Irma Sebastiano, Mortgage Agent Level 2

06/10/2026

Good news for homeowners and buyers — the Bank of Canada has announced that it is keeping its key interest rate unchanged at 2.25%.

While global events and economic uncertainty continue to impact markets, inflation remains under control, and the Bank has chosen to hold rates steady for now.

What does this mean for you?
*Variable-rate mortgage holders will see no change to their rate.
*Homebuyers can continue planning with more certainty.
*Mortgage renewal clients still have opportunities to review their options and potentially save money.

The next Bank of Canada rate announcement is scheduled for July 15, 2026.

Have questions about your mortgage, renewal, refinance, or purchasing a home? Reach out anytime—We are happy to help!

06/01/2026

Looking to buy, refinance, renew, invest, or simply explore your mortgage options?

Our brand-new website is now live and packed with information to help you make informed mortgage decisions.

First-Time Home Buyers
Mortgage Renewals
Refinancing
Debt Consolidation
Investment Properties
Reverse Mortgages

For over 15 years, we've been helping Ontario families navigate the mortgage process. Now getting started is easier than ever.

https://irmasebastiano.com/

Mortgages Made Simple. Solutions Made for You.

05/29/2026

05/25/2026

Whether you’re buying your first home, moving, renewing, or refinancing, we’re here to help.

A lot of people are feeling stuck right now, wondering:
“Should I wait?”
“Should I lock in?”
“Can I even afford to move?”

That’s exactly why having a plan matters.

Call us today to review your options and see what may be possible for you.
905-321-9396 or 289-241-4962
Irma & Tina

05/25/2026

Whether you’re buying your first home, moving, renewing, or refinancing — we’re here to help.

A lot of people are feeling stuck right now, wondering:
“Should I wait?”
“Should I lock in?”
“Can I even afford to move?”

That’s exactly why having a plan matters.

Call us today to review your options and see what may be possible for you.
905-321-9396 or 289-241-4962
Irma & Tina

05/21/2026

Right now, many homeowners are worried about overpaying and most don’t realize they may have better options available.

Before you sign:
Compare rates
Review payment options
Explore fixed vs variable
See if a no-cost switch is available

A quick review could save you money and lower your monthly payments.
Reach out today for a free mortgage renewal review.
905-321-9396 or 289-241-4962
Irma & Tina Sebastiano

04/20/2026

Monday reminder:
Your bank’s offer isn’t your only option.
Rates are shifting, and we’re helping people:
✔ Lower their payments
✔ Lock in better rates
✔ Restructure their mortgage the right way
Before you sign anything… Call us 905.321.9396 or 289.241.4962

04/16/2026

Locked in at a low rate?
Let’s make sure your renewal works for you.
Call Now: 905-321-9396