Kerrie Wilkinson - Mortgage Advice

Kerrie Wilkinson - Mortgage Advice Passionate about all things property, I offer expert, friendly advice to turn your dream of homeownership into reality.

Your journey to the perfect home starts here—let’s take the first step!

30/01/2026

🗓️Wrapping up the last working day of January feeling incredibly grateful!

From first-time buyers and limited company buy-to-lets, to remortgages, rate switches, commercial mortgages and bridging finance…this month has been busy, varied, and so rewarding.

Plus, lots of new enquiries from new and existing clients …it’s amazing to see both fresh faces and familiar ones coming back for advice.

It’s moments like this that really remind me why I love what I do.
What I’m doing matters, and I get to help people at all different stages of their journey.

If January is anything to go by for the rest of the year…
count me in.
I’m ready for it 💪✨

28/01/2026

💭 Think remortgages are complicated or scary? Think again!

Today I helped a client secure a new rate that was better than their current lender could offer. Submitted the application today and we received the offer in under 60 seconds ⏱️. No physical valuation, no extra checks, no stress, straight to offer ✅

Of course, not every remortgage will be this quick, but it really can be easier than you think. Sometimes all it takes is the right advice and a clear plan.

If your mortgage feels tricky or overwhelming, remember: a simpler solution might be closer than you realise!

📞 07488 572625
✉️ [email protected]
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

26/01/2026

💬 Client feedback like this means everything 💬

Helping someone through their first home purchase and then being the person they trust again when it’s time to remortgage is exactly why I do what I do. I’m so grateful for reviews like this…they truly never get old 💛

👉 If you’re buying your first home, remortgaging, or just want to know your options, get in touch and let’s see how I can help.

📞 07488 572625
✉️ [email protected]

25/01/2026

I wear a lot of hats. 🎩🧢👒🪖🎓
Including:
🧠 Strategist
⚖️ Negotiator
🧯 Crisis Manager
🪄 Problem Solver
🤍 Reassurer
🔍 Detail Spotter
🧩 Fixer
📊 Number Wrangler
🗣️ Sounding Board
⏱️ Deadline Juggler

MORTGAGE ADVISER is just the title.
The real work happens in everything else.

💡 If you want guidance, not just a rate, let’s talk:
📞 07488 572625
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

23/01/2026

Nothing like flowers to brighten up a grey, miserable Friday 🌸
Huge thank you to my lovely clients who always manage to put a smile on my face and make the day that bit brighter.
Happy Friday everyone 💛

22/01/2026

Income – Making Sure Yours Is Counted Properly 💼📊

Not all income is treated the same by mortgage lenders …and that can catch buyers out later on.

If you’re:
• self-employed
• a contractor
• on a temporary or fixed-term contract
• a limited company director

…your income can be assessed very differently depending on the lender 🤯

As part of the ARM Score
(Advanced Reliability Mortgage Score), your income is reviewed properly…so it’s matched with a lender who understands your situation and can use the right figures for affordability.

That means:
✔️ less guesswork
✔️ fewer surprises
✔️ more confidence before you commit 🏡

If you’re unsure how your income will be viewed, I’m always happy to talk it through.

📞 07488572625
✉️ [email protected]

Cloud Mortgages

19/01/2026

🚦A Decision in Principle Isn’t the Green Light You Think It Is 🚦

Getting a DIP can feel like a huge win — and it is a good first step.

But here’s the bit most buyers aren’t told 👇
A DIP doesn’t guarantee your mortgage.

It’s issued before lenders fully assess:
• your full credit picture
• how your income is treated
• detailed lender criteria

That’s why some buyers feel confident…
Only to be declined weeks later.

There’s a big difference between reassurance and certainty…and knowing that early can save you a lot of stress.

📞 07488572625
✉️ [email protected]

18/01/2026

Introducing the ARM Score 💥

Buying a home is exciting… but it can also feel a little uncertain. 🏠✨

A standard mortgage DIP is only a starting point…it doesn’t tell you whether your mortgage is truly secure or likely to fall through later.

That’s where the ARM Score comes in. 🎯
ARM Score stands for Advanced Reliability Mortgage Score, and it’s a simple process I use to give you:

✔ clarity about your credit and affordability
✔ confidence that your income is properly assessed
✔ peace of mind before you commit to a property

If you want to know how solid your mortgage position really is, I’m always happy to explain. ☺️

📞 07488572625
✉️ [email protected]

14/01/2026

A little about me 👋

I’m Kerrie Wilkinson, a mortgage, bridging & commercial adviser who’s genuinely passionate about property and helping people find the right solution for their situation.

I’m friendly, experienced, property obsessed… and yes, a bit of a talker! I love straight-talking advice, clear communication, and making finance feel simpler. No jargon, no pressure…just support every step of the way.

📞 07488 572625
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

13/01/2026

💷 Just saved my client £3,300!

This could be you! Find out how a new mortgage deal could save you money too 💡

🏡 Fixed rate ending soon? Lock in a new deal and start saving on your monthly payments….every penny helps!

📞 07488 572625
📧 [email protected]

⚠️ *** YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE ***

08/01/2026

✨ First Home, Big Win ✨

Helping clients secure their first mortgage is always special…and hearing feedback like this is exactly why I do what I do.

“Kerrie helped us with our first mortgage. We had some hurdles to get over, but Kerrie’s perseverance, knowledge and professionalism saw us over the finish line. Her kindness, personable approach and dedication gave us real peace of mind. Kerrie was recommended to us, and we now recommend Kerrie to anyone who needs a trusting and genuine mortgage adviser.”

First homes often come with questions, challenges and a few bumps along the way…but you don’t have to navigate them alone. My goal is always to make the process clear, calm and supportive from start to finish.

If you’re thinking about buying your first home, moving, or just want an honest chat about your options, I’m here to help 💛

📞 07488572625
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

Derby

Telephone

+447488572625

Website

,

Alerts

Be the first to know and let us send you an email when Kerrie Wilkinson - Mortgage Advice posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kerrie Wilkinson - Mortgage Advice:

Shortcuts

Share

Category