Sharon Davis -Davis Mortgages 604.220.2343

Sharon Davis -Davis Mortgages 604.220.2343 Thanks for NOT keeping me a secret! I appreciate and value your shared trust and referrals always.

Disclaimer: Sharon Davis is an independent sub-mortgage broker working with DLC Producers West franchise. All views expressed here are solely the author's and do not represent DLC - the network.

Did you know refinancing your mortgage may allow you to reset your amortization?Why would you do that?A longer amortizat...
06/09/2026

Did you know refinancing your mortgage may allow you to reset your amortization?

Why would you do that?

A longer amortization can help reduce your monthly mortgage payment, improve cash flow, and create more flexibility in your budget. This can be especially helpful if you're consolidating debt, managing rising expenses, or simply looking for more breathing room each month.

Of course, every situation is different. While lower payments can be beneficial, extending your amortization may mean paying more interest over time.

The key is finding the strategy that works best for your goals.

Thinking about refinancing? Let's chat about your options!

Sharon Davis
604-220-2343

🏡 Fun Friday: Home Value Edition!If you were going to invest in just one area of your home, which would you choose? ✔️An...
06/05/2026

🏡 Fun Friday: Home Value Edition!

If you were going to invest in just one area of your home, which would you choose?

✔️An updated kitchen
✔️Energy-efficient windows and systems
✔️Extra functional space like a finished basement or backyard studio

The good news? These are all upgrades that can help increase your home's value while making it more enjoyable to live in.

✨ Updated kitchens remain one of the most sought-after features for buyers.

✨ Energy-efficient improvements can help lower utility costs and boost appeal.

✨ Additional living space adds flexibility for families, guests, home offices, or rental potential.

Whether you're planning to sell someday or simply want to make the most of your home, thoughtful upgrades can be a worthwhile investment.

Which project is next on your list?

Think you've saved enough for a home purchase?Don't forget about closing costs. From legal fees to property transfer tax...
06/02/2026

Think you've saved enough for a home purchase?

Don't forget about closing costs.

From legal fees to property transfer tax and appraisals, closing costs are an important part of your home-buying budget. Understanding them before you start house hunting can help make your purchase much smoother.

Have questions about what to budget for? Let's chat!

Sharon Davis
604-220-2343

Let’s break down one of the most important (and powerful) mortgage terms: Equity.Equity = the portion of your home you a...
05/29/2026

Let’s break down one of the most important (and powerful) mortgage terms: Equity.

Equity = the portion of your home you actually own.
It’s the difference between your home’s market value and what you still owe on your mortgage.

Here’s why it matters:

👉 More equity = more financial freedom. You may be able to borrow against it (HELOC or refinance).
👉 Equity grows as you pay down your mortgage and as your home’s value increases.
👉 You can use it for things like renovations, debt consolidation, investments, or even buying a second property.

Whether you're a new homeowner or have been in your place for years, understanding your equity puts you in the driver’s seat.

Want to find out how much equity you’ve built up? I can help you crunch the numbers and explore your options.

Sharon Davis
604-220-2343

Before you swap your rain boots for flip flops, take a few minutes to prep your home for summer. These simple tasks can ...
05/26/2026

Before you swap your rain boots for flip flops, take a few minutes to prep your home for summer. These simple tasks can save you money (and headaches) when the temperatures rise:

🔹 Check your A/C or HVAC system – Schedule a quick tune-up so you're not sweating through a heatwave.

🔹 Inspect your roof + gutters – Winter can be tough on your roof. Look for damage or debris that needs clearing.

🔹 Seal windows + doors – Stop cool air from escaping and keep your summer energy bills in check.

🔹 Tidy up your outdoor space – Power wash the patio, trim those hedges, and get your BBQ ready to shine.

🔹 Review your home insurance + mortgage – If you’ve made upgrades or improvements, it might be time to review your coverage or equity options.

Planning to renovate or refinance this summer? Let's chat about your options!

Sharon Davis
604-220-2343

🏡There’s been a noticeable shift in the market lately.Bond yields have been climbing, inflation is lingering longer than...
05/22/2026

🏡There’s been a noticeable shift in the market lately.

Bond yields have been climbing, inflation is lingering longer than expected, and experts are beginning to discuss the possibility of additional Bank of Canada rate hikes over the next few years.

What could this mean for homeowners and buyers?

Fixed mortgage rates may continue to rise, while variable rates may not fall as quickly as many had hoped.

Because of this, more Canadians are taking a closer look at the 5-year fixed mortgage for stability and peace of mind.

The conversation has shifted from:
“Rates will probably come down”
to
“Rates could continue climbing.”

If you’re buying, renewing, or refinancing, this may be a good time to revisit your mortgage strategy and explore your options.

Sharon Davis
604-220-2343

May is for Moms. Here’s a Mom and Son moment from Richard Lee with his mom Eileen! 🌸
05/16/2026

May is for Moms. Here’s a Mom and Son moment from Richard Lee with his mom Eileen! 🌸

Don't forget that MAY is for MOMS and we are running our tribute to moms all month long! Post a special, funny or heartw...
05/15/2026

Don't forget that MAY is for MOMS and we are running our tribute to moms all month long! Post a special, funny or heartwarming photo of mom and TAG US for a chance to win!

This is one of the very few photos I have from my teenage years — and one I treasure more as time goes on. This is me and my mom, not long before she passed in 1984, just after my 15th birthday.

Beyond the unmistakably 80s outfit😄 , I see her warmth, her strength, and a moment I’m so grateful to still hold onto.

What treasured photos do you have of mom? We want to see them!

Getting a mortgage approved can feel like a paperwork marathon, and some documents are bigger bottlenecks than others.Th...
05/12/2026

Getting a mortgage approved can feel like a paperwork marathon, and some documents are bigger bottlenecks than others.

The usual culprits?

👉 Income proof – pay stubs, T4s, or tax returns
👉 Bank statements – lenders want to see consistent savings and cash flow
👉 Employment verification – confirmation letters or contacts from your employer
👉 ID and residency documents – passports, PR cards, or visas if applicable
👉 Existing debt info – credit cards, loans, or lines of credit

Having these ready and organized can save you weeks of back-and-forth. A little prep goes a long way toward a smoother mortgage process.

If you want a checklist to make sure you’re ready, I can help you get everything in order.

Sharon Davis
604-220-2343

The question buyers forget to ask, but shouldn’t. It’s not about the number of bedrooms or the style of the kitchen. It’...
05/07/2026

The question buyers forget to ask, but shouldn’t.

It’s not about the number of bedrooms or the style of the kitchen. It’s about long-term costs: taxes, maintenance, condo fees, or even future renovations. These can quietly make a big difference in your budget if you don’t consider them upfront.

Asking this question early helps you see the full picture before making an offer, so you can make a decision with confidence, not surprises.

If you want to make sure you’re asking all the right questions before buying, send me a message. I can walk you through it!

Sharon Davis
604-220-2343

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Port Moody, BC

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