Kirsty Doherty - Mortgage and Protection Adviser

Kirsty Doherty - Mortgage and Protection Adviser UK based Mortgage and Protection Adviser Registered Office: 539-541 London Road, Westcliffe-On-Sea, Essex, SS0 9LJ. Registered Company Number: 11723322

Impressum

The Mortgage Mum Limited is an Appointed Representative of Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

•✨ Hey there! I’m Kirsty - your go-to mortgage & protection adviser, helping first-time buyers turn “maybe one day” into...
01/10/2025

•

✨ Hey there! I’m Kirsty - your go-to mortgage & protection adviser, helping first-time buyers turn “maybe one day” into “we’ve got the keys!” 🏡🔑

When I’m not chatting all things mortgages, you’ll probably find me with my family (2 children and my gorgeous black cat) 🐈‍⬛ sipping a cocktail 🍸, dancing with the girls💃, or soaking up some beach 🌊☀️

Buying your first home doesn’t have to be scary — I’m here to make it simple and stress-free.

📩 Are you ready to start your home-owning journey? Let’s chat!

•OF COURSE I AM!and not only do I hold the necessary qualifications, I also keep up to date with knowledge 👩🏻‍💻🎓📞 073683...
01/10/2025

•

OF COURSE I AM!

and not only do I hold the necessary qualifications, I also keep up to date with knowledge 👩🏻‍💻🎓

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

•I work so hard daily to expand my relationships with lenders and providers to be able to tailor my advice to a variety ...
01/10/2025

•
I work so hard daily to expand my relationships with lenders and providers to be able to tailor my advice to a variety of clients!

Knowing their criteria means knowing the best products available to you

So, if you think you have a quirky case. You probably don’t!

Get in touch today and let’s get you that mortgage 💻

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

September stats: School was welcomed back with open arms, a ton of cocktails were consumed and lots of clients found the...
01/10/2025

September stats: School was welcomed back with open arms, a ton of cocktails were consumed and lots of clients found their dream homes 🏡

What a stunning September - Roll on spooky season 🎃👻

There are so many different types of insuranceCritical IllnessSerious IllnessFamily Income BenefitIncome ProtectionAll s...
30/06/2025

There are so many different types of insurance

Critical Illness
Serious Illness
Family Income Benefit
Income Protection

All support you in different ways and all worth exploring.

I create a personalised plan to insure you in the ways that benefit your personal situation 💻

For a FREE consultation - please comment INSURE or hop into my DM’s and we can arrange a time to suit you 📅

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

WHAT DOCUMENTS DO YOU NEED?Getting these together before your application makes for a lot smoother process.I can spot an...
26/06/2025

WHAT DOCUMENTS DO YOU NEED?

Getting these together before your application makes for a lot smoother process.

I can spot anything that the lender might question and pre empt questions.

I can ensure an accurate application because the information is taken directly from your documents.

So, save this for later and we’ll get you mortgage ready 💻

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

‘BAD CREDIT’ MORTGAGES ❌Have become increasingly more common due to the cost of living rising. You just don’t know what ...
24/06/2025

‘BAD CREDIT’ MORTGAGES ❌

Have become increasingly more common due to the cost of living rising. You just don’t know what might happen to you!

But if this is you and you think mortgages are completely out of reach

or you have a mortgage but the expiry date is coming up - stop worrying!

Download a credit report (in my documents FAQ in the highlights) or DM for a link and we’ll book an appointment to go through your options.

Completely free of charge 💵

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Life moves quick — new job? New baby? New home? 👶🏡💼Your cover might need a refresh too.It’s super easy to do! A conversa...
16/06/2025

Life moves quick — new job? New baby? New home? 👶🏡💼

Your cover might need a refresh too.
It’s super easy to do! A conversation with me with your current paperwork is all it’s going to take. I will do the rest.

Pop into my DMs and let’s book in a quick review 💬🗓️

Getting a helping hand from the Bank of Mum & Dad? 🏡You’re not alone — and you’re closer to your first home than you thi...
11/06/2025

Getting a helping hand from the Bank of Mum & Dad? 🏡

You’re not alone — and you’re closer to your first home than you think!

But don’t let confusion about gifted deposits or lender rules hold you back. I can guide you every step of the way — minus the jargon.

📲 DM me for a free chat — let’s turn that gift into your keys!

Some of these people work for the seller…Some of these people work for the buyerIt’s SO important to find a team you tru...
07/04/2025

Some of these people work for the seller…
Some of these people work for the buyer

It’s SO important to find a team you trust and you know will support you

Whilst it’s tempting to go for the cheapest (cause let’s face it, buying a house is EXPENSIVE)

You don’t want to be just a number

You want companies who care about more than just making money

I offer a free consultation so you can get to know me and ask all the questions. That way you know if I’m the right fit before agreeing to use me 🏡

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We all know what I mean by the meerkat website. You go on, you compare rates and insurances and you THINK you’re missing...
31/03/2025

We all know what I mean by the meerkat website.

You go on, you compare rates and insurances and you THINK you’re missing out on a great deal

But let’s talk about WHY I haven’t offered you that cheap rate or the £10 life insurance.

The rates don’t take into consideration
- Your deposit and loan to value
- Your credit history
- The length of the term or how many years you’re fixing in for
- Your age
- Your financial commitments
- Your income
- Product and valuation fees

The insurances don’t take into account
- That you want your income protecting not just a lump sum when you pass away
- You would like a payout if you’re diagnosed with a critical illness
- Any pre existing medical conditions you may have

So, while I would LOVE my clients to be aware of the economy and the changing of rates.

I would also caveat by saying, it’s also a good idea to be mindful of the entire situation - not just the 3% rate that’s being advertised.

As more often than not, it’s click bait or only a minority of people are eligible

📞 07368339418
✉️ [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

Derby

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

Telephone

+447368339418

Website

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