Fowler Smith Mortgages & Protection

01/06/2026

Think Bad Credit Means No Mortgage? Think Again:

For many people, the words ‘adverse credit’ can feel like a door slamming shut on the dream of owning a home. Missed payments, defaults, CCJs, or a poor credit score are often viewed as permanent marks against your financial record. However, the modern mortgage market tells a very different stor...

29/05/2026

The Benefit of Global Treatment Cover:

See below a short video summarising Aviva's chargeable add-on, Global Treatment cover, and how it might benefit eligible individuals and their children.If you'd like to discuss your protection needs with us at Fowler Smith Mortgages & Protection, please get in touch and one of our experienced advise...

22/05/2026

Read Jonathan Fowler's latest article in The Intermediary Magazine:

18/05/2026

UK hotspots where Gen-Zs are getting on housing ladder revealed by lender:

Lloyds looked at the least expensive areas for first-time buyers and the locations where people buying their first home are as young as 27.

15/05/2026

Fowler Smith Feature In Colchester City Council Extension Guide:

We're please to announce that after working with Colchester City Council via their appointed marketing agency, Fowler Smith Mortgages & Protection are included in the City's digital guide to Extensions. The guide shares useful information for those wanting to extend their space including an overview...

11/05/2026

Can you still get a mortgage rate below 4%?

Borrowers chasing the lowest rates may need to accept more uncertainty

08/05/2026

Read Charlie's Article: The First Step Shouldn't Feel Impossible

Buying your first home.Owning your own home should feel achievable. For many people today, it does not.If you are working hard, doing your best to save, and still feel like homeownership is getting further away instead of closer, you are not alone. I speak to people every day who feel stuck, unsure....

08/05/2026

Mortgage rate predictions 2026: Are mortgage rates going down?

Will mortgage rates go down in 2026? Get the latest UK mortgage rate predictions for 2026–2027, plus tips if you’re buying or remortgaging soon.

01/05/2026

How Fowler Smith Promotes Environmental Protection:

As it was recently Earth Day I thought I would share what amazing work Fowler Smith is continuously doing to promote environmental protection. Earth Day was first celebrated 56 years ago, on the 22nd of April 1970. It was created to raise awareness about environmental issues and gain public support....

01/05/2026

We have some big news!!! 🏆

We are delighted to announce that Natasha Hughes was crowned:

Mortgage Intelligence Administrator of the Year 2026 👑

And, we also have a finalist… Callum Fowler was finalist for:

Newcomer of the Year 2026 - Adviser

A HUGE congratulations to both Natasha for winning the award, and Callum as finalist! 👏