Milka Lukacevic - The Mortgage Centre TMK Trusted Mortgage Knowledge

Milka  Lukacevic - The Mortgage Centre TMK Trusted Mortgage Knowledge The Mortgage Centre-TMK Team specializes in all your mortgage needs. Serving Port Coquitlam, and the I work for you, not the banks.

Your goal is to buy a new home or to refinance your existing one. My goal is to make it happen by helping you secure the financing you need. Together, we'll work through your mortgage options until we find the perfect match for you. Simply call or email me, I am ready to talk about your mortgage virtually any time, anywhere. As a broker-owner, with over 20 years of lending experience, and many mor

e in the banking industry, I offer you solid objective advice and am an industry leader in providing excellent service for all your residential mortgage needs. My knowledge and experience help me to quickly determine your mortgage requirements and allow me to provide you with creative financing solutions that work. Whether you are considering buying a home, refinancing, switching lenders or purchasing a revenue property...you can expect the best rates, fast, friendly professional service and a mortgage package that is tailored to suit your personal goals. Looking for a mortgage professional to go above and beyond your expectations? Call me and experience the difference. That's what TMK-Total Mortgage Knoweldge is ALL about!

Mortgage calculators are a great starting point, but they don’t tell the full story.They can give you a rough idea of wh...
04/16/2026

Mortgage calculators are a great starting point, but they don’t tell the full story.

They can give you a rough idea of what payments might look like. Still, they don’t account for everything lenders actually review, such as income structure, credit history, debt ratios, and lending guidelines.

That’s where real qualification happens.

Understanding the difference can help you plan smarter, avoid surprises, and move forward with confidence when it’s time to buy or refinance.

Your mortgage renewal isn’t just a routine step; it’s a key opportunity to reassess your mortgage and align it with your...
04/09/2026

Your mortgage renewal isn’t just a routine step; it’s a key opportunity to reassess your mortgage and align it with your current financial goals.

In Canada, your term renewal is the perfect time to review your rate, explore different lenders, and consider options such as better prepayment privileges or more flexible terms. You’re not obligated to accept your current lender’s offer, and shopping around could save you more over your next term.

With changing rates and evolving financial priorities, your next term should reflect where you are today, not simply carry forward your old mortgage.

Happy Easter! May your day be filled with sunshine, smiles, and a little extra chocolate.
04/05/2026

Happy Easter! May your day be filled with sunshine, smiles, and a little extra chocolate.

Before you sign off on a build, take a closer look at the details that can impact your lifestyle and your budget:- Locat...
04/04/2026

Before you sign off on a build, take a closer look at the details that can impact your lifestyle and your budget:

- Location & neighbourhood growth
- Lot size, shape, and grading
- Sun exposure and views
- Zoning restrictions and bylaws
- Utility access and servicing costs

The right lot sets the foundation for everything that comes next. Take the time to choose wisely.

Is condo living the right fit for your lifestyle?Condos can offer convenience, lower maintenance, and great locations, b...
04/01/2026

Is condo living the right fit for your lifestyle?

Condos can offer convenience, lower maintenance, and great locations, but they’re not the perfect fit for everyone. It all comes down to how you live and what you value day to day.

Things to consider:
- Monthly condo fees and what they cover
- Less maintenance vs. less control over the property
- Amenities vs. added costs
- Resale value and market demand in your area

The right home isn’t just about the price; it’s about how it fits your lifestyle.

Mortgages aren’t one-size-fits-all, and that’s a good thing.The right mortgage depends on the details: your goals, your ...
03/28/2026

Mortgages aren’t one-size-fits-all, and that’s a good thing.

The right mortgage depends on the details: your goals, your income, your timeline, and even how flexible you need your payments to be. From fixed vs. variable rates to prepayment options and penalties, the fine print can make a big difference in how your mortgage works for you, not against you.

A tailored mortgage strategy can help you save money, stay flexible, and feel confident in your decision.

Your term is how long your current rate and lender agreement lasts.Your amortization is the full timeline to pay off you...
03/26/2026

Your term is how long your current rate and lender agreement lasts.

Your amortization is the full timeline to pay off your mortgage.

When your term ends, your rate can change.
Your amortization keeps counting down.

Understanding both helps you plan smarter and avoid surprises at renewal.

The Bank of Canada has held its key interest rate at 2.25%.For buyers, this means rates aren’t increasing right now, whi...
03/18/2026

The Bank of Canada has held its key interest rate at 2.25%.

For buyers, this means rates aren’t increasing right now, which can offer a bit of stability if you’re planning a purchase. Inflation is easing, but rising energy costs and a slower economy are still factors the Bank is watching.

For now, borrowing costs remain unchanged, but future changes will depend on how the economy and inflation trend in the coming months.

Hope your day is filled with good times, great company, and a touch of green. Happy St. Patrick’s Day!
03/17/2026

Hope your day is filled with good times, great company, and a touch of green. Happy St. Patrick’s Day!

Waiting to buy a home can sometimes cost more than expected. Changes in interest rates, home prices, or market condition...
03/14/2026

Waiting to buy a home can sometimes cost more than expected. Changes in interest rates, home prices, or market conditions can affect affordability over time.

Even a small increase in rates can impact monthly payments and the total cost of a mortgage, while rising home prices may reduce purchasing power.

Understanding how timing affects affordability can help buyers make informed decisions and plan their next steps with confidence.

Address

2571 Shaughnessy Street # 205
Port Coquitlam, BC
V3C3G3

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

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