PFL Mortgages

PFL Mortgages Armed Forces specialist mortgage advisers. One mortgage broker, one call and hundreds of deals from over 60 lenders.

Whether you're buying your first home, moving home, remortgaging or simply have a question, we're here to help—however much or however little you need us. At PFL Mortgages, we do things a little differently. We want to provide two things for our customers. First – we want you to get the best possible mortgage deal – so we check hundreds of deals available on the high street, online and even exclus

ive deals from many of the top lenders to find the best one for your circumstances. Second – we offer industry leading customer support. We’ll act on your behalf throughout the whole process, liaising with all parties involved, keeping you informed every step of the way, leaving you with a stress-free experience. We have over 25 years’ experience in the mortgage industry, so you are safe in our hands. We work with all of the top UK lenders, with over 60 in total. If you are a First Time Buyer, remortgaging, moving house or a military family, we are here to help you. So, why not have a chat with us, and see how we can help you?

It’s all smiles when lovely client feedback comes in! 😁🏡This week it’s Craig’s turn, following these lovely words from o...
04/09/2026

It’s all smiles when lovely client feedback comes in! 😁🏡

This week it’s Craig’s turn, following these lovely words from one of our first-time buyers:

“Craig was recommended to me by a friend, who in turn used Craig for his mortgage. As a first time buyer Craig explained what was happening, what he was looking for and how we could get the best deal… We also communicated via WhatsApp which was far easier than phone or email! When my mortgage comes to renewal, I will 100% look to use PFL and Craig again. Thank you all so much!”

⭐ ⭐ ⭐ ⭐ ⭐


We love this because getting your first mortgage shouldn't mean you're expected to already understand how everything works. We're here to explain things, answer the questions and help make the whole process that little bit easier.

If you're thinking about buying your first home and would like Craig or one of the PFL team in your corner, get in touch and see how we can help 😊

📞 Call us: 01332 300000
📧 Email us: [email protected]
👉 Or simply send us your question: https://pflmortgages.com/ask

Army Families Federation - AFF have raised an important point… Have you tested your smoke alarms this year? 🤔 Press the ...
01/09/2026

Army Families Federation - AFF have raised an important point… Have you tested your smoke alarms this year? 🤔

Press the tester button on your smoke alarms once a week - it could save a life. Check out their post below for more details - 👇

Have you tested your smoke alarms this year?

It’s no secret that life gets busy and we forget to do some of those little chores, but did you know that you are supposed to test your smoke alarms weekly? While alarms need minimal maintenance, it is important to make sure they are still working. Press the tester button on your smoke alarms once a week - it could save a life.

This one is especially for the people living in military accommodation who are thinking:“We might buy eventually…”but th...
31/08/2026

This one is especially for the people living in military accommodation who are thinking:

“We might buy eventually…”

but that's about as far as you've got.

📦 Maybe you don't know where you'll be posted next.
📍 Maybe you don't know where you want to settle.
💭 Maybe you've no idea what you could borrow.
🔑 Maybe you've heard about Forces Help to Buy but don't really understand it.

Or perhaps you've wondered whether you could buy somewhere now and rent it out until you're ready to live there yourselves 🏡

You don't need to turn up with a plan.

Ask one question. Ask ten. 👉 https://pflmortgages.com/ask

Talk to us now and do absolutely nothing afterwards if it turns out the time isn't right.

We help military families however much—or however little—they need us.

For more information, click here to visit our Armed Forces webpage 👇 -

https://pflmortgages.com/armed-forces/

Contact us:
📞 Call us: 01332 300000
📧 Email us: [email protected]
👉 Or simply request a call back here: https://bit.ly/pflmortgages-callback

Are you moving soon? Or perhaps you have recently moved to a new area? 🏡🔑📦The Summer issue of Homeport is packed with ad...
27/08/2026

Are you moving soon? Or perhaps you have recently moved to a new area? 🏡🔑📦

The Summer issue of Homeport is packed with advice and support for naval families moving home, whether that is into SFA, buying your first home, moving overseas or returning to the UK!

Have a read of the latest edition of Homeport by Naval Families Federation, it is available to read online here: https://buff.ly/sba6BWM

Are you moving soon? Or perhaps you have recently moved to a new area?
The Summer issue of Homeport is packed with advice and support for naval families moving home, whether that is into SFA, buying your first home, moving overseas or returning to the UK! Find practical advice and support as well as real stories from naval families who have experienced it first hand, the challenges they have faced and what worked for them.
Homeport is available to read online: https://buff.ly/sba6BWM

Here at PFL Mortgages, we’re lucky enough to have some very special colleagues who don’t actually work in mortgages… but...
26/08/2026

Here at PFL Mortgages, we’re lucky enough to have some very special colleagues who don’t actually work in mortgages… but they’re experts in keeping us company! 🐶💚

Whether they’re snoozing under the desk, supervising our calls, waiting patiently for a lunchtime walk, or simply making us smile during a busy day, our four-legged friends definitely make working from home (or the office!) a little better.

So today, we’re celebrating our wonderful office companions with a few of our favourite pictures to celebrate International Dog Day 🐶

Because let’s be honest… who needs a coffee break when you have a cute dog demanding your attention? 😂☕🐾

Think you'd need a huge deposit to buy a home and rent it out while you're serving? 🤔 🏡Normally, buying a property that ...
24/08/2026

Think you'd need a huge deposit to buy a home and rent it out while you're serving? 🤔 🏡

Normally, buying a property that you're going to rent out means looking at a buy-to-let mortgage.

And that will often mean finding a much bigger deposit — commonly 20% or more.

But military life can create a different situation 🙏

Some lenders understand that you may be living in military accommodation while wanting to buy a home of your own for the future.

Because of that, there are circumstances where a serving person may be able to buy using one of the lender's normal residential mortgage deals, even though the property will initially be rented out.

That can potentially mean a much smaller deposit — in some cases as little as 5% — as well as access to the lender's normal residential mortgage deals.

That's very different from simply getting a buy-to-let mortgage.

There are conditions and it won't be suitable or available for everyone, so this isn't something to assume you can do.

But if the size of a buy-to-let deposit is the reason you've never considered buying while you're still in military accommodation, you may want to find out more...

Even if buying is a few years away, we're happy to explain how it works and whether it could be an option for you. For more information, click here to visit our Armed Forces webpage 👇

https://pflmortgages.com/armed-forces/

Contact us:
📞 Call us: 01332 300000
📧 Email us: [email protected]
👉 Or simply request a call back here: https://bit.ly/pflmortgages-callback

It's   time and today's ⭐⭐⭐⭐⭐ feedback is for Lucy! This photo was taken at RAF Brize Norton during a Families Day event...
21/08/2026

It's time and today's ⭐⭐⭐⭐⭐ feedback is for Lucy!

This photo was taken at RAF Brize Norton during a Families Day event earlier this year, that PFL Mortgages was proud to be a part of. It was an excellent opportunity for Lucy to spend time with service personnel and their families and support such a great event.

Receiving feedback like this makes moments like these feel even more special 🙌 -

"Very pleased with the service, Lucy was amazing, she support us throughout the process."

Thanks for your feedback Sunny - we wish you all the best! 🏡

Looks like Bella has been checking out our refreshed Armed Forces webpage... and she's clearly impressed! 🐾🇬🇧In fact, it...
20/08/2026

Looks like Bella has been checking out our refreshed Armed Forces webpage... and she's clearly impressed! 🐾🇬🇧

In fact, it looks like the page is so good it's got her ears rotating and she's ready for lift off 😆🚁

With her own Instagram following of over 4,300 followers over at she certainly knows a thing or two about audience engagement 🐶

Our refreshed Armed Forces webpage is now live, head over and take a look before Bella takes off 👇

https://pflmortgages.com/armed-forces

Did you know that many military personnel assume that frequent moves, overseas postings or living in service accommodati...
17/08/2026

Did you know that many military personnel assume that frequent moves, overseas postings or living in service accommodation will make getting a mortgage difficult... 🤔

In reality, there are lenders who understand military circumstances — but finding the right one often comes down to specialist advice.

This is why working with a specialist mortgage adviser who understands military life can make a real difference 🤩

At PFL Mortgages, our advice is built around military life, so we can help serving personnel and their families navigate the next steps with confidence:

✅ Forces Help to Buy support
✅ Forces Consent to Let
✅ Flexible appointments
✅ No Broker fees = Free advice

For more information, click here to visit our Armed Forces webpage 👇

https://pflmortgages.com/armed-forces/

Contact us:
📞 Call us: 01332 300000
📧 Email us: [email protected]
👉 Or simply request a call back here: https://bit.ly/pflmortgages-callback

Did you manage to see yesterday’s solar eclipse? 🌒These incredible shots of a Chinook silhouetted against it were simply...
13/08/2026

Did you manage to see yesterday’s solar eclipse? 🌒

These incredible shots of a Chinook silhouetted against it were simply too good not to share!

Address

Derby

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441332300000

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