Joanne Mercer Mortgage Broker/Life Agent

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Joanne Mercer Mortgage Broker/Life Agent I have been a Mortgage Broker since 2005 and with that comes experience and expertise. I have access to multiple lenders who offer the lowest rates.

10/19/2026
As 2025 comes to a close, I want to express my sincere gratitude for your continued support.While this has been a person...
12/31/2025

As 2025 comes to a close, I want to express my sincere gratitude for your continued support.

While this has been a personally challenging year, I am thankful for the success we have achieved in business. My business continues to grow and improve every year, and I am proud to share that this year I placed 13th in mortgage volume and 9th in mortgage units with Premiere Mortgage Centre Atlantic Canada.

I am truly grateful for every client, partner, and friend.

Cheers to a better 2026! I look forward to continuing to help families with their finances and finding their perfect homes.

May your holiday season be safe, happy, and memorable with friends and family 🎄
12/24/2025

May your holiday season be safe, happy, and memorable with friends and family 🎄

07/10/2025

Hi everyone,

It's been a while since my last post, but I wanted to share some important information that could benefit first-time homebuyers. Many people are unaware of the NL government program available for down payment assistance.

Newfoundland and Labrador offers a government loan for down payment assistance that isn't repayable until five years after the advance. Additionally, there's a $1,500 grant available to help with legal fees. Please note that there are income requirements and a minimum purchase price for eligibility. A mortgage pre-approval is also required, which I can help you with.

You can find more detailed information by clicking on the link below:

https://www.nlhc.nl.ca/housing-programs/first-time-homebuyers-program-fhp/

As the year comes to an end, I wanted to take a moment to express my heartfelt gratitude for trusting me with your mortg...
12/31/2024

As the year comes to an end, I wanted to take a moment to express my heartfelt gratitude for trusting me with your mortgage needs. Whether it was by securing homeownership or helping refinance your mortgage to access equity. It’s been a privilege to be a part of so many meaningful journeys.

2024 has been a great year with Premiere Mortgage Centre’s Atlantic Division, achieving Top 10 in Mortgage Units and 17th in Mortgage Volume—I completed 70+ mortgage closings this year.

I look forward to continuing to help you in 2025 and beyond. Wishing you and your loved ones a joyous New Year filled with peace, love, and happiness.

Wishing everyone all the best in 2024! Cheers 🥂 🎉
01/01/2024

Wishing everyone all the best in 2024! Cheers 🥂 🎉

Thank you for choosing me to help with your mortgage financing! I had an awesome 2023, ranking in the top 20 for units &...
12/29/2023

Thank you for choosing me to help with your mortgage financing! I had an awesome 2023, ranking in the top 20 for units & volume with Premiere(Atlantic) 🎉🥰

Wishing you and your family a very Merry Christmas! 🎄 ❤️
12/24/2023

Wishing you and your family a very Merry Christmas! 🎄 ❤️

There is a new first time home buyer assistance program and the applications will be available Nov 1st.Eligible househol...
10/26/2023

There is a new first time home buyer assistance program and the applications will be available Nov 1st.
Eligible households will get a grant of 50% of the legal closing costs up to a maximum of $1,500, plus a repayable loan up to five percent of the purchase price.
Part of the application requirements is to have mortgage pre-approval. Contact me for your pre-approval!
Email; [email protected]
Click the link for additional information;

Applications will be available when the program opens on November 1, 2023   Who is eligible? Applicants must be first-time homebuyers from any region of the province who meet the First-time Homebuyers Program (FHP) requirements and have been pre-approved for a mortgage by a recognized financial ins...

Address

189 Higgins Line
St. John's, NL

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