Auxilium Mortgage Team

Auxilium Mortgage Team Auxilium Mortgage Corporation a full service Mortgage and Securities firm serving Victoria, Vancouver Why Auxilium Mortgage?
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Personally, I think this is an awesome question, and one every client should ask of whoever wants their business. If I had to sum it up in one sentence, it would be this: “We think you should use Auxilium Mortgage, because we have innovative and caring people, who provide and implement creative and client-centered solutions for your mortgage needs.” That’s it, in a “nutshell”. The mortgage and

lending landscape is not what it was say five or even two years ago. Things have changed, and as mortgage professionals, we’ve had to strive to not only adapt to these changes, but try to stay one step ahead, so we can provide our clients the counsel they need to ensure that they make the right mortgage decision.

🆕 New Blog Post: Top Ten Least and Most Expensive Places to Buy a Home on Vancouver Island in 2026📈 Home prices across V...
02/05/2026

🆕 New Blog Post: Top Ten Least and Most Expensive Places to Buy a Home on Vancouver Island in 2026

📈 Home prices across Vancouver Island continue to vary significantly by region, driven by factors such as inventory levels, employment hubs, lifestyle demand, and proximity to amenities.

In our latest blog, we analyzed regional price trends and average home values to identify the top 10 least and most expensive communities to buy a home on Vancouver Island in 2026.

🔹 More affordable markets; including Port Alberni, Campbell River, and parts of the North Island, continue to offer entry-level opportunities, often pricing well below the Island-wide average, making them attractive for first-time buyers and value-focused investors.

🔹 Higher-priced markets, such as Oak Bay, Victoria, and select West Shore communities, remain among the Island’s most expensive due to limited housing supply, strong demand, and proximity to key employment and lifestyle amenities.

📊 Understanding these regional price differences is essential when planning a purchase, relocation, or long-term investment; especially in a market where financing strategy plays a critical role.

👉 Read the full blog and see the complete breakdown:
https://auxiliummortgage.com/blog/least-and-most-expensive-places-to-buy-a-home-on-vancouver-island-2026/

📞 Call: 250-590-6520⁠
✉️ Email: [email protected]⁠
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When Starting Fresh Means a Change of AddressLaura’s situation is a great example of how mortgage strategy matters; espe...
02/03/2026

When Starting Fresh Means a Change of Address

Laura’s situation is a great example of how mortgage strategy matters; especially during major life transitions.

After separating from her ex-partner, Laura wanted to purchase a condo using her share of the sale proceeds as a down payment. Although she had a strong history of self-employment, her most recent tax year showed lower income, which limited her lending options.

By reviewing all available pathways, private, B-lender, and A-lender solutions—we were able to structure the purchase with added family income and successfully qualify her with an A lender. With thoughtful lender communication and the right documentation strategy, even additional hurdles were resolved smoothly.

The takeaway: income structure, life changes, and timing all play a role in mortgage approval. With proper guidance, there are often more options than borrowers realize.

Laura is now settled into her new home and confidently moving into her next chapter. We’re proud to have helped make that possible.
If you’re navigating a complex financial or life transition, speaking with a mortgage professional early can make all the difference.

Read Full Story -> https://auxiliummortgage.com/blog/success-stories/new-home-new-start/

📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

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Homeownership doesn’t have to feel overwhelming.With the right guidance, the mortgage process can be clear, simple, and ...
02/02/2026

Homeownership doesn’t have to feel overwhelming.

With the right guidance, the mortgage process can be clear, simple, and stress-free. At Auxilium Mortgage, we focus on clarity, strategy, and support; so you can move forward with confidence.

Here’s your Monday Reminder: You don’t have to navigate this alone 🤍

Ready to take the first step?⁠
Call us today or connect with our team to get started.⁠
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

🏡 Your Path to Homeownership Starts Here.At Auxilium Mortgage, we provide expert guidance, competitive rates, and truste...
01/30/2026

🏡 Your Path to Homeownership Starts Here.

At Auxilium Mortgage, we provide expert guidance, competitive rates, and trusted advice; so you can move forward with confidence at every stage of your homeownership journey.

🖥️Book a consultation today! 📞 250-590-6520 |
📧 [email protected]⁠ | ⁠🌐 www.auxiliummortgage.com⁠

Pre-approval questions come up often, and timing matters.Our hard pre-approvals are typically valid for up to 6 months, ...
01/29/2026

Pre-approval questions come up often, and timing matters.

Our hard pre-approvals are typically valid for up to 6 months, provided there are no major changes to your credit, income, debt, or lending guidelines.

Have questions about your readiness to buy? Our team is here to help guide you every step of the way.

📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

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📊 Bank of Canada Rate Announcement | January 28, 2026The Bank of Canada has maintained its target for the overnight rate...
01/29/2026

📊 Bank of Canada Rate Announcement | January 28, 2026

The Bank of Canada has maintained its target for the overnight rate at 2.25%, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The Bank noted that inflation continues to ease toward its 2% target and that the current policy rate remains appropriate given today’s economic conditions.

While global growth remains steady, the outlook is subject to uncertainty; particularly around U.S. trade policies and geopolitical risks. In Canada, economic growth is expected to be modest in the near term, with inflation projected to stay close to target through 2026 and 2027.

For borrowers, this decision reinforces stability for now, while future rate changes will continue to depend on incoming economic data.

At Auxilium, we help clients navigate these updates with clarity; whether you’re holding a variable mortgage, approaching renewal, or planning your next move.

To Read the Full Article, Click Link Below -> https://www.bankofcanada.ca/2026/01/fad-press-release-2026-01-28/

📩 Reach out to discuss how this announcement may impact your mortgage strategy.

📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠
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We’re Open and Here to Support You!The Auxilium Mortgage Corporation Team is Available Monday–Friday, 8:30 AM–5 PM, with...
01/28/2026

We’re Open and Here to Support You!
The Auxilium Mortgage Corporation Team is Available Monday–Friday, 8:30 AM–5 PM, with Weekend Appointments Upon Request.

Let’s move your homeownership plans forward.
📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

🏡New Blog Post! Why are more Canadians choosing mortgage brokers over banks?According to CMHC, 43% of Canadians used a m...
01/27/2026

🏡New Blog Post!
Why are more Canadians choosing mortgage brokers over banks?

According to CMHC, 43% of Canadians used a mortgage broker to purchase their home in 2023. In our latest blog, we break down why; and compare mortgage brokers vs banks so you can decide what’s best for your financial situation.

👉 Read the full blog: https://auxiliummortgage.com/blog/why-use-a-mortgage-broker-vs-bank/

📞 Call: 250-590-6520⁠
✉️ Email: [email protected]⁠

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Homeownership starts with understanding your options.A mortgage is more than a rate; it’s a long-term financial decision...
01/26/2026

Homeownership starts with understanding your options.

A mortgage is more than a rate; it’s a long-term financial decision that should align with your goals, income structure, and future plans. Taking the time to understand your choices can make the path to homeownership clearer and more confident.

At Auxilium Mortgage Corporation, we help clients navigate their options with clarity and guidance every step of the way.

📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

At Auxilium Mortgage, we believe mortgage solutions should be personalized; not one-size-fits-all.Every borrower’s situa...
01/24/2026

At Auxilium Mortgage, we believe mortgage solutions should be personalized; not one-size-fits-all.

Every borrower’s situation is different. That’s why we take the time to assess income structure, long-term goals, and future plans before recommending mortgage options for purchases, renewals, refinances, or equity take-outs. This includes tailored solutions for self-employed borrowers and investment properties.

Let’s talk through your options and build the right mortgage strategy for your goals.

📞 250-590-6520 | 📧 [email protected]⁠ | ⁠
🌐 www.auxiliummortgage.com⁠

⭐⭐⭐⭐⭐ Client FeedbackWe’re grateful for reviews like this that reflect the care and dedication our team brings to every ...
01/08/2026

⭐⭐⭐⭐⭐ Client Feedback

We’re grateful for reviews like this that reflect the care and dedication our team brings to every file. Thank you to Steve for the kind words and for trusting Ryan and the Auxilium Mortgage Corporation team with your mortgage renewal.

Supporting our clients through important financial decisions is always our top priority.

📞 250-590-6520 | 📧 [email protected]

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#12-211-2840 Peatt Road
Victoria, BC
V9B 3V4

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