What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 5pm Saturday 9am - 5pm

Essex & Suffolk Mortgages Ltd

Home
United Kingdom
Colchester
Essex & Suffolk Mortgages Ltd

Directions Website

We are here to get you moving. With a wealth of experience in the mortgage market. Think carefully before securing other debts against your home/property.

Essex & Suffolk Mortgages Limited has been set up by Paul Devereux, Debbie Humphrey and John Palmer, who have been involved in Estate Agency for the past few decades. Having run Palmer & Partners Estate agents since 2004, with branches across Essex and Suffolk, we feel well-placed to refer our clients to Palmer & Partners to assist with all their moving requirement needs. We have an excellent team and are committed to making your mortgage journey as stress-free as possible.

---------------------------------------------------------

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity. Jurisdictional Statement:
The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Essex & Suffolk Mortgages Limited, trading as Essex & Suffolk Mortgages, is an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Essex & Suffolk Mortgages Limited, trading as Essex & Suffolk Mortgages, is a registered company in England and Wales. Registered no: 12597077. Registered Office: The Forge, Langham, Colchester, Essex, United Kingdom, CO4 5PX

05/11/2026

Buy-to-Let Mortgage Expert

For landlords, reviewing mortgage deals regularly is just as important as keeping an eye on rental yields and property costs.

A buy-to-let mortgage works differently from a residential one. Lenders often look at expected rental income to make sure it covers the mortgage payments by a set margin. There can also be additional fees, different tax considerations, and higher deposit requirements compared with standard mortgages.

With the property market always shifting, November can be a good time for landlords to review arrangements before the busy festive season begins.

If you would like mortgage advice, please send us a message today!

The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

02/11/2026

🏠 TOP TIP: Don't choose a mortgage based on the interest rate alone

The lowest advertised rate isn't automatically the cheapest or most suitable mortgage.

Arrangement fees, valuation fees, incentives, early repayment charges and the overall cost during the deal period can all make a difference.

Take a look at the bigger picture.

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

08/10/2026

📚 Amber needs your help…

We’ve got 500 books ready to donate to local schools, community groups and youth centres, and Amber wants to help us find them a home.

Know somewhere that would love them?

👇 Nominate them in the comments and share this post to help us reach as many local organisations as possible.

Let’s see how far Amber can get those 500 books. 🩵

08/10/2026

First partner meeting with the new boss today.

Very small.
Very important.
Not particularly interested in the agenda.

We’re already expecting a firm hand on the running of the business… although, judging by today’s meeting, we may need to work on the attention span.

02/10/2026

⭐Thank you Sachi and Joshua La-Page for this wonderful feedback⭐

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

25/09/2026

Being self-employed doesn’t automatically mean getting a mortgage is harder. 👀

But there are a few things lenders will look at, and they can vary depending on your circumstances.

Your business structure, your accounts and the income you take from your business can all play a part.

Thinking about applying for a mortgage while self-employed?

Save this post, send it to a self-employed friend who might find it useful, and if you’d like to chat about your circumstances…

💬 Comment SELF EMPLOYED and we’ll be in touch.

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

15/09/2026

⭐Another fantastic review ⭐

If you're looking for a dedicated mortgage team that puts your needs first, look no further!

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

07/08/2026

🌟 We love hearing feedback from our clients! A huge thank you to Naomo Obasa for this amazing review! 🌟

"Received a genuine 5-star service from start to finish. I've already recommended E&S Mortgage to a family friend and will continue to refer others without hesitation."

We're thrilled that you had a great experience working with Anthony Maddy and Jessica Dunn. Your trust means the world to us! 🙌

If you're looking for a dedicated mortgage team that puts your needs first, look no further!

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

23/07/2026

⭐Thank you Charley for your 5-star review ⭐

Mortgage Risk Warning –The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.

17/07/2026

⚽There's only two days left to enter our raffle to have the chance of winning a signed West Ham United shirt by England legend Stuart Pearce, complete with certificate of authenticity from Lootzilla.

From 78 England caps to that unforgettable Euro ’96 moment, Pearce’s legacy speaks for itself. Now you can own a piece of it while supporting a great cause 💙

Every ticket helps fund opportunities, equipment, and access to football for young players through Chelmsford City FC Foundation, Ipswich Town FC Foundation, and Colchester United Community Foundation.

Get involved, support youth football, and enter now 🎟️
https://www.zeffy.com/en-GB/ticketing/palmer-and-partners-500-clubs-annual-raffle--2026

West Ham United Supporters' Club

Address

80 London Road
Colchester
CO34DG

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 5pm
Saturday	9am - 5pm

Website

https://esmortgages.com/

Alerts

Be the first to know and let us send you an email when Essex & Suffolk Mortgages Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.