Kelly Sauriol - Mortgage Agent with Mission35 Mortgages

Kelly Sauriol - Mortgage Agent with Mission35 Mortgages Kelly Sauriol - Mortgage Agent with Mission35 Mortgages
Committed to superior customer experience!

06/13/2026

There are options! Reach out to me to see what is possible!
Always here to answer any questions and guide you through the process.

06/13/2026

Friday night 🥰

06/12/2026

Always happy to help and answer any questions!

06/02/2026

But Kelly, what about all the other costs??!!!

Great question!

When looking at a property like this, it's important to remember that the mortgage payment and property taxes aren't the whole story. You'll also need to budget for things like:

✅️ Home insurance
✅️ Heat, hydro, water, gas, internet
✅️ General maintenance and repairs

I would estimate with this property another $600-$800 a month for those expenses.

Even after counting in all the expenses this first-time buyer is paying less than $1000 a month to own her first home.

She is building equity, benefiting from future appreciation, and owning an asset instead of paying someone else.

Let's start the conversation ☎️ 289-219-3066

06/02/2026

Most people think mortgage conversations are stressful or intimidating, but honestly, they don't have to be 😊

A lot of my days are simply talking through options, answering questions, breaking down numbers, and helping people feel more confident in what is possible.

Whether someone is:
🏡 Buying their first home
💰 Refinancing debt
🗓 Approaching renewal
🏠 Exploring an investment property

My goal is always the same! To make the process feel clear, comfortable, and manageable.

Sometimes one conversation can change everything! ☎️ 289-219-3066

05/31/2026

If you snooze you lose!

I've been talking about this program since last year and I'm happy for my clients who were able to submit their applications before this news.

If you are still wanting to take advantage of the program reach out and I will get you prepared for when it does reopen!
289-219-3066

If you feel ready to start exploring options of homeownership, DON'T WAIT! At the very least start the conversation and build a plan.

05/29/2026

What if you could own a BRAND NEW home for less than $1000 a month!

Introducing 2248 Centre St in Thorold! A newly built home designed with income potential in mind.

Using the 10% down payment assistance scenario, the estimated mortgage payment is approximately $2800 a month.

Now let's look at the income side 👇

Basement unit 1 bedroom- $1200 a month
Basement studio unit - $1000 a month

That's $2200 a month in rental income on the conservative side. This could significantly offset the cost of the mortgage.

Think about it!

Instead of paying rent and helping someone else build equity you could

✅️ Live in a brand new home
✅️ Build your own equity
✅️ Create long-term wealth
✅️ Have rental income offset your housing costs

Owner-occupied rentals are a great way to get into the market!
Homeownership isn't always about earning more money, sometimes it's finding the right property and using the right strategy!

Reach out for more information on this property or for more information on how you can start building your wealth through homeownership 💰💰

05/26/2026

!! Most people assume that if they have no credit rating or a short history with credit they won't qualify for a mortgage.

That's not always the case.

Some lenders will consider what's called alternate credit.

That means that instead of traditional credit cards or loans, we may be able to show your creditworthiness through things like
✅️ consistent rent payments
✅️ utilities
✅️ insurance payments
✅️ phone bills

The key is proving that you pay your obligations consistently and responsibly over time.
Now every lender is different and there are specific requirements, but having little or no credit history does NOT always mean homeownership is impossible.

Remember! I am here to show you what IS possible!

05/26/2026

☎️ I always start with a discovery call to learn more about you, your goals, and what truly matters most to you.
Honestly, this is one of my favourite parts of what I do.

It's where I get to put your mind at ease, answer questions, walk you through the process and help you understand what's actually possible for your situation.

A lot of people come into that first conversation feeling overwhelmed or unsure , especially first-time buyers. All it takes is the right guidance, strategy and clarity to completely change how you feel moving forward.

Mortgages are about so much more than rates and numbers. Behind every conversation is a person, a family, a goal and a future 🏡

05/24/2026

Making your coffee at home won't magically buy you a house....but small habits absolutely add up over time.

A daily Starbucks can easily run you $210 a month (that's on the low end @ $7.00 a day) that's over $2500 a year!

This post isn't about not treating yourself or cutting out all the things you enjoy, it's about awareness.

Spending habits like coffee, takeout, subscriptions and impulse buys really add up.

Homeownership isn't about making one big change overnight. Sometimes it's a series of small intentional decisions that slowly move you closer to your goals

Need help budgeting?
Comment budget and I will work with you to fast track you into your 1st home 🏡

Address

62 Welland Avenue
Saint Catharines, ON
L2R2M7

Telephone

+12892193066

Website

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