Kamran Etessam - Mortgage Broker

09/04/2026

Mortgage numbers and terms don’t have to feel complicated. Whether you’re buying, renewing, or refinancing, understanding your options helps you make better decisions.

With the right guidance, the math becomes clear — and so does your path forward.

Call my office at (647)931‑3639 to review your mortgage options.

09/02/2026

The Bank of Canada has held its policy rate at 2.25% for the seventh consecutive announcement. With most lenders’ Prime rate at 4.45%, this continued stability gives homeowners and buyers a clearer picture of where variable‑rate mortgages stand today.

For anyone approaching a renewal, considering a refinance, or planning a purchase, a rate hold is the perfect moment to review your numbers and make sure your mortgage strategy is aligned with today’s market.

Every situation is different — understanding how this decision affects your mortgage is what truly matters.

📞 Call my office: (647) 931‑3639
Let’s make sure your mortgage is working for you.

08/31/2026

The next Bank of Canada rate announcement is coming up on Wednesday, September 2. Any change to the overnight rate can influence variable‑rate mortgages and overall borrowing costs, which makes these updates important for Canadian homeowners and buyers.

But the real impact isn’t in the headline — it’s in how the decision affects your specific mortgage strategy.

If you’re renewing, refinancing, buying, or simply want clarity on how a rate move could affect your plans, I’m here to help you make sense of it.

📞 Call my office directly: (647) 931‑3639
Let’s make sure you’re prepared for whatever the next announcement brings.

08/28/2026

A great mortgage isn’t just about the rate — it’s about the strategy behind it.
Flexibility, features, penalties, and long‑term goals all matter.

Let’s build the right mortgage plan for you.
📞 (647)931‑3639

08/20/2026

One lender’s options aren’t your only options.

A bank shows you their products. A broker compares many lenders to find what truly fits your goals.

Why limit yourself?

📞 Call my office: 647‑931‑3639

08/18/2026

💰 Do you have $1,000?

If you have a mortgage, you might be surprised what starting with just $1,000 can do.

In my latest short video, I share a simple strategy to start paying down your mortgage — and why your mortgage anniversary could be an important date to remember.

🏠 Small step. Big goal: becoming mortgage-free.

If you have a mortgage, that $1,000 could be the beginning of your ...

08/15/2026

Buying your first home? Start with your numbers, not the listings.

Knowing your real mortgage budget helps you search smarter and avoid surprises.

Thinking about buying? Call me today, I’ll help you understand exactly what’s possible.

📞 (647) 931‑3639
Mortgage Alliance

08/11/2026

Buying a home with a partner means lenders look at the full financial picture, not just one income. Both applicants’ income, debts, credit history, and overall financial obligations play a role in mortgage qualification.

Combining incomes can increase borrowing power and open up more mortgage options, but it also means both applicants’ financial responsibilities are considered. Understanding how everything fits together helps couples and co-buyers set a realistic budget before starting their home search.

If you’re planning to buy a home together and want clarity on how your joint finances affect your mortgage options, call my office at (647) 931‑3639. I’ll walk you through the numbers and help you build a confident plan.



08/06/2026

Mortgage renewal is one of the best times to make sure your mortgage still fits your financial goals.
Letting it auto‑renew might be easy, but it can mean missing better rates, better terms, or features that match your current needs.

Before your renewal comes up, take a moment to review your options and build a strategy that works for you.

If your renewal is approaching, call my office at (647) 931‑3639 — I’ll walk you through your options and help you make the right move.

07/30/2026

Every mortgage goal needs the right strategy. Buying, refinancing, renewing, or accessing equity all require different approaches.

A personalized mortgage plan helps you move confidently toward your financial goals — today and in the future.

Need guidance? Call my office at (647)931‑3639 and let’s build the right strategy for you.