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Auxilium Mortgage Corporation an Award-Winning Full-Service Mortgage Brokerage Based in Victoria BC. Why Auxilium Mortgage?
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Personally, I think this is an awesome question, and one every client should ask of whoever wants their business. If I had to sum it up in one sentence, it would be this: “We think you should use Auxilium Mortgage, because we have innovative and caring people, who provide and implement creative and client-centered solutions for your mortgage needs.” That’s it, in a “nutshell”. The mortgage and lending landscape is not what it was say five or even two years ago. Things have changed, and as mortgage professionals, we’ve had to strive to not only adapt to these changes, but try to stay one step ahead, so we can provide our clients the counsel they need to ensure that they make the right mortgage decision.

10/28/2026

📢Important Interest Rate Update for Canadians!

On October 28, 2026, the Bank of Canada raised its key interest rate by 0.25%, bringing it to 2.50%.

Why? Rising energy costs are putting pressure on prices, making everyday expenses more expensive for Canadians.

🏡 What does this mean for you?

Mortgage payments and borrowing costs could increase for some homeowners.
Homebuyers may need to reassess their budgets and affordability.
Homeowners approaching mortgage renewal may want to review their options.
Higher interest rates can impact your overall financial plans.

💡 Our advice: Stay informed, review your options, and make sure your next real estate decision aligns with your financial goals.

Thinking about buying, selling, or renewing your mortgage? We're here to help you navigate the changing market!

🔗 Read the full announcement from the Bank of Canada: https://www.bankofcanada.ca/2026/10/fad-press-release-2026-10-28/

Have Questions, Contact Us Today!
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com

10/28/2026

NEW BLOG POST IS LIVE!

Self-Employed and Wondering If You Qualify for a Mortgage? We’ve got answers!

Being your own boss has its perks, but qualifying for a mortgage can sometimes feel a little more complicated. The good news? Being self-employed doesn’t mean homeownership is out of reach!

In our latest blog post, Self-Employment and Qualifying for Your Mortgage, we break down how self-employed mortgages work in BC, what lenders look for, and why you may have more options than you think.

Whether you're a business owner, freelancer, or self-employed professional, Auxilium Mortgage is here to help you navigate the process with confidence.

📖 Read our NEW blog post today!
https://auxiliummortgage.com/blog/self-employment-and-qualifying-for-your-mortgage/

Your self-employment journey shouldn't stand in the way of your homeownership goals. Let's explore your options!
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

10/27/2026

Why Do Mortgage Loans Get Declined? Key Factors Every Borrower Should Understand

Mortgage approval depends on several factors, and understanding them can help borrowers make more informed financial decisions.

Some of the most common reasons a mortgage application may not be approved include:

✔️Low credit score: May affect a lender's assessment of creditworthiness.
✔️High debt-to-income (DTI) ratio: Existing debt obligations may limit borrowing capacity.
✔️Property issues: Concerns with the property may affect its eligibility for financing.
✔️Unverifiable income: Insufficient documentation can make it difficult to confirm income.
✔️Insufficient income: Earnings may not meet the lender's qualification requirements.
✔️Recent major credit changes: Significant changes in credit history or new debt may affect eligibility.
✔️Inadequate down payment: Available funds may not meet the requirements of the mortgage program.
✔️Unstable employment: Employment history or inconsistent income may create additional challenges.

The takeaway: Preparation, accurate documentation, and a clear understanding of your financial position can help you navigate the mortgage process with greater confidence.

At Auxilium Mortgage, we believe that understanding the factors lenders consider is an important part of making informed mortgage decisions.

Let’s move your homeownership plans forward.⁠
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

10/22/2026

Another Happy Homeowner!🏠

We’re so grateful for the kind words and trust our clients place in us throughout their homeownership journey. ❤️

A huge thank you to Lauren G. for sharing her experience and for the wonderful review! We’re thrilled Rebekah was able to make the process smooth, stress-free, and exciting from start to finish.

Looking to make your homeownership dreams a reality? Our team at Auxilium Mortgage is here to help every step of the way!

📩 Reach out today , we’d love to help you find your way home!
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

10/19/2026

New Week, New Goals, New Opportunities!

Every Monday is a fresh opportunity to take one step closer to your dreams, and for many, that dream starts with homeownership.

Whether you're saving for your first home, planning to upgrade, or exploring your mortgage options, Auxilium Mortgage is here to help you navigate the journey with confidence.

Your goals. Your future. Your next chapter. Let's make it happen!

📩 Connect with our team to explore your mortgage options.
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

10/15/2026

Can a HELOC Help You Pay Off Your Mortgage Faster?

HELOCs are often misunderstood, especially when it comes to using them as a strategy to pay off your mortgage.

A Home Equity Line of Credit (HELOC) can provide financial flexibility, access to your home equity, and potentially lower initial payments. However, it’s important to understand that this strategy isn’t right for everyone. Variable interest rates, responsible money management, and a solid long-term plan all play a role in determining whether it makes sense for you.

When used strategically, a HELOC can be a valuable financial tool. But before making any decisions involving your home and your finances, it’s essential to weigh the potential benefits against the risks.

📖 Want to learn more? Read our blog: “Should I Pay Off My Mortgage with a Home Equity Line of Credit (HELOC)?”

🔗 Click the link below to learn more:
https://auxiliummortgage.com/blog/heloc-to-pay-off-mortgage/

Have questions about your mortgage strategy? We’re here to help!

📞 250-590-6520
📧 [email protected]
🌐 www.auxiliummortgage.com

10/14/2026

Buying your first home is an exciting milestone, but knowing where to start can feel overwhelming.

Whether you're just beginning to explore homeownership or getting ready to make a move, our FREE First-Time Home Buyer Handbook is here to help you feel prepared and confident every step of the way.

Inside, you'll discover:
✔️ A step-by-step breakdown of the homebuying process
✔️ Helpful mortgage and financing information
✔️ Tips to avoid common first-time buyer pitfalls
✔️ Practical insights to help you make confident, informed decisions

The more you know, the more confident you'll feel when it's time to buy. Give yourself a head start with the knowledge, tools, and guidance you need to make your first home a reality!

Download your free copy by clicking the link below:
https://auxiliummortgage.com/wp-content/uploads/2025/07/Auxilium-Mortgage-First-Time-Home-Buyers-Handbook-July-2025.pdf

Let’s make your mortgage experience a positive one.
Call or Email Us Today! 📞 250-590-6520 |
📧 [email protected] |
🌐 www.auxiliummortgage.com

10/09/2026

Auxilium Mortgage Office Hours ⁠🏡⁠
We’re here to help you when you need us most!⁠
⁠
🕒 Monday – Friday: 8:30 AM – 5:00 PM⁠
📅 Saturday & Sunday: Closed (Appointments available upon request)⁠
⁠
Need to connect outside these hours? Just reach out, we’re happy to accommodate where we can!⁠
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🌐 Visit us: www.auxiliummortgage.com⁠
📞 Call: 250-590-6520⁠
✉️ Email: [email protected]⁠
⁠

Address

Unit 211-2840 Peatt Road
Victoria, BC
V9B3V4

Website

http://auxiliummortgage.com/

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