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DLC is Canada’s largest Mortgage Network
425+ Offices Across Canada
Over 20 years of outstanding service
For every stage of your life, we’ve got a mortgage for that!

So, what’s happening in Canada’s mortgage market this fall?The market is shifting, and there are a few things worth keep...
10/14/2026

So, what’s happening in Canada’s mortgage market this fall?
The market is shifting, and there are a few things worth keeping an eye on.
• Home sales are expected to finish 2026 below last year, but the current forecast points to a stronger 2027, with sales expected to increase by 3.7%.
• The national average home price is forecast to finish 2026 around $686,710, with modest growth expected into 2027.
• Affordability and housing supply continue to play an important role in the market, but conditions are changing from region to region.

The big takeaway? The Canadian housing market isn't standing still.
For Canadians thinking about buying, selling, renewing or refinancing, this fall is a good time to understand what's happening in the market and how it relates to your own plans.

10/13/2026

Your mortgage should work for you, not against you.

Refinancing could help you consolidate high-interest debt, access equity in your home, or restructure your mortgage to better suit your current financial goals.

The right move depends on your situation, and a DLC mortgage professional can help you explore your options.

Thinking about refinancing? Connect with a DLC Mortgage Expert in your area!

10/07/2026

Your mortgage renewal is more than just signing a new contract.
When your mortgage term ends, your lender will ask you to renew your mortgage for another term. It’s a good opportunity to look at your options before simply signing whatever is sent your way.
Your financial situation may have changed. Your plans may have changed. And there may be different mortgage options available to you now.
A mortgage broker can help you compare your options and make sure your next mortgage still makes sense for you.
Your renewal is a chance to check in, not just check a box.

09/29/2026

What exactly is the mortgage stress test?

It’s a way lenders check whether you could still afford your mortgage payments if interest rates rise. To qualify, you need to show you can manage payments at a rate higher than the one you’re offered.

The stress test can affect how much you’re able to borrow, so it’s helpful to understand it before you start looking for a home.

Have questions about what the stress test means for your mortgage? A DLC Mortgage Expert can help.

From breaking down inflation to thinking about the future of AI, Sherry Cooper has spent her career making economics eas...
09/23/2026

From breaking down inflation to thinking about the future of AI, Sherry Cooper has spent her career making economics easier to understand.

As Canada’s first woman to become chief economist at a major Canadian bank, Sherry has had a front-row seat to some of the country’s biggest economic shifts. From working alongside Federal Reserve Chair Paul Volcker in the late 1970s to becoming Chief Economist at Dominion Lending Centres, her career has spanned decades of change in the economy, financial markets and the mortgage industry.

In this feature from The Globe and Mail, Sherry shares her career in her own words, including the lessons she’s learned, the mistakes she’s made, the importance of setting priorities, and why she believes AI could have a bigger impact than today’s economic headlines.

Read the full article here: https://archive.is/20260922135732/https://www.theglobeandmail.com/business/rob-magazine/article-canadas-first-celebrity-economist-has-a-gift-for-demystifying-the/ -2797.0-3007.42

09/22/2026

What exactly does “amortization” mean?

Your amortization period is the total length of time it would take to pay off your mortgage in full, assuming you make your scheduled payments.

For example, if you have a 25-year amortization, your mortgage payments are calculated based on paying the mortgage off over 25 years.

Your amortization period is different from your mortgage term. Your term is the length of your current mortgage agreement, while your amortization is the overall timeline for paying off the mortgage.

Understanding the difference can help you better understand your mortgage, your payments, and your long-term plans.

Have questions about how your amortization affects your mortgage? A DLC Mortgage Expert can help.

09/15/2026

A mortgage term is the length of time your mortgage agreement is in effect with your lender.

During your term, your interest rate, payment details, and other conditions are set based on your mortgage agreement. Common mortgage terms in Canada range from 1 to 5 years, although other options are available.

When your term ends, your mortgage comes up for renewal. That’s when you can review your options and decide whether to stay with your current lender or make a change.

Think of your mortgage term as one chapter of your overall mortgage, not the full length of time it takes to pay it off.

Have questions about your mortgage term or renewal options? A DLC Mortgage Expert can help you understand what comes next.

09/09/2026

Fixed or variable? It’s one of the first decisions you’ll make when choosing a mortgage, and there’s no one-size-fits-all answer.

Fixed rate: Your interest rate stays the same for the length of your term, giving you predictable mortgage payments and more certainty month to month.

Variable rate: Your rate can change as the lender’s prime rate changes, so your mortgage payments or the amount going toward interest and principal may change depending on your mortgage terms.

The right option depends on your finances, your comfort with changing rates, and your plans for the future.

Not sure which makes sense for you? A DLC Mortgage Expert can help you compare your options and understand the numbers before you decide.

09/02/2026

The Bank of Canada has held its key interest rate at 2.25%.

For Canadians, that means there’s no change to the Bank’s policy rate for now. But as always, your mortgage rate and options depend on more than just today’s announcement.

If you’re buying, renewing or simply wondering what the current rate environment means for your mortgage, a DLC Mortgage Expert can help you understand your options and make a plan that works for you.

Because while the headlines tell you what happened, understanding what it means for your specific situation is where things get interesting.

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2215 Coquitlam Avenue
Port Coquitlam, BC
V3B1J6

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