up with repayments.

24/09/2026

WITH HOUSEHOLD BUDGETS still under pressure and mortgage rates continuing to fluctuate, keeping track of your mortgage has never been more important. Many homeowners focus on their monthly repayments but overlook a crucial question: when should they start looking for their next mortgage deal? The answer is simple: earlier than you might think. Here's why:
https://monkeylink.co/63851b

Your home may be repossessed if you do not keep up with repayments.

Address

Durham Workspace, Abbey Road, Pity Me
Durham
DH15JZ

Opening Hours

Monday	9am - 6pm
Friday	9am - 6pm

Telephone

+442038831017

Website

http://cedar-crest.co.uk/

Alerts

Be the first to know and let us send you an email when Cedar Crest Property Finance Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.