313 Commercial

Call Directions Website Contact the business

313 Commercial 313 Commercial are an Independent Specialist Consultancy, we provide Commercial and Business Finance support to SME clients throughout the whole of the UK.

Whether your business is well established or a new start we can help you.

Have another 💥 Estate agency in the South going through a sticky patch of cashflow, needed a short burst of cash to get ...
17/10/2026

Have another 💥

Estate agency in the South going through a sticky patch of cashflow, needed a short burst of cash to get them through and use to expand their services.

£100k quick and approved same day.
Forms signed and cash released.

Took the weight off the directors shoulders and allow them to progress.
Delighted with this one!

15/10/2026

When a refurbishment needs to move fast, bridging finance is often the answer. Funds can be in place within a couple of weeks in many cases, which makes it a strong option when timing matters. Once the work is done, you can sell the property and clear the loan from the proceeds, or refinance onto a standard mortgage based on the property's new higher value. Either way, the loan is short term and built around getting the project finished. If you've got a refurb that needs funding quickly, get in touch and we'll talk through what's possible.

A lovely little deal for an investor. 2 properties 2 doors apart. Seller wanted rid of both, and we secured a bridging l...
13/10/2026

A lovely little deal for an investor.
2 properties 2 doors apart. Seller wanted rid of both, and we secured a bridging loan for the client to acquire both after he struck a deal.

1 loan, 1 set of legal documents and a slick and quick funding option for the client.

Works already underway to move onto some long term lending so a win all round 🙌🏼

12/10/2026

Funding a commercial property purchase isn't limited to one route. A commercial mortgage is the most common option, but bridging finance, equity release, investor funding, and business assets can all play a role depending on your circumstances. The right solution comes down to the type of property, your financial position, and how quickly you need to move. If you're thinking about buying a commercial property and want to know what's open to you, get in touch and we'll walk you through the options.

08/10/2026

When it comes to commercial mortgages, you can choose between fixed and variable rates, and the decision is worth thinking about carefully. Fixed rates give you predictable payments for an agreed period, which makes planning easier. Variable rates move with the market, which can mean lower payments if rates drop, but also more uncertainty. Most business owners prefer the stability of a fixed rate, especially early on. But if you're comfortable with some movement and think rates could fall, variable might work out cheaper. Get in touch and we'll help you weigh up which option suits your situation.

Another completion!!A local groundworks company in County Durham now has the keys to its new HQ.£230k commercial mortgag...
06/10/2026

Another completion!!

A local groundworks company in County Durham now has the keys to its new HQ.

£230k commercial mortgage, all sorted.
Love helping local businesses get their own place. No more renting, and room to grow.

If you're thinking about buying your own premises, give us a shout.

05/10/2026

Many people assume commercial mortgages are much shorter than residential ones. In reality, terms can run up to 25 years, sometimes more. The right term for you comes down to your business structure, the type of property, and how you want to balance your monthly payments against the total interest you'll pay over time. Longer terms mean lower monthly costs but more interest overall. Shorter terms cost more each month but less in the long run. If you want to know what term makes sense for your situation, drop us a message and we'll talk it through.

01/10/2026

When a client came to us with 55 properties and ambitions to grow further, we got to work. We structured a portfolio lend with products tailored to each property, allowing them to buy more through their limited company. Because of the scale of the deal, they paid no fees at all. And instead of separate legal advice for each property, we arranged one process covering everything. If you're sitting on equity across a portfolio and want to use it to grow, get in touch and we'll talk through what's possible.

28/09/2026

Refinancing a portfolio doesn't have to mean seven valuations, seven sets of legal fees, and months of back and forth. We helped one of our clients refinance seven properties using automated valuations and a single legal process covering the whole portfolio. It was faster, simpler, and considerably cheaper. If you've been putting off refinancing because it feels too complicated or costly, get in touch. There's usually a better way.

24/09/2026

Most people assume you need to sell a property before you can buy another one. One of our clients proved that wrong. They'd renovated a property, pushed the value up, and wanted to use that equity to buy again without selling. We arranged bridging finance against the equity they'd built, and they completed on their third property within weeks. If you've got equity sitting in a property, drop us a message. There could be more options available to you than you realise.

Address

Durham
DH15JZ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441912286969

Website

Alerts

Be the first to know and let us send you an email when 313 Commercial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to 313 Commercial:

Shortcuts

Share

Category