Auxilium Mortgage Team

Home
Canada
Victoria, BC
Auxilium Mortgage Team

Auxilium Mortgage Corporation a full service Mortgage and Securities firm serving Victoria, Vancouver Why Auxilium Mortgage?
(266)

Personally, I think this is an awesome question, and one every client should ask of whoever wants their business. If I had to sum it up in one sentence, it would be this: “We think you should use Auxilium Mortgage, because we have innovative and caring people, who provide and implement creative and client-centered solutions for your mortgage needs.” That’s it, in a “nutshell”. The mortgage and

lending landscape is not what it was say five or even two years ago. Things have changed, and as mortgage professionals, we’ve had to strive to not only adapt to these changes, but try to stay one step ahead, so we can provide our clients the counsel they need to ensure that they make the right mortgage decision.

08/27/2026

New Blog Post ~ Does a Rental Suite Help You Qualify for a Mortgage in BC?

For many BC homebuyers, a property with a rental suite can be more than an opportunity to generate monthly income; it may also help increase your borrowing power.

But how lenders treat rental income can vary. Factors such as whether the suite is legal, the type of lender, your down payment, and available documentation can all affect how much rental income may be considered when qualifying for a mortgage.

Our latest blog breaks down:

How lenders may calculate rental income
The difference between add-back and offset methods
How legal vs. non-legal suites can affect qualification
Potential benefits and risks of purchasing a home with a rental unit

If you're considering a home with a suite, understanding the numbers before you buy can make a big difference.

📖 Read the Full Blog Below:
https://auxiliummortgage.com/blog/rental-suite-affordability-mortgage-qualification/

Let’s move your homeownership plans forward.⁠
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

08/26/2026

Your mortgage journey is about more than securing a loan, it's about making informed financial decisions.

Whether you're buying your first home, renewing your mortgage, or exploring refinancing options, understanding your choices can make a significant difference in your long-term financial health.

Here are a few key things to consider:
✔️ Compare more than just interest rates, terms and flexibility matter too.
✔️ Review your mortgage at renewal instead of automatically accepting your lender's first offer.
✔️ Refinancing may help you consolidate debt, fund renovations, or better align your mortgage with your financial goals.

Every homeowner's situation is unique, which is why personalized advice is so valuable.

At Auxilium Mortgage Corporation, we're committed to helping you navigate the process with confidence and find a mortgage solution that works for you, today and into the future.

📞 Ready to explore your options? Contact us today and let's build a mortgage strategy that fits your goals.
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

08/25/2026

Celebrating Jane’s Six-Year Anniversary with Auxilium!⁠
⁠
Please join us in Congratulating Jane on an incredible six years with the Auxilium team! ⁠
⁠
Over the past six years, Jane’s dedication, expertise, and unwavering commitment have made a lasting impact on our team and our clients. We’re incredibly grateful to have her as such an important part of the Auxilium family. ⁠
⁠
Jane first came to Victoria to pursue her studies at UVic and has since become a valued member of both our office and the Westshore community she calls home. With her background in real estate and property management, she continues to bring exceptional knowledge, insight, and experience to everything she does.⁠
⁠
Outside of work, Jane enjoys making the most of the outdoors; whether it's walking along the seaside, exploring with her loyal dog, or capturing beautiful moments through photography. She also loves gardening, reading, and expressing her creativity through watercolor painting. ⁠
⁠
Jane, congratulations on this amazing six-year milestone with Auxilium! Thank you for everything you do, we’re excited to celebrate many more years of success, growth, and memories together. 🥂⁠
⁠
🌐 Visit us: www.auxiliummortgage.com⁠
📞 Call: 250-590-6520⁠
✉️ Email: [email protected]⁠
⁠

08/24/2026

Monday Motivation | Building Your Future, One Step at a Time

Every great achievement starts with a single step, and homeownership is no different.

Whether you're buying your first home, upgrading to fit your growing family, or exploring refinancing options, the choices you make today can help shape your financial future.

This week, challenge yourself to take one step toward your homeownership goals. It could be getting pre-approved, reviewing your mortgage options, or simply asking questions. Every step brings you closer to the keys to your dream home.

If you're ready to start your journey or want to explore your options, we're here to help.

Owners of Auxilium Mortgage Kam & Michelle Brar
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

08/21/2026

Success Story: An Unexpected Journey To Home Ownership!

Buying a home doesn't always happen on the first try, and that's okay.

Every client's financial situation is unique. Sometimes achieving homeownership requires patience, careful planning, and adapting to life's unexpected changes. The right strategy today can make all the difference tomorrow.

One of our clients, Sharon and Susanne, spent more than two years working toward their goal of owning a home. Through changing circumstances and ongoing guidance, they stayed committed to their plan; and today, they're proud homeowners. Their journey is a reminder that homeownership isn't always about timing the market; it's about having the right support and a strategy tailored to your goals.

What can we learn from their story?
✔️ Homeownership timelines are different for everyone.
✔️ Preparation and persistence often pay off.
✔️ A mortgage strategy should evolve as your life and finances change.
✔️ Working with an experienced mortgage professional can help you navigate challenges and identify opportunities along the way.

If you're feeling like your homeownership goals are taking longer than expected, don't lose sight of the bigger picture. Sometimes the most rewarding journeys are the ones that require a little extra patience.

Click the Link Below to Read Sharon and Susanne's Full Success Story:
https://auxiliummortgage.com/blog/success-stories/an-unexpected-journey-to-home-ownership/

Let’s move your homeownership plans forward.⁠
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠
⁠

08/20/2026

The Best Referrals Come From Trust.

There's no greater compliment than having a client, friend, or industry partner recommend us to someone they care about.

At Auxilium Mortgage, we're committed to making the mortgage process clear, personalized, and stress-free. Whether someone is purchasing their first home, renewing their mortgage, or refinancing, we're here to provide guidance every step of the way.

When you refer someone to us, they'll receive:
✔️ Experienced mortgage professionals who put their needs first
✔️ Financing solutions tailored to their unique goals
✔️ Dedicated support from the first conversation through closing

As a thank you, our Referral Program offers a $250 referral reward for eligible funded mortgage referrals.

If someone in your network is looking for trusted mortgage advice, we'd be grateful for the introduction. Together, we can help more individuals and families achieve their homeownership goals.

📞 250-590-6520
📧 [email protected]
🌐 www.auxiliummortgage.com

08/19/2026

Is your mortgage up for renewal soon? Don't sign the first offer without exploring your options.

Many homeowners simply renew with their current lender; but your financial goals, lifestyle, and today's interest rates may have changed since you first got your mortgage.

A mortgage renewal is an opportunity to:
✔️ Compare competitive rates
✔️ Review your mortgage features
✔️ Ensure your financing still aligns with your goals
✔️ Potentially save money over the next term

As a mortgage broker, I can compare options from multiple lenders and help you find the right fit, making the renewal process simple and stress-free.

If your renewal is coming up in the next 3–6 months, let's start the conversation today. 📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

08/18/2026

Tip Tuesday: Your First Home Doesn't Have to Feel Overwhelming

Buying your first home is an exciting milestone, but it's also one of the biggest financial decisions you'll make. Understanding your mortgage options, budgeting for upfront costs, and getting pre-approved before you start house hunting can make the process much smoother.

A knowledgeable mortgage professional can help you:
✔️ Understand your financing options
✔️ Determine a budget that works for your goals
✔️ Navigate the mortgage process with confidence
✔️ Avoid common first-time homebuyer mistakes

The more informed you are, the more empowered you'll feel when it's time to make an offer.

Whether you're just beginning to explore homeownership or you're ready to take the next step, Auxilium Mortgage is here to provide guidance every step of the way.

Reach out today to learn how we can help you turn your homeownership goals into reality.
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com

08/17/2026

Monday is a Fresh Start.

Every new week brings new opportunities, new conversations, and new possibilities.

For many families, the dream of homeownership can feel overwhelming. That's why every call, every application, and every mortgage approval is about more than numbers, it's about helping people take one step closer to a place they can call home.

This Monday, let's focus on progress over perfection, relationships over transactions, and making a positive impact one client at a time.

Here's to a productive week filled with new beginnings and open doors.

Let’s move your homeownership plans forward.⁠
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

08/14/2026

Did you know? An Inter Alia Mortgage (also known as a blanket mortgage) allows more than one property to be used as security for a single mortgage. While it's not a common financing solution, it can be a valuable strategy in the right circumstances.

It may be worth considering if you:
🏡 Are purchasing a new home before your current one has sold.
📈 Want to leverage equity from another property to strengthen your financing application.
🔑 Are expanding your real estate portfolio or financing multiple properties.

Every mortgage solution has advantages and considerations. That's why it's important to understand all of your options before making a decision.

Click the Link Below to Learn more about Inter Alia Mortgages:
https://auxiliummortgage.com/mortgages/interalia/

Have Questions, Reach Out Today!
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

Address

#12-211-2840 Peatt Road
Victoria, BC
V9B3V4

Website

http://auxiliummortgage.com/

Alerts

Be the first to know and let us send you an email when Auxilium Mortgage Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Victoria?