Harold Stephens

18/06/2026

Will Trust 6: A Disabled Discretionary Trust can play an important role in protecting vulnerable or disabled loved ones. There are key considerations around trustees, tax treatment and means-tested benefits.

Disabled Discretionary Trusts can play an important role in protecting vulnerable or disabled loved ones within an estate plan. In this article, we explain how these trusts work, the benefits they can offer and the key considerations around trustees, tax treatment and means-tested benefits.

18/06/2026

Will Trust 5: A Discretionary Trust leaves the distribution of the trust property to the discretion of the trustees. The trustees have the right to retain and hold assets and eventually distribute to anyone from a given list of named beneficiaries as they see fit. This is especially useful for those with concerns about particular beneficiaries.

Will Trusts can seem confusing, especially when different firms use different names for similar arrangements. This article explains how Discretionary Trusts work, when they may be useful and why joined-up estate planning is so important. Learn how Wills, Trusts, LPAs and financial planning can help

18/06/2026

Will Trust 4: A Flexible Life Interest Trust can help protect family assets, reduce the risk of disinheritance, and support better long-term estate planning. They can be especially valuable for blended families, property owners, and those concerned about future care fees.

Flexible Life Interest Trusts can help protect family assets, reduce the risk of disinheritance, and support better long-term estate planning. In this guide, we explain how a Flexible Life Interest Trust works, when it may be suitable, and why it can be especially valuable for blended families, prop

17/06/2026

Will Trust 3: A Property Protection Trust could help safeguard your share of the family home, reduce the risk of disinheritance, and support wider estate planning around care fees, wills, LPAs, and inheritance tax.

Read on to find out how Property Protection Trusts could help safeguard your share of the family home, reduce the risk of disinheritance, and support wider estate planning around care fees, wills, LPAs, and inheritance tax.

17/06/2026

Will Trust 2: A Right of Residence Trust in a Will could help protect your property, provide security for a loved one, and preserve assets for your chosen beneficiaries.

https://www.haroldstephens.co.uk/blog/will-trust-right-of-residence-trust

17/06/2026

Will Trust 1: A Life Interest Trust could help protect family assets, reduce the risk of children being disinherited, and support later-life care fee planning.

Learn how a Life Interest Trust could help protect family assets, reduce the risk of children being disinherited, and support later-life care fee planning. This guide explains how Life Interest Trusts work within estate planning and why joined-up legal and financial advice matters.

16/06/2026

Will Trusts can play an important role in protecting family wealth and ensuring assets pass to the right people at the right time. There are many to choose from so how do you know which one is best for your circumstances?

https://www.haroldstephens.co.uk/blog/which-will-trust

We'll be sharing more information about different Will Trusts. If you would like to discuss your own circumstances, please feel free to get in touch for a relaxed chat by calling 0117 3636 212 or emailing [email protected]. Alternatively, why not come along to one of our free upcoming estate planning seminars?

https://www.haroldstephens.co.uk/events/2026/4/28/estate-planning-seminars-2026

Will Trusts can play an important role in protecting family wealth and ensuring assets pass to the right people at the right time. This guide explains the main types of Will Trust, including Property Protection Trusts, Discretionary Trusts, Grandchildren’s Trusts and Disabled Person’s Trusts, he...

15/06/2026

Most people have done something when it comes to estate planning.

A Will may be in place. Lasting Powers of Attorney (LPAs) arranged. An inheritance tax review done years ago.

But rarely are these looked at together.

That’s where problems can arise - not from a lack of planning, but from plans that have been built in stages, without being fully aligned.

Our free estate planning seminars are designed to help you step back and see the bigger picture. Book your place today.

That’s where problems can arise - not from a lack of planning, but from plans that have been built in stages, without being fully aligned.

15/06/2026

Do you know how the Residential Nil Rate Band works when passing property to children or grandchildren, including the rules on direct descendants, age contingencies, trusts, downsizing and preserving valuable inheritance tax relief?

We've summarised the position here but feel free to get in touch to discuss your own circumstances if you're unsure. We're here to help. Call 0117 3636 212 or email [email protected]

Learn how the Residential Nil Rate Band works when passing property to children or grandchildren, including the rules on direct descendants, age contingencies, trusts, downsizing and preserving valuable inheritance tax relief.

14/06/2026

Over the last couple of days, we've covered a few things to think about regrding executors. Here's a more in-depth video about the role.

If you would like to discuss your estate plans, including any concerns around executors, or the organisation of your Will, we're here to help.

We have free estate planning seminars coming up later this month and July - why not join us and start reviewing your plans with confidence?

https://youtu.be/WS4dLiueB3

It can feel an honour to be appointed an executor for someone’s Wil...