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Lindsay Brascia - Mortgage Solutions

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Canada
Port Moody, BC
Lindsay Brascia - Mortgage Solutions

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Contact me for a free consultation today!

At Lindsay Brascia - Mortgage Solutions, I am devoted to simplifying each mortgage transaction and creating an aligned, easeful experience for each of my clients and business partners.

10/28/2026

📈 The Bank of Canada has increased its key interest rate by 0.25%. The policy rate now sits at 2.50%, with major lenders’ prime rate to increase to 4.70%.

🏡 Variable-rate mortgage holders: If your mortgage has adjustable payments, you can expect your payment to increase. If you have static variable payments, more of your payment will be adjusted to go toward interest.

🏡 Fixed-rate mortgage holders: Your existing mortgage rate and payment remain unchanged. Fixed rates are influenced primarily by bond yields, not directly by the Bank of Canada’s policy rate.

🏡 Homebuyers: This could impact your borrowing power and monthly payments, particularly if you’re considering a variable-rate mortgage.

The takeaway? Whether you’re buying, renewing, or currently in a variable-rate mortgage, understanding your options is more important than ever.

Have questions about how this impacts your mortgage? Let’s chat! 💬

10/22/2026

Your mortgage penalty could cost you thousands. 💸

Thinking about selling, refinancing, or switching lenders before your mortgage term is up? One of the most overlooked details of a mortgage is the cost of breaking it early.

Variable and fixed-rate mortgages can have very different penalty calculations, and depending on your lender, the difference could be significant.

My advice: Before making a move, understand your mortgage terms, your potential penalty, and what options are available to you.

A little planning now could save you thousands later. Have questions about your mortgage? Let’s chat.

MortgageAdvice

10/20/2026

Variable rate mortgage holder? This one’s for you.

With the Bank of Canada’s next rate announcement approaching, now is a great time to review your mortgage strategy.

While we’ve enjoyed several rate cuts over the 5 years, the conversation is beginning to shift, with some economists suggesting future rate increases could be on the horizon.

Let’s review your options and make sure your mortgage is still working for you.

PortMoodyMortgageBroker MortgageStrategy

10/20/2026

The Bank of Canada has two remaining rate announcements in 2026, and expectations are shifting.

Some market experts are suggesting a roughly 70% chance of a rate increase on October 28th, while some economists are forecasting multiple increases in the months ahead.

With inflation concerns resurfacing and the recent inflation data posted yesterday, other economists feel a rate increase in October is totally off the table.

Have a variable-rate mortgage? Now may be a good time to review your options.

Locking into a fixed rate isn’t necessarily the right move for everyone, but understanding your options before rates potentially change is important.

If you’d like to explore your lock-in options or review your current mortgage strategy, let’s connect.

09/17/2026

Before running out to purchase that fancy new car, make sure you consider your mortgage financing goals. 🚗🚙

That monthly payment can seriously affect your overall borrowing power! 💸

09/15/2026

Before you sign your mortgage documents, make sure you understand the fine print! 📋

Having a comprehensive understanding of these terms and options can make choosing the right financing feel much less stressful.

09/11/2026

September energy bringing fresh vibes! Who’s ready to finish 2026 strong and start 2027 off on the right foot?!

09/10/2026

The kind of feedback that never gets old.

Summer was a busy season! So grateful I got to help so many amazing people with their mortgages over the last few months.

Nothing better than happy clients and kind words like these.

09/04/2026

Choose to work with a professional who wants to understand your long-terms goals (and helps you achieve them) 🏆

08/28/2026

Answering the important question that (all 3 of) you were interested in.

Can’t wait for the new signage!

Address

210-2414 St Johns Street
Port Moody, BC
V3H0N8

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+16048030100

Website

http://www.lindsaybrascia.com/

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