WR Ethical

WR Ethical Mortgage advice that doesn't cost the earth. Independent, whole of market ethical advice.

• Our advice on mortgages over £150k is fee free (£95 otherwise).
• You will get the ideal mortgage offer for your circumstances, from thousands of options - we can search the whole of the market and we genuinely care about you.
• Remortgage advice from us is always free.
• Our aim is to receive a 5 star recommendation from each customer. The only way we can do that is by doing our absolute best f

or every single person.
• We’ve woven care for the planet into all we do, so we’ll advise you on the ethics of different mortgage providers and donate a good portion of our turnover to charity.

Nothing makes us prouder than knowing we helped make one of life’s biggest decisions feel manageable. Thank you for shar...
29/05/2026

Nothing makes us prouder than knowing we helped make one of life’s biggest decisions feel manageable. Thank you for sharing your experience.

Your home, your goals, your pace. We’re here to guide you through.

Get in touch with the team today:

☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Got most of the gang together to celebrate the arrival of our B-Corp award ‘trophy’! 🏆✨No one is ever too keen on having...
27/05/2026

Got most of the gang together to celebrate the arrival of our B-Corp award ‘trophy’! 🏆✨

No one is ever too keen on having their photo taken, but some things are important enough to be worth it!

A lovely moment marking what we’ve achieved together as a team.

We know that buying a home can feel overwhelming. That’s exactly why we exist: to make it clearer, calmer, and easier fo...
26/05/2026

We know that buying a home can feel overwhelming. That’s exactly why we exist: to make it clearer, calmer, and easier for you.

Let us take the stress out of your mortgage.

Get in touch with the team today:

☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

At WR Ethical, we compare the whole market to find you the best deal. But what really matters to us is that you feel sup...
22/05/2026

At WR Ethical, we compare the whole market to find you the best deal. But what really matters to us is that you feel supported throughout the entire process.

Great advice. Great service. No hidden agenda.

Get in touch with the team today:

☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you run a limited company, how you take your income matters for your mortgage.Some lenders will look at your salary p...
19/05/2026

If you run a limited company, how you take your income matters for your mortgage.

Some lenders will look at your salary plus dividends.

Others will look at your net profit after corporation tax, which can significantly boost how much you can borrow if you have been reinvesting in the business rather than paying it all out.

One or two lenders will even work off gross profit if you really want to maximise your borrowing.

Knowing which lender suits your setup is what we do.

Get in touch and we will work it out with you.

Get in touch with the team today: ☎️ 0117 403 9430 🌐 wrethical.com ✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

A huge thank you for this lovely review. We believe mortgage advice should be honest, clear, and always in your best int...
15/05/2026

A huge thank you for this lovely review. We believe mortgage advice should be honest, clear, and always in your best interest.

That’s the WR Ethical promise.

Get in touch with the team today:

☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Only been self-employed for a year? You might have been told to wait, but that is not always the case.A couple of high s...
09/05/2026

Only been self-employed for a year? You might have been told to wait, but that is not always the case.

A couple of high street lenders will still consider your application, especially if you have stayed in the same line of work. You will likely need an accountant’s reference and a deposit of around 10–15%, but there are some competitive options out there.

Whether it is worth applying now or waiting another year depends on your circumstances.
That is exactly the kind of question we can help you work through.

Get in touch with the team today:
☎️ 0117 403 9430
🌐 wrethical.com
✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Another five-star review, another reminder that doing things the right way matters. We’re grateful for clients who take ...
08/05/2026

Another five-star review, another reminder that doing things the right way matters. We’re grateful for clients who take the time to share their experience.

Whether you’re a first-time buyer or looking to remortgage, we can help.

Get in touch with the team today:

☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Every client’s situation is different, and we take the time to understand yours properly. That’s what ethical advice loo...
01/05/2026

Every client’s situation is different, and we take the time to understand yours properly. That’s what ethical advice looks like in practice.

Personal, honest mortgage advice from a team that cares.

Get in touch with the team today:
☎ 0117 403 9430
🌐 wrethical.com
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

🎉 A huge congratulations to Lorna, who has officially qualified as a mortgage adviser!Lorna joined the WR Ethical team i...
27/04/2026

🎉 A huge congratulations to Lorna, who has officially qualified as a mortgage adviser!

Lorna joined the WR Ethical team in 2025 as an administrator, and it quickly became clear she was destined for more. Her passion for helping people and her calm, organised approach made the move into advising a natural one — and she's passed her exams to prove it.

We're so proud of how far she's come, and our clients are already in great hands.

Welcome to the adviser team, Lorna! 🏡

Address

Desklodge, Redcliffe Way
Bristol
BS16NL

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 9am - 5pm
Thursday 8:30am - 6pm
Friday 8am - 5pm
Saturday 10:30am - 12:30pm

Website

https://wrethical.com/proving-your-deposit-everything-you-need-to-know/

Alerts

Be the first to know and let us send you an email when WR Ethical posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to WR Ethical:

Shortcuts

Share

Category