Mortgages by ChristineM

Mortgages by ChristineM Helping with home purchases, FTHB, refinancing for renovations & debt consolidation, mortgage renewals, reverse mortgages, vacation & rental properties.

Let's discuss your options! The best part, my service is free!!

Lenders require specific documents to verify your income, assets, and identity. Having these ready in advance can signif...
05/18/2026

Lenders require specific documents to verify your income, assets, and identity. Having these ready in advance can significantly speed up your application process.

Organization is the key to a stress-free mortgage experience.

To get started, you will generally need your most recent pay stubs, your last two years of T4s, and a current bank statement showing your down payment funds.

If you are self-employed, you will likely need your full tax returns and Notices of Assessment from the CRA.

If you want a full checklist for your situation, I can help.

📞 403-968-2784
📧 [email protected]
🌐 mortgagesbychristinem.ca


Choosing between renting and buying is one of the biggest financial decisions you will make.While a mortgage payment can...
05/15/2026

Choosing between renting and buying is one of the biggest financial decisions you will make.

While a mortgage payment can often seem higher than rent, it is crucial to look at how much of that payment is going directly toward building your personal net worth.

Buying also offers long-term stability and protection against rising rental costs, though it does require a significant upfront investment and maintenance costs.

If you want to run the numbers for your specific situation, I can help.

📞 403-968-2784
📧 [email protected]

🌐 www.mortgagesbychristinem


As rental costs continue to rise across Canada, many are looking closer at the numbers.This graphic shows the significan...
05/14/2026

As rental costs continue to rise across Canada, many are looking closer at the numbers.

This graphic shows the significant variation in average rent for one- and two-bedroom units from coast to coast.

In provinces like British Columbia and Ontario, these monthly payments can match or even exceed the cost of a mortgage in other parts of the country.

When your rent is comparable to a mortgage, it is worth exploring if you are ready to transition your monthly payment from a landlord's investment to your own home equity.

If you want to look at the numbers for your situation, I can help.

📞 403-968-2784
📧 [email protected]
🌐 www.mortgagesbychristinem.ca





source: rentals.ca

Your tax refund could be the boost your savings account needs.Putting that extra cash toward your future home shows lend...
04/23/2026

Your tax refund could be the boost your savings account needs.

Putting that extra cash toward your future home shows lenders a strong history of saving.

It is a simple way to get closer to your homeownership goals without changing your monthly budget.

Feel free to reach out to discuss your down payment options.

📞 403-968-2784
📧 [email protected]
🌐 www.mortgagesbychristinem.ca


Thinking about buying a second property?Many Canadians carry two mortgages for rentals or vacation homes. What matters m...
04/10/2026

Thinking about buying a second property?

Many Canadians carry two mortgages for rentals or vacation homes.

What matters most is how lenders view your income, debt, and long-term plan.

Done right, this can support both lifestyle and investment goals.

If you want to explore your options, I can walk you through it.

📞 403-968-2784
📧 [email protected]
🌐 [mortgagesbychristinem.ca

Changing jobs during a mortgage approval is not always a problem, but it can slow things down.The type of job, income st...
04/08/2026

Changing jobs during a mortgage approval is not always a problem, but it can slow things down.

The type of job, income structure, and probation period all matter.

If you want clarity before making a move, I can help you plan it properly.

📞 [403-968-2784
📧 [email protected]
🌐 mortgagesbychristinem.ca

Fixed or variable is not the same decision it was a year ago.With rising rates and ongoing global pressure, the gap betw...
04/06/2026

Fixed or variable is not the same decision it was a year ago.

With rising rates and ongoing global pressure, the gap between options matters more.

The right choice depends on your timeline, risk comfort, and future plans.

Your choice now needs a clear plan, not guesswork.

A quick review can help you avoid locking into the wrong fit.

If you want to walk through your options, I’m here to help.

📞 403-968-2784
📧 [email protected]
🌐 mortgagesbychristine.ca

Wishing you a beautiful Easter filled with love, laughter, and special moments with those who matter most🐣 💛 And a litt...
04/05/2026

Wishing you a beautiful Easter filled with love, laughter, and special moments with those who matter most🐣 💛

And a little extra chocolate 🍫

Christine
403-968-2784
mortgagesbychristinem

Most mortgage decisions last longer than people expect.What works now should still make sense years from now, even if li...
03/31/2026

Most mortgage decisions last longer than people expect.

What works now should still make sense years from now, even if life changes.

Thinking ahead can help reduce stress and costly adjustments later.

If you want help aligning your mortgage with your long-term plans, I can help.

📞 403-968-2784
📧 [email protected]
🌐 www.mortgagesbychristinem.ca



Address

Sherwood Park, AB

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 6pm
Friday 9am - 3pm
Saturday 11am - 2pm

Telephone

+14039682784

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