DLC BTB Mortgage Solutions Heather Di Giacomo

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DLC BTB Mortgage Solutions Heather Di Giacomo My App: dlcapp.ca/app/heather-digiacomo


Two sisters networking event:

https://www.eventbrite.com/e/1660835145629?aff=oddtdtcreator

Niagara, I need your help.I am incredibly proud to be taking part in Dancing with the Easter Seals Stars Niagara—but thi...
10/02/2026

Niagara, I need your help.

I am incredibly proud to be taking part in Dancing with the Easter Seals Stars Niagara—but this is about so much more than a dance competition.

As Ava’s mom, this cause is very close to my heart. Easter Seals Ontario helps children and youth with physical disabilities access life-changing mobility and accessibility equipment, as well as fully accessible camp experiences.

A $10,000 Diamond Event Sponsorship is available, along with Gold, Silver, Bronze, & Copper sponsorship opportunities. Each one gives a business, organization, or individual the opportunity to make a meaningful impact while receiving recognition at this special community event.

One share could put this in front of the person who is able to help.

Please share this post and tag someone you know—a local business owner, organization, or community-minded person—who may be interested in making a difference. If you would like the sponsorship information or would like to connect, please message me or contact Joey Wilson

The event takes place Friday, October 16 at the Ovation Ballroom in Thorold.

Thank you for helping me spread the word. It truly takes a village. ❤️

CommunityMatters SponsorOpportunity

I’m so grateful to the Niagara Falls Review and Ray Spiteri for featuring my story and helping highlight why I’m taking ...
10/02/2026

I’m so grateful to the Niagara Falls Review and Ray Spiteri for featuring my story and helping highlight why I’m taking part in Dancing with the Easter Seals Stars Niagara.

Instagram will not allow me to share the article link directly, but if you would like to read it, you can search “Heather Di Giacomo Easter Seals Niagara” on the Niagara Falls Review website or im going to try to post a link in the comments section

I may have “zero rhythm,” but as Ava’s mom, this cause is incredibly close to my heart. Funds raised help provide mobility and accessibility equipment, along with fully accessible camp experiences, for children and youth with disabilities.

There is a wonderful opportunity for one local business to become the event’s Diamond Sponsor. The Diamond Sponsor receives two event tables, a cheque presentation, and prominent recognition throughout the evening and event promotions.

There are also many other wonderful ways for businesses to get involved—through sponsorship at a variety of levels or by donating a prize, service, or experience for the silent auction.

If you know a business owner, organization, or community-minded person who may be interested, I would be so grateful if you would introduce us or share this opportunity with them. And if sponsorship isn’t the right fit, a donation to my fundraising page, sharing my link, or simply cheering me on would mean so much.

Thank you from the bottom of my heart. ❤️

Heather

Join us as we celebrate Canadian Italian Heritage Month in June with an unforgettable evening of culture, connection, co...
05/14/2026

Join us as we celebrate Canadian Italian Heritage Month in June with an unforgettable evening of culture, connection, community & celebration. Get your tickets now Link in Bio

I thought I would jump on the trend. Apparently I was negotiating mortgages when I should have been learning ABC’s… not...
03/02/2026

I thought I would jump on the trend.

Apparently I was negotiating mortgages when I should have been learning ABC’s… not APR’s.

Some kids played house.
I wanted to finance it.

The determination started early — the licensing just came later.

And if I’ve been negotiating since preschool, imagine what I can do for your rate now.

Renewing in the next 6–12 months? Most people wait until their bank contacts them… and that can cost thousands.You can s...
01/26/2026

Renewing in the next 6–12 months?

Most people wait until their bank contacts them… and that can cost thousands.

You can start planning early and:
✔️ Protect your rate
✔️ Improve your options
✔️ Avoid bad penalties

Early planning = power.

Before the year wraps up, take a few minutes to check in with your finances.What do you want your mortgage or money goal...
12/18/2025

Before the year wraps up, take a few minutes to check in with your finances.

What do you want your mortgage or money goals to look like in 2026?

A solid plan usually comes down to two things: saving with purpose and using debt strategically.

Saving strategy to think about:

• Build an emergency fund so unexpected expenses don’t land on a credit card

• Save for home-related costs like taxes, insurance, and maintenance

• Automate savings — even small amounts add up

• Keep saving while paying down debt so you don’t fall back into borrowing

Debt strategy that actually works:

• Prioritize high-interest debt first (credit cards and unsecured loans)

• Understand the difference between “bad” debt and strategic debt

• Improve monthly cash flow before chasing the lowest rate

• Use home equity carefully to reduce interest — not to create new habits

When your mortgage, savings, and debt plan work together, money feels less stressful and decisions get easier.

A small review now can change how confident you feel in 2026.

I’m always happy to chat

Inflation is holding steady around 2% — which is good news.Prices overall aren’t rising much faster, especially for thin...
12/16/2025

Inflation is holding steady around 2% — which is good news.

Prices overall aren’t rising much faster, especially for things like housing & travel, and that’s keeping the Bank of Canada on pause with interest rates for now.

The not-so-great news?

Groceries are still expensive. Food prices jumped again in November, with beef and coffee being two of the biggest drivers.

The big picture:

• Inflation is cooling overall

• Interest rates are likely staying put for the foreseeable future

• Housing activity is still slow, especially in Ontario

• Food costs remain the biggest pressure on household budgets

Bottom line: inflation is easing enough that the Bank of Canada doesn’t need to rush into changes - but everyday costs at the grocery store are still being felt

Reverse Mortgages can be Better Than a HELOC for Many SeniorsUnlike a HELOC, a reverse mortgage:• Doesn’t require income...
12/09/2025

Reverse Mortgages can be Better Than a HELOC for Many Seniors

Unlike a HELOC, a reverse mortgage:

• Doesn’t require income qualification
• Doesn’t require monthly payments
• Won’t be cut or cancelled by the bank later

For seniors, security matters. A reverse mortgage provides exactly that.

















































Are you 55+ Let Your Home Pay You BackYour home has worked hard for you… now let it return the favour.A reverse mortgage...
12/07/2025

Are you 55+ Let Your Home Pay You Back

Your home has worked hard for you… now let it return the favour.
A reverse mortgage can free up tax-free cash without selling, downsizing, or giving up ownership.
Curious what your home could unlock? I’m happy to run the numbers. 💙

Protect Your Retirement SavingsWith inflation, many retirees are burning through RRSPs quicker than planned.A reverse mo...
12/06/2025

Protect Your Retirement Savings

With inflation, many retirees are burning through RRSPs quicker than planned.

A reverse mortgage can help preserve investments longer, reducing the risk of running out of money.

Address

4687 Queen Street
Niagara Falls, ON
L2E2L9

Telephone

+12899298186

Website

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