03/09/2026
Self employed and wondering how a mortgage lender will look at your income?
Being self employed doesn't automatically make getting a mortgage difficult.
What can be different is how the income is assessed.
Depending on the lender and circumstances, they may look at accounts, tax calculations and other information about the business and income.
Different lenders can also take different approaches.
That's why somebody saying, "I'm self employed, how much can I borrow?" doesn't always have a one line answer.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.